FEMA official: Americans need to start saving for a rainy day

[left-of-center2012]

"We need individuals to take charge of their own preparedness both at home and in their communities. It starts with discussing the importance of financial health and its relationship to being ready. Americans must adopt the habit of saving for emergencies, both large and small. An emergency fund can help cover evacuation expenses or pay for supplies to get a home ready for a hurricane. After a disaster, these funds can be used to replace damaged items or pay for necessities before an insurance company can settle a claim.

Americans should focus on building up their financial wellness to protect themselves and their families. FEMA and its financial wellness nonprofit and private sector partners continue to share messaging and resources that can be used to help build financial resilience in communities.

Survivors working toward their recovery should understand that FEMA’s Individual Assistance program grants were never intended to cover all disaster losses. The average FEMA Individual Assistance grant to disaster survivors in Texas following Hurricane Harvey was approximately $3,000. The average flood insurance payout was more than $117,000.

We have to get ahead of the risks we may face and not just respond to them. Making a more resilient nation must be a shared goal, and a shared responsibility."

https://thehill.com/opinion/energy-environment/455391-fema-official-americans-need-to-start-saving-for-a-rainy-day

[riversedge]

1. Lofty goals but so many are surviving from paycheck to paycheck.

[RKP5637]

2. Yeah, there is just soooo much money. Why everyone has a few thousand left over at the end of the

month they just fritter away. This FEMA official really needs to get a grip on reality. As usual, more WTF's each day.

[lpbk2713]

3. My roof was totally destroyed by Hurricane Irma.

Fortunately I had enough to make temporary repairs.
It was about five months before I got a new roof. Had
to deal with FEMA and the ins co.

[smirkymonkey]

4. Translation: There are going to be a lot more serious natural disasters over

the upcoming years, but don't count on us! You're on your own. Good luck!

[alwaysinasnit]

5. The author doesn't mention anything about those living below federal poverty levels.

But, given this administration, they are probably considered not worth mentioning.

https://poverty.ucdavis.edu/faq/what-current-poverty-rate-united-states

[global1]

6. Without Saying It FEMA Is Preparing Us.....

for the ravages of global climate change. It they acknowledged global climate change - Trump and the Repugs would be on their backs.

[gratuitous]

7. Is that Commie advocating for a higher minimum wage?

I like how the excuse is always, "This program was never intended to . . . blah-de-blah." Whether it's social security or disaster relief or any other program or agency that benefits the hoi polloi, don't get too dependent on it. Now military spending? Oh yeah, fully funded and increasing every year. Subsidies for large industrial concerns? Keep 'em flyin'! Subsistence benefits for the poorest and most vulnerable? Learn to eat air, socialist!

[yonder]

8. +1. Amen

[flotsam]

9. Good Idea!

I think I'll start putting away all the cash I have left over from my SS check at the end of the month.










Bwaa-ha-ha-......

[demtenjeep]

10. fuck them. It isn't easy to save when you have NOTHING to begin with

just another version of pull up from your bootstraps and fuck you if you can't line