Unemployment Insurance: now that the bill is passed, who qualifies for unemployment benefits?

[stopbush]

I haven’t been able to find solid details.

While the one-time, tax-free handout of $1200 per person helps a little, it does nothing for people who are going to be out of work for months. That issue is supposedly handled by an expansion of eligibility for and benefits paid under unemployment insurance. But how does it work? What are the details.

TIA for any info/links.

[elleng]

1. 'Unemployment Benefits Who would be covered by the expanded program?

The new bill would wrap in far more workers than are usually eligible for unemployment benefits, including self-employed people and part-time workers. The bottom-line: Those who are unemployed, partially unemployed or who cannot work for a wide variety of coronavirus-related reasons would be more likely to receive benefits.

How much would I receive?

It depends on your state. . .

Are gig workers, freelancers and independent contractors covered in the bill?

Yes, self-employed people would be newly eligible for unemployment benefits.

Benefit amounts would be calculated based on previous income, using a formula from the Disaster Unemployment Assistance program, according to a congressional aide.

Self-employed workers would also be eligible for the additional $600 weekly benefit provided by the federal government.

What if I’m a part-time worker who lost their job because of a coronavirus reason, but my state doesn’t cover part-time workers. Would I still be eligible?

Yes. Part-time workers would be eligible for benefits, but the benefit amount and how long benefits would last depend on your state. They would also be eligible for the additional $600 weekly benefit. . .

Who would the bill leave out?

Workers who are able to work from home, and those receiving paid sick leave or paid family leave would not be covered. New entrants to the work force who cannot find jobs would also be ineligible.

How long would the payments last?

Many states already provide 26 weeks of benefits, though some states have trimmed that back while others provide a sliding scale tied to unemployment levels.

The bill would provide all eligible workers with an additional 13 weeks. So participants in states with 26 weeks would be eligible for a total of 39 weeks. The total amount cannot exceed 39 weeks, but it may be shorter in certain states.

The extra $600 payment would last for up to four months, covering weeks of unemployment ending July 31.'

https://www.democraticunderground.com/1016250346

[stopbush]

3. Thanks!

[rzemanfl]

2. All I know is Florida doesn't answer the

phone. Keeps the numbers down I guess.

[jimfields33]

4. And that website is atrocious

Worst I’ve seen and I’ve seen 3 in my working life. Pennsylvania, Maryland and now Florida. Pennsylvania is a synch. Maryland not bad. Florida worthless.

[rzemanfl]

10. Deliberately awful. They haven't changed it a bit in nine years except to add more threats.

My wife is locked out because of a stupid security question that could be answered in different ways. First school? St. Mary's, or Saint Mary's? Might have left out the apostrophe... Once the account is locked the claimant is fucked.

[peacebuzzard]

5. Unemployment is handled by the state of the employer's domicile.

If you are self-employed, it's the state you do business in.
If you work for a company, it's the company you go to or report for the work.
Each state has their own unemployment division where you file the claim.

The benefits of this stimulus package is not in force and available just yet. Those details are forthcoming and are retroactive to the 27th of January. I think that is the date stated in the bill.

Correct me anywhere I am wrong, and hopefully, this helps somewhat.

on edit:

Each Unemployment department pertinent to the applicable state has a set of guidelines they follow, rules in place for determination. You can easily locate the document by a search on the internet of the Unemployment Division of that particular state.

[forthemiddle]

6. You apply in the State you pay income tax in

For example, my husband and I live in Indiana, but his company is based in Wisconsin, mine Ohio (we both work from home), but if needed we would get Unemployment from Indiana.

[peacebuzzard]

8. Do you mean state income tax?

I am currently going through this.
I live in one state, my company is in another. If I am laid off, the company will be filing for me in the state I do work in.

[forthemiddle]

11. You apply in the State you physically work in I believe

I work from home, in Indiana, but my company is in Ohio. I would apply in Indiana I believe.

[getagrip_already]

7. plus - small businesses are entitled to loans which become grants if they use them

to pay furloughed or laid off workers. So companies who don't do this are being dicks. It's free payroll.

[peacebuzzard]

9. I reviewed the bill.

Supposedly the company is to retain 90% of the workforce. Supposedly. Like you said free payroll. 0 problems.