ACA and crappy employer supplied insurance -

[hedgehog]

If you have the option to buy health insurance through your employer, and is costs more and/or covers less than the plans on the exchange, where does that leave you?

[leftstreet]

1. If your employer offers it, you don't qualify for the exchanges

Unless the coverage isn't 'meaningful and affordable'

LOL whatever that means

I think it's if your share is more than 9.5 or 10% of income
and/or the plan pays less than 60% for services

[hedgehog]

2. Thanks! That's what I was hoping!

[TheKentuckian]

3. Keep in mind it is about the percentage not if you have to pay more.

There is also grandfathering but if that doesn't apply to your group then I would suspect your next plan will be at least minimally exchange compliant because your employer is very unlikely to offer any plan if it still results in the penalty (of course they just got an extension on that piece so who knows how that will work in reality at all), so I guess they could stick you another year. I don't know who that extension affects the escape hatch. Lots of balls in the air at the margins in a program designed to impact the margins.