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SmileyRose

(4,854 posts)
Wed Jan 2, 2013, 01:32 AM Jan 2013

it will now be financially better for me to get fired

that little bit of payrll tax cut was the difference. I took a pay cut to keep my job and instead of give backs they set themselves up for an easy retirement. By the time the necessary overtime is factored in to actually get my job done my yearly salary comes out to below minimum wage.

I'm not stupid but I'm not college material. I'll never make a lot and just grateful to have "sit down" work. My medical issues take up a fair bit of income so although I have no debt I also have NO savings.

When my check drops those couple of % I won't have quite enough to keep the gas in the car.

They are going to destroy the benefits of Medicare and SS I thought I'd have. I'm already 50.

I refuse to work until I die on job never having time or energy to enjoy the only life I get. YOU RICH PEOPLE CAN GO FUCK YOURSELVES.

If I am going to be poor anyway you can bet it will be on my own terms.

10 replies = new reply since forum marked as read
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it will now be financially better for me to get fired (Original Post) SmileyRose Jan 2013 OP
So sorry :-( budkin Jan 2013 #1
I understand the boat you're in, bro. RomneyLies Jan 2013 #2
O! Don't do that abelenkpe Jan 2013 #3
I have TONS of insurance RomneyLies Jan 2013 #5
Do you really think your wife cares about the cash? SmileyRose Jan 2013 #7
I care about her being taken care of. RomneyLies Jan 2013 #8
I guess get it going before your calculation changes because TheKentuckian Jan 2013 #4
Then your contribution to the SS system means even more. dkf Jan 2013 #6
I've read enough of your posts to know you are a better writer than lots of college grads Fumesucker Jan 2013 #9
you are very kind SmileyRose Jan 2013 #10

budkin

(6,697 posts)
1. So sorry :-(
Wed Jan 2, 2013, 01:35 AM
Jan 2013

And yes at least be free if you are going to be screwed. This really was a shitty deal all around.

 

RomneyLies

(3,333 posts)
2. I understand the boat you're in, bro.
Wed Jan 2, 2013, 01:36 AM
Jan 2013

I've stoped taking my BP medicine because I know it will lead to death within the next five years. No way will I be able to retire and no way will I work until I die at 75.

At least this way, my wife gets life insurance as a payoff. She'll, at least, be able to retire at a normal age.

abelenkpe

(9,933 posts)
3. O! Don't do that
Wed Jan 2, 2013, 01:42 AM
Jan 2013

Even though I too will have to work until I die I'd rather do it with my hubby. Pretty sure you're wife would want you around too.

 

RomneyLies

(3,333 posts)
5. I have TONS of insurance
Wed Jan 2, 2013, 01:44 AM
Jan 2013

Two policies through old jobs that I pay less than $60/month on.

Policies through my current job that cost next to nothing.

All told, she gets more than seven figures and will have seven figures left after paying off all of the mortgage debt and her student loans (which are more than the mortgage debt).

On to of that, she will do better with my SS at retirement than she ever will with her own.

And the pittance of a 401K we still have will also be in the mix.

 

RomneyLies

(3,333 posts)
8. I care about her being taken care of.
Wed Jan 2, 2013, 01:46 AM
Jan 2013

If I wait too long, I lose all policies with my current employer.

I'm 50, and they'll definitely look to get rid of me in the next two to five years.

All I have to do is let nature take its course now.

And that is precisely what I am doing.

It is a business decision.

TheKentuckian

(25,011 posts)
4. I guess get it going before your calculation changes because
Wed Jan 2, 2013, 01:43 AM
Jan 2013

before too long your unemployment will be a fraction of your current pay and it won't work at all and then only for a short time but it may do you good.

 

dkf

(37,305 posts)
6. Then your contribution to the SS system means even more.
Wed Jan 2, 2013, 01:45 AM
Jan 2013

They average your 35 highest years and pay zero for missed years.

Your contribution to SS will pay off.

Fumesucker

(45,851 posts)
9. I've read enough of your posts to know you are a better writer than lots of college grads
Wed Jan 2, 2013, 01:47 AM
Jan 2013

Don't sell yourself short, I think you could do quite well in college.

I'm sorry to hear of your predicament, that definitely sucks.



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