which states are basically "opting out" of Obamacare or basically not going to

[diabeticman]

follow the expanding programs?


Is PA one of them?

I just heard on Rachel's show that California is doing the exchange programs now and that they are more reasonable than other plans. Is there a way I might be able to stop playing into my Employer and opt into the exchange program that might cover my wife and I for the $400 a month that I'm paying just for coverage for myself on my employer program.

[sobenji]

1. Short answer, I don't think so

I think if your employer offers coverage (and there is a minimum amount of coverages they must offer) then you are not eligible for tax subsidies from the exchanges. You might still be able to buy without credits, etc but I am not sure.

Or, I may be all wrong.

[subterranean]

2. Pennsylvania has opted out of the Medicaid expansion.

It has also opted out of running its own health insurance exchange, so the federal government will operate Pennsylvania's exchange instead.

However, sobenji is correct that you won't be able to get tax subsidies for the exchange plans if you have employer-sponsored insurance. The exception would be if your employer's insurance costs you more than 9.5% of your income.