And there you are.

[avebury]

http://freakoutnation.com/2013/07/07/teachers-with-guns-law-backfires-in-kansas-insurance-companies-refuse-to-renew-coverage-for-schools/

Teachers with guns law backfires in Kansas, insurance companies refuse to renew coverage for schools


The new law in Kansas which allows gun owners to carry weapons in public buildings, including schools, puts the school’s insurance at risk, including a major company that insures 85 percent to 90 percent of all Kansas school districts. Insurance companies think that it’s too much of a risk, and say that someone qualified and uniformed should carry the weapons. The NRA fully backed this law regardless of the obvious safety and business concerns.



USA Today reports:



The EMC Insurance Cos. insures 85 percent to 90 percent of all Kansas school districts and has refused to renew coverage for schools that permit teachers and custodians to carry concealed firearms on their campuses under the new law, which took effect July 1. It’s not a political decision, but a financial one based on the riskier climate it estimates would be created, the insurer said.

“We’ve been writing school business for almost 40 years, and one of the underwriting guidelines we follow for schools is that any on-site armed security should be provided by uniformed, qualified law enforcement officers,” said Mick Lovell, EMC’s vice president for business development. “Our guidelines have not recently changed.

The Kansas Legislature passed the law after the fatal shootings of 20 elementary school children in Newtown, Conn., in December.

The law is similar to one in Utah. Around the country, firearms groups have called on schools to let teachers and staff carry weapons to protect children and prevent mass shootings.

Another insurance company is doing the same in response to the law.

Bob Skow, chief executive officer of the Independent Insurance Agents of Iowa said, ”It’s one thing to have a trained peace officer with a gun in school; it’s a completely different situation when you have a custodian or a teacher with a gun. That changes the risk of insuring a school and magnifies it considerably.”

[Xipe Totec]

1. Pay up, freaks. nt

[JustAnotherGen]

2. Ha!

Everything comes full circle folks!

[sinkingfeeling]

3. Well, insurance isn't an issue in Clarksville, Arkansas.....

http://www.arktimes.com/ArkansasBlog/archives/2013/07/11/tom-cotton-his-way-on-immigration-reform-or-no-way

I asked Superintendent David Hopkins about insurance and he sent this repsonse by e-mail:


I have spoke with them and as of now there is not an issue. I don't expect one either.


The insurance is through the Arkansas School Boards Association. But it's only an "error and omissions" policy, not a liability policy. Most districts in Arkansas don't carry liability because there's no legal imperative to do so. As agents of the state, they enjoy tort immunity from lawsuit, as do employees acting in official capacities. If a terrible accident were to occur because of guns on campus, attorneys might attempt to dream up ways to sue, but their likely avenue would have to be the state Claims Commission. Other states don't offer the same degree of legal protection to schools.

[Arkansas Granny]

5. You know, I love Arkansas, I really do, but sometimes things here are just bass ackwards.

[freshwest]

4. Oops, there it is!

[tblue]

6. They might just forgo the insurance.

It's a public school and Righties are just as happy for them to disappear. I don't know if you can have a school without insurance, but if they can, they just might go for it.