Obama Care to end health care for 100,000 NewJerseyans

[bigdarryl]

So they say consider the source The Star Legher it's a good paper but most of the columnist are right wing so I don't know if this article is misleading or not.Maybe someone on DU from NJ can do some research on this.http://www.nj.com/business/index.ssf/2013/08/affordable_care_act_to_end_hea.html#incart_most-comments

[leftstreet]

1. That's one of the shittiest aspects of Obamacare

(Aside from a mandate forcing citizens to buy insurance from for-profit corporations)

Most states will haves to drop their basic health plans because they won't meet the new criteria

[bigdarryl]

2. Kind of fucked up because Obama has said that if you have a existing plan you don't have to worry

About Obama care I have Aetna HMO which is pretty good I pay NOTHING!! as a NJ state worker retiree I hope Obama care doesn't fuck things up for me

[leftstreet]

3. It will depend on how much your employer is paying

Obamacare attempts to change this dynamic. Under the law, health plans that cost over $10,200 for an individual or $27,500 for a family will have to pay an excise tax of 40 percent on every dollar that they exceed that cutoff beginning in 2018. As Jonathan Gruber, an MIT economics professor who helped design the law, explained to the New York Times, the tax is meant to reorient the way that employers approach their workers’ health problems and their associated costs. “It’s focusing employers on cost control, not slashing,” said Gruber.
http://thinkprogress.org/health/2013/05/28/2064441/employers-obamacare-cut-wasteful-spending/

9: What is a “Cadillac Health Plan”?

The PPACA imposes a 40 percent excise tax on “Cadillac” health insurance plans. This new tax will apply to health plans valued in excess of $10,200 for individuals and $27,500 for families. Those thresholds will grow annually by inflation plus 1 percent. The tax takes effect in 2018.
http://www.cpehr.com/affordable-care-act-obamacare-for-business

[bigdarryl]

7. I don't have an EMPLOYER!! I'm Retired

[JustAnotherGen]

4. Maybe so

But more needs to be included from the article:

But absent a subsidy?

"A lot of folks on the individual market will see price increases if they’re not eligible," said Ward Sanders, president of the New Jersey Association of Health Plans, a group that represents health insurers.

It’s unknown how many B&E subscribers will be eligible. Insurers including Horizon, which sells the lion’s share of B&E plans, and AmeriHealth New Jersey don’t collect data about these policyholders’ incomes.


But insurers say they will be ramping up efforts to inform customers about their options next month, when the federal and state regulators are expected to announce the rates and products available for next year .

Let's wait and see - maybe it will turn out like other states where Premiums went down. Maybe some organization other than Blue Cross Horizon or Amerihealth will come in and tell these folks: "Look - they got away with giving you a big bag of shit but we want your money and we want to give you a better plan."

What I took away from that article - they are basically throwing a few hundred dollars out the window each month for a piece of shit plan that BARELY covers their health care needs.

Medicare for All. Obamacare was a good start - but we need to build on it and expand it so that EVERYONE can buy Medicare.

[Kber]

5. And from the verry end...

snip

But now that B&E policies have become entrenched, some health care professionals say it is probably the time to pull the plug on them. That’s because despite the increased costs that come with more comprehensive coverage, B&E plans come packaged with something potentially worse: "A false sense of security," notes Raymond Castro, senior policy analyst at New Jersey Policy Perspective.

The most basic B&E plan, for example, provides each covered person just $600 for wellness services; $700 for physician’s visits for injuries and illnesses; and $500 for diagnostic tests, immunizations and other procedures done outside a hospital. On top of that, there’s no coverage for prenatal care, chemotherapy and ambulance services, among other things.

Insurance professionals say judging from the complaints and questions they hear from customers, people can be surprised at how quickly their benefits disappear.

"If you buy it when you’re healthy, you don’t think about it," Sheeran of Glenn Insurance said of B&E plans. "Then when something happens, you’re stuck."

[Kber]

6. Obama Care isn't ending "health care" for 100,000 New Jerseyans

It is ending the sale of a particular type of health insurance plan - one that, according to experts quoted at the end of the article, isn't very helpful if you actually need health care.

I recommend people read the whole article, not just the headline on DU, before anyone panics.