Obamacare and LGBT Health

[William769]

Throughout the Administration, we operate on the fundamental belief that every American deserves equal opportunity, equal protection, and equal rights under the law. That's why the Affordable Care Act is so important for lesbian, gay, bisexual, and transgender (LGBT) Americans.

The health care law prevents health insurance companies from charging anyone a higher premium just because they happen to be lesbian, gay, bisexual or transgender. It also prevents insurers from raising rates or denying coverage because of a pre-existing condition like HIV/AIDS, cancer, or mental health concerns.

Thanks to the law, insurance companies can no longer impose a lifetime limit on your coverage. This is particularly important to HIV/AIDS patients, and anyone who has a chronic condition.

The Affordable Care Act also includes critically important, non-discrimination provisions. For example, starting in January 2014, it will be illegal for any of the insurance companies who offer coverage through the Marketplace to discriminate on the basis of sexual orientation or gender identity. We've also taken action to strengthen the civil rights provision in the law, by clarifying that the new law's prohibition on sex discrimination includes discrimination based on sex stereotyping, and on gender identity.

http://www.huffingtonpost.com/sec-kathleen-sebelius/obamacare-and-lgbt-health_b_3941701.html

[closeupready]

2. Their monopoly has been busted, though.

So they will TRY to raise rates, and they will lose customers to state-run insurance exchanges, or other health insurance providers who are willing to absorb the cost.

[William769]

3. And your solution is?