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leftstreet

(36,097 posts)
Mon Sep 30, 2013, 02:35 PM Sep 2013

ACA: Employer mandate DELAYED, Caps on Costs DELAYED. Should Individual Mandate be delayed?

White House delays employer mandate requirement until 2015

By Sarah Kliff, Published: July 2 at 5:51 pmE-mail the writer

The Obama administration will not penalize businesses that do not provide health insurance in 2014, the Treasury Department announced Tuesday.

Instead, it will delay enforcement of a major Affordable Care Act requirement that all employers with more than 50 employees provide coverage to their workers until 2015.

http://www.washingtonpost.com/blogs/wonkblog/wp/2013/07/02/white-house-delays-employer-mandate-requirement-until-2015/





A Limit on Consumer Costs Is Delayed in Health Care Law
By ROBERT PEAR
Published: August 12, 2013 980 Comments

WASHINGTON — In another setback for President Obama’s health care initiative, the administration has delayed until 2015 a significant consumer protection in the law that limits how much people may have to spend on their own health care.

The limit on out-of-pocket costs, including deductibles and co-payments, was not supposed to exceed $6,350 for an individual and $12,700 for a family. But under a little-noticed ruling, federal officials have granted a one-year grace period to some insurers, allowing them to set higher limits, or no limit at all on some costs, in 2014.

http://www.nytimes.com/2013/08/13/us/a-limit-on-consumer-costs-is-delayed-in-health-care-law.html?pagewanted=all&_r=0

31 votes, 0 passes | Time left: Unlimited
Yes - delay it until 2015 also
4 (13%)
No
27 (87%)
Show usernames
Disclaimer: This is an Internet poll
131 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
ACA: Employer mandate DELAYED, Caps on Costs DELAYED. Should Individual Mandate be delayed? (Original Post) leftstreet Sep 2013 OP
The poll didn't include the option "ARE YOU FUCKING KIDDING ME?" The Velveteen Ocelot Sep 2013 #1
Is the GOP asking to delay the individual mandate? leftstreet Sep 2013 #2
That's their latest hostage. The Velveteen Ocelot Sep 2013 #4
If you look at it logically delaying the mandate will save us grief. dkf Sep 2013 #9
You're aligning with the House GOP against the entire Democratic party geek tragedy Sep 2013 #20
That's because people are moving into "team" and "tribe" mode vs logic. dkf Sep 2013 #26
So, the GOP are the ones being reasonable now, in your opinion. nt geek tragedy Sep 2013 #27
I am Bob's complete lack of surprise jberryhill Sep 2013 #67
And I am Jack's complete lack of surprise geek tragedy Sep 2013 #76
Are you fucking kidding me? The Velveteen Ocelot Sep 2013 #30
$93 bucks isn't going to do much vs $100/month. dkf Sep 2013 #60
That's not the point! The point is that the GOP is demanding a change in a law The Velveteen Ocelot Sep 2013 #66
So Obama changed the law unilaterally by delaying the employer mandate one year? dkf Sep 2013 #69
He shouldn't have done it and I sure hope he doesn't cave again. The Velveteen Ocelot Sep 2013 #72
That wasn't a cave, that was his idea!!! dkf Sep 2013 #77
It was a cave. He was trying to make the ACA more palatable The Velveteen Ocelot Sep 2013 #78
more palatable to the ones who haven't gotten littlewolf Sep 2013 #79
The employer exchanges are behind the individual ones dkf Sep 2013 #80
why the "unsuspecting" part questionseverything Sep 2013 #71
Yes, geek tragedy Sep 2013 #8
Yes. Which seems to be why most people supporting the delay here are conservative leaning CreekDog Sep 2013 #81
is this like when you demanded Obama respond to the birther nonsense CreekDog Sep 2013 #102
Real ordinary people need real meaningful relief now, not in 1 or 2 or X years. Denninmi Sep 2013 #3
Not if you can't afford the coverage to begin with. It won't make one bit of difference duffyduff Sep 2013 #10
Exactly. If you have to buy it, but companies don't have to control costs, or implement it ... Myrina Sep 2013 #44
No, that's a GOP talking point, nothing more, nt geek tragedy Sep 2013 #5
I didn't know the out of pocket costs limit has been delayed. That's not good. northoftheborder Sep 2013 #6
This thing needs to be totally revamped. duffyduff Sep 2013 #7
They will remember it in 2016 too. Puzzledtraveller Sep 2013 #11
Spare us the pro-GOP concern trolling. geek tragedy Sep 2013 #13
You must be an insurance agent. Puzzledtraveller Sep 2013 #15
No, a Democrat. Only Republicans and their allies want to delay/repeal the ACA at this point. geek tragedy Sep 2013 #16
Obama delayed ACA provisions. Is he a Republican? leftstreet Sep 2013 #37
He's implementing it, you and they are trying to sabotage it. nt geek tragedy Sep 2013 #40
He derailed 2 provisions. You're saying GOP allies derail leftstreet Sep 2013 #42
You repeating the Republicans' talking points only proves my point. geek tragedy Sep 2013 #46
Maybe the GOPers are repeating our talking points leftstreet Sep 2013 #63
Three, actually. enlightenment Sep 2013 #74
Oh that's right leftstreet Sep 2013 #83
Understandable. enlightenment Sep 2013 #111
Democrats opposed Mandated Insurance. Including this President. It was Republicans sabrina 1 Sep 2013 #100
How would you vote, with the Republicans or with the Democrats? geek tragedy Sep 2013 #103
Voting for the Mandate WAS voting for Republicans. McCain was for it, Obama against it. sabrina 1 Sep 2013 #105
Quit dodging the question: do you support the Republicans or Democrats in this geek tragedy Sep 2013 #107
So you voted against it then? sabrina 1 Sep 2013 #108
That's twice you've dodged the question. geek tragedy Sep 2013 #110
So you voted against Obama then? Why are you continuing to dodge what is a very sabrina 1 Oct 2013 #129
Obama didn't win the nomination because of the mandate issue. He had to play geek tragedy Oct 2013 #130
Being that I have stood by the Democrats' fight against Republicans sabrina 1 Oct 2013 #131
Thanks for Rush Limbaugh's talking points. Try to be more subtle next time. nt geek tragedy Sep 2013 #12
+1 leftstreet Sep 2013 #34
Those voting yes are aligned with the House GOP. geek tragedy Sep 2013 #14
I'm scared. Puzzledtraveller Sep 2013 #18
I don't know why you're supporting Michelle Bachmann and Louie Gohmert on this issue. geek tragedy Sep 2013 #22
The ACA is a GOP plan. Are you calling Obama a teabagger? leftstreet Sep 2013 #21
Those wanting to delay or derail the ACA are allies of the GOP. Zero exceptions, regardless geek tragedy Sep 2013 #23
Obama 'derailed' the ACA twice leftstreet Sep 2013 #32
No, I'm saying that those who want the same thing as the GOP are aligned with the GOP. geek tragedy Sep 2013 #35
So what? leftstreet Sep 2013 #38
You and your fellow travelers here are arguing for a delay. geek tragedy Sep 2013 #41
Yes. Delay the mandate leftstreet Sep 2013 #43
Yes it is. Because the mandate means more people joining the pools, which will make them geek tragedy Sep 2013 #47
If employers don't join, will it be successful? leftstreet Sep 2013 #62
Only someone completely ignorant of the exchanges would ask that kind of question. geek tragedy Sep 2013 #65
LOL so this is like Phase 1 or something? leftstreet Sep 2013 #68
Let's see, you repeat Republican talking points and then you reveal geek tragedy Sep 2013 #70
Stop insinuating members are trolls leftstreet Sep 2013 #85
Only a rightwing troll would suggest Obama needs to negotiate with the Republicans over the ACA geek tragedy Sep 2013 #86
Really? Obama negotiates all the time leftstreet Sep 2013 #89
Obama has said he's not negotiating on this. So has Harry Reid. So has every Democratic Senator geek tragedy Sep 2013 #92
Oh, okay n/t leftstreet Sep 2013 #93
ACA is patterned after what the Massachusetts legislature (85% Democratic) passed and romney vetoed. pampango Sep 2013 #28
Nice smear zipplewrath Sep 2013 #24
It is not a coincidence that this poll was posted contemporaneously with the House geek tragedy Sep 2013 #25
This Congress can still make several hundred more attempts to repeal it. Turbineguy Sep 2013 #17
lol at the Boehner Brigade RandiFan1290 Sep 2013 #19
Hell no! Andy823 Sep 2013 #29
So they're going to force people into the market but delaying many of the consumer protections? hughee99 Sep 2013 #31
Correct n/t leftstreet Sep 2013 #33
Ego, plain and simple Puzzledtraveller Sep 2013 #36
"They want to spike the ball so hard they don't care. We must ask, what's the hurry?" geek tragedy Sep 2013 #39
Why? bunnies Sep 2013 #49
You do not know me do you? Puzzledtraveller Sep 2013 #51
You didnt answer the question, did you? bunnies Sep 2013 #53
Don't expect an honest answer from the person who claims to be a Medicaid case worker geek tragedy Sep 2013 #57
Heh. bunnies Sep 2013 #59
i dont have insurance any more questionseverything Sep 2013 #82
I dont have insurance either. bunnies Sep 2013 #84
so delaying the mandate would keep you from owing the penalty questionseverything Sep 2013 #97
I wont owe the penalty anyway. bunnies Sep 2013 #101
she had cancer questionseverything Sep 2013 #112
oh man. Im really sorry to hear that. bunnies Sep 2013 #114
you are talking premiums questionseverything Sep 2013 #116
Ooooh. Now I understand. bunnies Sep 2013 #118
yea they should send you and me questionseverything Sep 2013 #119
26% is unacceptably high. bunnies Sep 2013 #120
Let's see Puzzledtraveller Sep 2013 #61
So yes. You have insurance. I thought so. bunnies Sep 2013 #64
^^ THIS THIS THIS THIS ^^ Myrina Sep 2013 #45
I don't think you've thought this through. oh well. Pretzel_Warrior Sep 2013 #117
Do you think forcing consumers into a market, but delaying measures to protect them hughee99 Sep 2013 #122
This is a fair question 1000words Sep 2013 #48
I've devoted all my working years to helping others Puzzledtraveller Sep 2013 #50
Consider the source 1000words Sep 2013 #54
No, it's because you smeared everyone who opposes the Republican delay efforts as being geek tragedy Sep 2013 #55
Youve been here less than TWO WEEKS and your blaming "the usual suspects"? bunnies Sep 2013 #52
Lurked for many, many years 1000words Sep 2013 #56
Exploit us! Hey! We are vulnerable to WH decision making HereSince1628 Sep 2013 #58
Delay it and fix it quinnox Sep 2013 #73
Another non-surprising call for caving to the GOP. nt geek tragedy Sep 2013 #75
Yes, not surprising. AtomicKitten Sep 2013 #91
I would support that if either party was interested in doing that. Unfortunately I don't see the liberal_at_heart Sep 2013 #98
The mandate guarantees insurance profits...it CANNOT BE DELAYED!!!!!!!!!!!!!! HereSince1628 Sep 2013 #87
Wait! Is it the tea party lobbying for the delay that will cost insurance companies such profits? pampango Sep 2013 #94
IMO, they want delay in employer mandates, not delay in payments from individuals. HereSince1628 Sep 2013 #95
Would not delay it over something that impacts only 1% of companies with more than 50 employees, and Hoyt Sep 2013 #88
This whole thing is so confusing. I heard on the local news that you can only shop the exchanges if liberal_at_heart Sep 2013 #90
Im pretty sure that if your premiums are over 9.5% of your income... bunnies Sep 2013 #96
if you have questionseverything Sep 2013 #113
thought du was against mandate joshcryer Sep 2013 #99
Well yes, but that was before the GOP opposed Obamacare, so now we love it. It's complicated. nt Demo_Chris Sep 2013 #106
they were never for it joshcryer Sep 2013 #109
The mandate should be delayed permanently. nt Demo_Chris Sep 2013 #104
Healthcare should have been mandated, not insurance. Skeeter Barnes Oct 2013 #128
enlightening list of people who voted "Delay it" in this goofy poll. Pretzel_Warrior Sep 2013 #115
But not surprising. geek tragedy Sep 2013 #121
Please stop calling DU members 'trolls' leftstreet Sep 2013 #123
I am of course against the mandate. I am also against TeaPubliKlan appeasement TheKentuckian Oct 2013 #124
Not only NO, but FUCK NO!!!!!! Wounded Bear Oct 2013 #125
Passing a law mandating insurance and consumer protections and then delaying those protections Skeeter Barnes Oct 2013 #127
As long as the employer mandate and cap on out of pocket cost is delayed, the indivdual mandate Skeeter Barnes Oct 2013 #126

The Velveteen Ocelot

(115,523 posts)
4. That's their latest hostage.
Mon Sep 30, 2013, 02:42 PM
Sep 2013

Delay the individual mandate so we can campaign on the awfulness of Obamacare for the next year, or we'll shut down the government.

Never negotiate with terrorists.

 

dkf

(37,305 posts)
9. If you look at it logically delaying the mandate will save us grief.
Mon Sep 30, 2013, 02:49 PM
Sep 2013

It takes the most unpleasant part and keeps people unsuspecting til after the elections while it keeps the perks.

Honestly this would be a boost for favorability if anyone had half a brain about it.

The Velveteen Ocelot

(115,523 posts)
30. Are you fucking kidding me?
Mon Sep 30, 2013, 03:07 PM
Sep 2013

This is the part that has to go into effect for all the rest of it to work. Furthermore, giving into any GOP demand in exchange for their agreeing not to shut down the government is not negotiating; it's caving. And when you agree to any demand of a terrorist organization, that is just encouraging them to keep making more demands. Remember: the ACA was enacted by Congress, signed by the president and upheld by the Supreme Court. They have tried without success to repeal it 43 times. It's the law. There's nothing to negotiate. Agreeing to change the terms of a duly enacted law because some political terrorists don't like it and can't get it repealed through the normal legislative process is not democracy. And it will only get worse if they get what they want this time.

 

dkf

(37,305 posts)
60. $93 bucks isn't going to do much vs $100/month.
Mon Sep 30, 2013, 03:37 PM
Sep 2013

It's not til the penalties hit $600+ or so that it will make a difference.

The Velveteen Ocelot

(115,523 posts)
66. That's not the point! The point is that the GOP is demanding a change in a law
Mon Sep 30, 2013, 03:56 PM
Sep 2013

that they couldn't accomplish through the established legislative process, and they are trying to do it by holding the government budget hostage. I don't care what it is they want; I don't care if they are demanding a free lollipop with every doctor visit or an extra bottle of Jim Beam for John Boehner every time he makes another stupid demand. The point is that they already lost this battle. The ACA is the law and if they can't change it through the normal process they don't get to shut down the government to make it happen. There's nothing to negotiate.

The Velveteen Ocelot

(115,523 posts)
78. It was a cave. He was trying to make the ACA more palatable
Mon Sep 30, 2013, 04:12 PM
Sep 2013

to big business in order to try to forestall something like what's happening now. A preemptive cave, as it were. He's done that sort of thing way too often and I hope he's finally figured out that it does no good at all to "negotiate" with people who want everything their way.

 

dkf

(37,305 posts)
80. The employer exchanges are behind the individual ones
Mon Sep 30, 2013, 04:15 PM
Sep 2013

Which aren't ready either.

Do you think it's good policy to mandate impossible tasks?

questionseverything

(9,644 posts)
71. why the "unsuspecting" part
Mon Sep 30, 2013, 03:59 PM
Sep 2013

other than that i agree with you...it is in fact what candidate obama promised.....an option for health ins not a mandate

he said,"i trust the american people to do the right thing"

and most americans would if they could afford it,i have been playing with the calculators and for the over 50 crowd costs are gonna be 25- 30% of income (and that was before i knew there is no out of pocket cap for 2014)

i kind of think in this punch and judy show we call congress the repubs just asked for the personal mandate delay to keep older liberal dems for begging for it

CreekDog

(46,192 posts)
102. is this like when you demanded Obama respond to the birther nonsense
Mon Sep 30, 2013, 05:05 PM
Sep 2013

then a month later criticized him for talking about the subject? (when he released the long form birth certificate)

you've played games with us before on issues.


leftstreet
Tue Mar-01-11 03:12 PM

10. Why did Obama never put a stop to this nonsense?

He's had the world as his stage



http://www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=439&topic_id=535161&mesg_id=535210

leftstreet
Tue Mar-01-11 03:17 PM
19. Sure he could have. Could have made fun of them on tv early on

This has been floating around long enough that some people actually believe it's true


http://www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=439&topic_id=535161&mesg_id=535252


leftstreet
Wed Apr-27-11 03:22 PM

I'm sorry, but this whole episode makes him seem clueless

And I don't like to say that.

People can't find work, they're losing their homes, they can't afford to see a doctor

but THIS "crisis" Obama responds to?

People are worried about gas and grocery prices !!


http://www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=439&topic_id=972931&mesg_id=972980

Denninmi

(6,581 posts)
3. Real ordinary people need real meaningful relief now, not in 1 or 2 or X years.
Mon Sep 30, 2013, 02:42 PM
Sep 2013

I know I do, I can't afford my healthcare the way it is. It sucks. At the current rate, I'll be medically bankrupt by the time I hit 55.

 

duffyduff

(3,251 posts)
10. Not if you can't afford the coverage to begin with. It won't make one bit of difference
Mon Sep 30, 2013, 02:49 PM
Sep 2013

if you can't use the insurance because of outrageous premiums and high deductibles for lousy coverage, or you are forced onto Medicaid and can't use it anyway because few doctors will treat you.

Until we have a system in this country that is better than employer-paid coverage in the largest companies, health care will not be good for most and unaffordable.

Myrina

(12,296 posts)
44. Exactly. If you have to buy it, but companies don't have to control costs, or implement it ...
Mon Sep 30, 2013, 03:20 PM
Sep 2013

.... it's free license for them to gouge the hell out of us for 1-2 years.

 

duffyduff

(3,251 posts)
7. This thing needs to be totally revamped.
Mon Sep 30, 2013, 02:47 PM
Sep 2013

The sticker shock facing people is going to be horrendous if something isn't done to fix it.

 

geek tragedy

(68,868 posts)
16. No, a Democrat. Only Republicans and their allies want to delay/repeal the ACA at this point.
Mon Sep 30, 2013, 02:52 PM
Sep 2013

It's a bright line.

 

geek tragedy

(68,868 posts)
46. You repeating the Republicans' talking points only proves my point.
Mon Sep 30, 2013, 03:21 PM
Sep 2013
http://www.gop.com/news/research/past-is-prologue-another-broken-promise-and-obamacare-delay/

In case you thought you weren't being completely obvious by arguing that the GOP's position has merit.

leftstreet

(36,097 posts)
63. Maybe the GOPers are repeating our talking points
Mon Sep 30, 2013, 03:52 PM
Sep 2013

Democrats have long been against mandated for-profit insurance payments

Just ask Hillary what happened when Obama slammed her on mandates during the primary

sabrina 1

(62,325 posts)
100. Democrats opposed Mandated Insurance. Including this President. It was Republicans
Mon Sep 30, 2013, 05:04 PM
Sep 2013

who were pushing to force those 'no-good Lieberals' to have to pay for HC. As Obama himself said and one of the reasons why many of us Liberal Democrats supported him over Hillary (who supported Mandates) 'if forcing people to buy homes would solve homelessness, we could do that' when he explained why he OPPOSED Mandated Insurance.

What's fun to see is how the Republicans have changed their positions on this and equally fun to see how some Democrats have switched theirs.

We should not force people to buy HC. We should have a National HC system which is the cheapest way to cover the country's HC needs. Not great for the middlemen (Health Insurance Corps who take at least 20% maybe more, in profits which should be going directly into actual HC).

I am amazed to watch the switching of positions though and the amnesia as to what a controversial subject this was with Republicans always supporting it, now suddenly opposed to it.

People are so sick of these political games while people are struggling to survive in this country.

 

geek tragedy

(68,868 posts)
103. How would you vote, with the Republicans or with the Democrats?
Mon Sep 30, 2013, 05:15 PM
Sep 2013

Simple question.

P.S. Paul Krugman has argued consistently for the mandate to be included. Please let me know what you and Louie Gohmert know that he doesn't.

sabrina 1

(62,325 posts)
105. Voting for the Mandate WAS voting for Republicans. McCain was for it, Obama against it.
Mon Sep 30, 2013, 05:19 PM
Sep 2013

What did YOU vote for? McCain or Obama?

 

geek tragedy

(68,868 posts)
107. Quit dodging the question: do you support the Republicans or Democrats in this
Mon Sep 30, 2013, 05:23 PM
Sep 2013

current stand-off?

P.S. McCain and every Republican voted against it. Paul Krugman was for it. Bernie Sanders voted for it. So please stop lying and claiming that something that Krugman advocated and Bernie Sanders voted for and that every Republican voted against is a partisan Republican idea.

sabrina 1

(62,325 posts)
108. So you voted against it then?
Mon Sep 30, 2013, 05:27 PM
Sep 2013

The irony of telling someone else not to dodge a question while in the process of doing so yourself must have escaped you. Thanks for the answer.



 

geek tragedy

(68,868 posts)
110. That's twice you've dodged the question.
Mon Sep 30, 2013, 05:28 PM
Sep 2013

Do you support Speaker Boehner or President Obama in this dispute?


I voted for Barack Obama in the primaries, but I thought Clinton had the better of the argument in terms of the mandate.

Paul Krugman is and was right.

sabrina 1

(62,325 posts)
129. So you voted against Obama then? Why are you continuing to dodge what is a very
Tue Oct 1, 2013, 11:17 AM
Oct 2013

simple question? As I said, Mandated Ins. always was a Republican idea. Democrats like Obama were opposed to forcing people to pay for something they could not afford. That may have lost Hillary the nomination in fact. There wasn't much difference between them in the end, but Obama''s position on Mandated Insurance was the Democratic position. He won.

 

geek tragedy

(68,868 posts)
130. Obama didn't win the nomination because of the mandate issue. He had to play
Tue Oct 1, 2013, 11:19 AM
Oct 2013

defense on it--Clinton and Krugman etc attacked his no-mandate position as not feasible, and they were right.

I stand by the Democrats in their fight with the Republicans. Too bad you can't find the words to say likewise.

sabrina 1

(62,325 posts)
131. Being that I have stood by the Democrats' fight against Republicans
Tue Oct 1, 2013, 11:37 AM
Oct 2013

for a lifetime of political involvement, especially on issues like HC and have stood up against Republican ideas on what is good for this country, can you explain your last sentence please, as it is completely irrelevant to me?

Perhaps it was meant for someone else?

Many Democrats ended up choosing the candidate who was standing up against Republican ideas, such as the Mandate, as I did which made the difference in the end. You appear to be quite uninformed on this issue.

Just fyi, I am very experienced with the kind of game of you are trying to play. It's not very clever especially when attempted with those who have been in the trenches, fighting the Right Wing, for as long as I have.



 

geek tragedy

(68,868 posts)
22. I don't know why you're supporting Michelle Bachmann and Louie Gohmert on this issue.
Mon Sep 30, 2013, 02:54 PM
Sep 2013

You've chosen your side.

 

geek tragedy

(68,868 posts)
23. Those wanting to delay or derail the ACA are allies of the GOP. Zero exceptions, regardless
Mon Sep 30, 2013, 02:55 PM
Sep 2013

of what dishonest rhetoric they employ.

You are standing with Rand, with Ted Cruz, with the Republican party, with the Tea Party.

http://www.politico.com/story/2013/09/house-senate-government-shutdown-97557.html

leftstreet

(36,097 posts)
32. Obama 'derailed' the ACA twice
Mon Sep 30, 2013, 03:09 PM
Sep 2013

Read the links above

Employer mandate
Caps on Costs

Are you saying he's allied with the GOP?

 

geek tragedy

(68,868 posts)
35. No, I'm saying that those who want the same thing as the GOP are aligned with the GOP.
Mon Sep 30, 2013, 03:12 PM
Sep 2013

Amazing coincidence that you posted a poll pushing for an Obamacare delay within minutes of the House GOP deciding to go that direction, with the talking points being emailed out.

Just amazing.

 

geek tragedy

(68,868 posts)
41. You and your fellow travelers here are arguing for a delay.
Mon Sep 30, 2013, 03:16 PM
Sep 2013

One obvious troll has suggested the only reason that Democrats oppose a delay in Obamacare is "ego."

leftstreet

(36,097 posts)
43. Yes. Delay the mandate
Mon Sep 30, 2013, 03:19 PM
Sep 2013

Obama delayed the mandate for employers and the caps-on-costs for insurers

Asking for a delay of the individual mandate is not unreasonable

 

geek tragedy

(68,868 posts)
47. Yes it is. Because the mandate means more people joining the pools, which will make them
Mon Sep 30, 2013, 03:23 PM
Sep 2013

successful.

The Republicans want to delay it because they want to kill it.

And that is your reasoning as well, since you favor repealing Obamacare and going back to the system under Bush.

http://www.democraticunderground.com/?com=view_post&forum=1002&pid=3198554

The healthcare system WAS better under Bush


You are obvious.

leftstreet

(36,097 posts)
62. If employers don't join, will it be successful?
Mon Sep 30, 2013, 03:48 PM
Sep 2013

Why are they being left out of the 'pools' until 2015?

 

geek tragedy

(68,868 posts)
65. Only someone completely ignorant of the exchanges would ask that kind of question.
Mon Sep 30, 2013, 03:55 PM
Sep 2013

(The answer, btw, is that the exchanges are for people who don't get employer healthcare)

 

geek tragedy

(68,868 posts)
70. Let's see, you repeat Republican talking points and then you reveal
Mon Sep 30, 2013, 03:59 PM
Sep 2013

yourself to have zero knowledge about how the ACA actually works, yet you adamantly oppose it and align yourself with the Tea Party on the #1 issue separating the parties.

Not suspicious at all.

leftstreet

(36,097 posts)
85. Stop insinuating members are trolls
Mon Sep 30, 2013, 04:37 PM
Sep 2013

Jeez, calm down

Stop claiming people are 'repeating Republican talking points' and 'aligning themselves with the Tea Party' when they're only voicing the same concerns Obama once had. He himself was against the mandate - ask Hillary

If Obama needs to negotiate and compromise with the GOP you should have his back!

 

geek tragedy

(68,868 posts)
86. Only a rightwing troll would suggest Obama needs to negotiate with the Republicans over the ACA
Mon Sep 30, 2013, 04:40 PM
Sep 2013

at this point.

leftstreet

(36,097 posts)
89. Really? Obama negotiates all the time
Mon Sep 30, 2013, 04:43 PM
Sep 2013

Are you calling him a troll?

Obama has asked repeatedly for five years that his supporters have his back and avoid political gridlock, learn to reach across the aisle, and rethink some of their most cherished ideas

Are you saying if he needs to give up the ACA individual mandate to maintain the funding, you wouldn't have his back on that? I certainly would

 

geek tragedy

(68,868 posts)
92. Obama has said he's not negotiating on this. So has Harry Reid. So has every Democratic Senator
Mon Sep 30, 2013, 04:46 PM
Sep 2013

and all but two DINO's in the House.

No negotiating with terrorists. Period.

Those who would seek to appease the terrorists can go sit with them.

pampango

(24,692 posts)
28. ACA is patterned after what the Massachusetts legislature (85% Democratic) passed and romney vetoed.
Mon Sep 30, 2013, 03:03 PM
Sep 2013

Massachusetts Democrats (not known for their conservatism) revamped romney's proposed bill to such a great extent that he vetoed the result. Democrats the overrode his veto and "romneycare" became law.

The irony - romney vetoed Romneycare. I wonder if the ACA would still be called Obamacare, if Obama had vetoed it and congress had overridden his veto. Not that would have happened.

zipplewrath

(16,646 posts)
24. Nice smear
Mon Sep 30, 2013, 02:55 PM
Sep 2013

Several months ago I would have said yes, it should be delayed. Right now, I wouldn't agree to such legislation over the budget or debt limit. There's not enough time to negotiate all the changes that should be made to the ACA. But once the fight is over, as part of a larger package "fixing" things even the president would like to see changed, I can see delaying the individual mandate. Even more so if that is what it took to get the GOP to agree to some changes.

 

geek tragedy

(68,868 posts)
25. It is not a coincidence that this poll was posted contemporaneously with the House
Mon Sep 30, 2013, 02:56 PM
Sep 2013

GOP making that precise demand.

The only Senate Democrat to agree?

Joe Manchin.

Nice company they keep.

Turbineguy

(37,278 posts)
17. This Congress can still make several hundred more attempts to repeal it.
Mon Sep 30, 2013, 02:53 PM
Sep 2013

but it's easier if nobody knows how well it works.

Andy823

(11,495 posts)
29. Hell no!
Mon Sep 30, 2013, 03:06 PM
Sep 2013

Why play into the republicans hands? No way in hell should the president, or the democrats in congress give into such insane demands by the right wing. Why do you even post crap like this?

hughee99

(16,113 posts)
31. So they're going to force people into the market but delaying many of the consumer protections?
Mon Sep 30, 2013, 03:07 PM
Sep 2013

I'm unclear why people think mandating coverage under such circumstances is going to help anyone. You want to give the ACA a bad name from the start? Spend a year forcing people into a market where the insurance companies can charge high rates for little or no coverage and a high deductible, and I don't think it's going to make the rest of the ACA any easier to get implemented.

Puzzledtraveller

(5,937 posts)
36. Ego, plain and simple
Mon Sep 30, 2013, 03:12 PM
Sep 2013

They want to spike the ball so hard they don't care. We must ask, what's the hurry? Why would'nt the president and democrats want to correct these things. Preempt the stupid republicans and say, we are going to fix it, try and hold that up?

 

geek tragedy

(68,868 posts)
39. "They want to spike the ball so hard they don't care. We must ask, what's the hurry?"
Mon Sep 30, 2013, 03:15 PM
Sep 2013

You know who says shit like this these days about people who oppose the GOP's efforts to sabotage the ACA?

Republicans.

You know who else says it?

No one.

 

geek tragedy

(68,868 posts)
57. Don't expect an honest answer from the person who claims to be a Medicaid case worker
Mon Sep 30, 2013, 03:32 PM
Sep 2013

and then argues for the Medicaid expansion to help millions, plus the exchanges, to get delayed and possibly killed.

 

bunnies

(15,859 posts)
59. Heh.
Mon Sep 30, 2013, 03:35 PM
Sep 2013

Well then I guess they ALREADY have their gov't funded insurance if, in fact, they're a Medicaid case worker.

questionseverything

(9,644 posts)
82. i dont have insurance any more
Mon Sep 30, 2013, 04:23 PM
Sep 2013

i was hopeful right up to when i saw what is considered "affordable''...26% of our income is not ''affordable"

no one is saying to delay the parts that are good and if it helps you i am glad but for older folks whose premiums are 3 times a young persons something needs adjusted

on a side note medicaid is 2nd class healthcare (at least here in illinois),i have a problem with making the 2 tier system legit but that is whole different discussion

please do not puke on me,i have a weak tummy

 

bunnies

(15,859 posts)
84. I dont have insurance either.
Mon Sep 30, 2013, 04:33 PM
Sep 2013

And Obamacare wont help me. I fall into the medicaid bracket that my state has yet to expand. For me to purchase through the exchange I would have to pay 100% of the premium because I make too little to qualify for subsidies. And currently, I need a joint replaced. Not a day goes by that healthcare isnt on my mind. Obamacare premiums arent supposed to be over 9.5% of your income, but those in my position fall through the cracks. Personally, I'd be doing a happy dance if I got a medicaid card.

Its all relative, I guess.

questionseverything

(9,644 posts)
97. so delaying the mandate would keep you from owing the penalty
Mon Sep 30, 2013, 04:57 PM
Sep 2013

people should not be further penalized for being poor

in our house i have to figure in the out of pocket because my spouse takes expensive meds each month...that is how i get the 26% of income number...without a cap insurance is useless....we are firmly clinging to middle class but i can not seem to find a way to free up 26% of our income

my beef with medicaid is personal as my daughter has a bad situation that they will not treat ...she could actually die of tooth infections because illinois medicaid only covers one tooth being surgically removed a year and the worst part is i am sure the er costs more than her surgery would


 

bunnies

(15,859 posts)
101. I wont owe the penalty anyway.
Mon Sep 30, 2013, 05:04 PM
Sep 2013

I dont even make enough to be required to file taxes.

Re: your daughter... is there assistance available from her local hospital? Ours offers a community dental office for people who qualify for aid. The co-pays range from $0.00 to $40.00 per visit depending on income level. I think the co-pay doubles for extraction but it would still be a hell of a lot cheaper than full price. Almost every hospital that I looked into (in my state) has a program like that. It cant hurt to check, hopefully you will find something.

questionseverything

(9,644 posts)
112. she had cancer
Mon Sep 30, 2013, 05:45 PM
Sep 2013

on and off for 9 years,had to have a hysterectomy at young age,zapped her calcium so her teeth started breaking off at gum line so she needs oral surgery...if it was just getting teeth pulled it would be different

i am glad you do not have to pay penalty,i will have to but i will be ok first few years and maybe something good will happen in between....i am more worried that when the average middle class person realizes the gov't wants 26-30% more of their pay for insurance costs dems will be blamed,we will lose senate too and nothing will ever be fixed

anyway ty for the pleasant discussion and i hope for the best for you

 

bunnies

(15,859 posts)
114. oh man. Im really sorry to hear that.
Mon Sep 30, 2013, 06:07 PM
Sep 2013

Must have been horrible for both of you to go through. Damn.

Im totally with you on hoping something will happen rather quickly. They need to address those in our situations right away. For my boyfriend, it will only cost him 6.7% of his income. So it will definitely work well for some in the middle class.

I dont understand how you wont be exempt if the premium is that high. From healthcare.gov:


Exemptions from the payment

Under certain circumstances, you won’t have to make the individual responsibility payment. This is called an “exemption.”

You may qualify for an exemption if:

You’re uninsured for less than 3 months of the year
The lowest-priced coverage available to you would cost more than 8% of your household income
You don’t have to file a tax return because your income is too low (Learn about the filing limit.)
You’re a member of a federally recognized tribe or eligible for services through an Indian Health Services provider
You’re a member of a recognized health care sharing ministry
You’re a member of a recognized religious sect with religious objections to insurance, including Social Security and Medicare
You’re incarcerated, and not awaiting the disposition of charges against you
You’re not lawfully present in the U.S.


I hope it works out well for you and your Daughter too. It sucks to need care you cant get.

questionseverything

(9,644 posts)
116. you are talking premiums
Mon Sep 30, 2013, 06:24 PM
Sep 2013

i am talking premiums plus out of pocket costs because we have ongoing medical problems in our house so i already know we will hit the out of pocket cap(which does not kick in now til 2015)

i have not looked at the bronze plans because it says those out of pockets are higher and even if i am exempt from the penalty that does not get me healthcare

 

bunnies

(15,859 posts)
118. Ooooh. Now I understand.
Mon Sep 30, 2013, 06:28 PM
Sep 2013

That really, really sucks. They should never have delayed the out of pocket cap. I dont even understand the logic behind such nonsense. So you'll either pay through the nose or go without. Same as me just different scenarios.

questionseverything

(9,644 posts)
119. yea they should send you and me
Mon Sep 30, 2013, 06:36 PM
Sep 2013

to congress,,i bet we could fix it all

just to be clear tho even when the out of pocket cap kicks in 26% is too high

isnt medicare tax only like 3.5%?

 

bunnies

(15,859 posts)
120. 26% is unacceptably high.
Mon Sep 30, 2013, 06:45 PM
Sep 2013

its completely ridiculous. I plugged in figures for making $5k a year and the cost was 66%!!! Of course, you dont have to buy it. Unless of course you want healthcare. The Supreme Court really screwed us by allowing states to not expand medicaid.

Damn right we could fix it. Single payer for everyone. It shouldnt be so damn difficult. Its such a debacle because one party doesnt care if we live or die. I could scream.

Puzzledtraveller

(5,937 posts)
61. Let's see
Mon Sep 30, 2013, 03:38 PM
Sep 2013

I have been a Medicaid and SNAP caseworker since 2009. I handed out several informational packets about or HBE today to both Medicaid and SNAP clients. I know more about what the ACA will do and not do for people than most here. I will be signing individuals and families up for it when we begin in office enrollment in December. I still oppose the individual mandate. Especially while businesses get a pass, an entire year to dump people from their insurance rolls not to mention any delay on cost saving measures. My premium is going up. I will probably select a lesser option to keep my paycheck as close to what it is now. I am barely getting by myself. But I am not worried about me. I'm worried about my clients. There will be families who will not be eligible for the subsidy and as such not be eligible for expanded medicaid if their state chose it yet they will still be responosible for having it. Most of my families, especially those who receive SNAP do not have any income left to spare. In the event they are not eligible for subsidies or expanded medicaid they will have to add an additional expense. I understand it is better than not having it but many families can least afford it and we have not given them any relief.

 

bunnies

(15,859 posts)
64. So yes. You have insurance. I thought so.
Mon Sep 30, 2013, 03:53 PM
Sep 2013

"There will be families who will not be eligible for the subsidy and as such not be eligible for expanded medicaid if their state chose it". I myself am one of those people. I cant get insurance now and I cant get insurance tomorrow either. For people like me, the law changes nothing. But I DO know that I will help many, many people and I dont think they should have to suffer another year from lack of care.

 

Pretzel_Warrior

(8,361 posts)
117. I don't think you've thought this through. oh well.
Mon Sep 30, 2013, 06:26 PM
Sep 2013

you'll just have to see how it works. and it will work.

hughee99

(16,113 posts)
122. Do you think forcing consumers into a market, but delaying measures to protect them
Mon Sep 30, 2013, 06:51 PM
Sep 2013

will work out well? I guess if I thought insurance companies will treat people fairly, this could work out okay, but I don't believe most will.

 

1000words

(7,051 posts)
48. This is a fair question
Mon Sep 30, 2013, 03:24 PM
Sep 2013

It's unfortunate it's being met with reflexive vitriol from the usual suspects. Not surprising, but unfortunate.

Puzzledtraveller

(5,937 posts)
50. I've devoted all my working years to helping others
Mon Sep 30, 2013, 03:28 PM
Sep 2013

but since I oppose mandated for profit health insurance I'm derided for being in league with the likes of Boehner and company.

 

geek tragedy

(68,868 posts)
55. No, it's because you smeared everyone who opposes the Republican delay efforts as being
Mon Sep 30, 2013, 03:31 PM
Sep 2013

driven by ego and wanting to "spike the ball."

You accused Bernie Sanders of being driven by Ego on the ACA.

You accused Barbara Lee of being driven by Ego on the ACA.

Elizabeth Warren, etc etc.

You accused everywone who isn't a Republican asswipe of being driven by Ego as the sole reason for opposing the GOP efforts at delay.

http://www.democraticunderground.com/?com=view_post&forum=1002&pid=3752898

Ego, plain and simple

They want to spike the ball so hard they don't care. We must ask, what's the hurry? Why would'nt the president and democrats want to correct these things. Preempt the stupid republicans and say, we are going to fix it, try and hold that up?


The reason you get perceived as Republican troll is because you post exactly like a Republican troll would.
 

bunnies

(15,859 posts)
52. Youve been here less than TWO WEEKS and your blaming "the usual suspects"?
Mon Sep 30, 2013, 03:30 PM
Sep 2013

Well, welcome back. I guess.

 

1000words

(7,051 posts)
56. Lurked for many, many years
Mon Sep 30, 2013, 03:32 PM
Sep 2013

Posted way back in the day. The evolution of this site has been fascinating.

HereSince1628

(36,063 posts)
58. Exploit us! Hey! We are vulnerable to WH decision making
Mon Sep 30, 2013, 03:33 PM
Sep 2013

that pushes money into the hands of corporations.

The upside and downside of the ACA are really a fucking morass that is being plumbed for advantage by corporations and the fucking third way suck ups in Washington.

We are democrats because we like to be treated this way???

You've got to be pulling my pud.

 

quinnox

(20,600 posts)
73. Delay it and fix it
Mon Sep 30, 2013, 04:04 PM
Sep 2013

Put in a public option so there is a decent alternative for those who don't want to pay greedy for profit insurance companies.

 

AtomicKitten

(46,585 posts)
91. Yes, not surprising.
Mon Sep 30, 2013, 04:45 PM
Sep 2013

Silly Wabbit, it's the name of the law that's the problem with this poster. If it were called "Hillarycare" he'd create 15 faux accounts just so he could vote 15 times FOR the Dems sticking to their guns. He's not similarly motivated for a law called "Obamacare" so he advocates caving like a spineless douchenozzle.

liberal_at_heart

(12,081 posts)
98. I would support that if either party was interested in doing that. Unfortunately I don't see the
Mon Sep 30, 2013, 04:57 PM
Sep 2013

democrats trying to resolve the issues within the law. They got the law passed and now they will be content to sit on the status quo. And we know what the republicans will work towards.

pampango

(24,692 posts)
94. Wait! Is it the tea party lobbying for the delay that will cost insurance companies such profits?
Mon Sep 30, 2013, 04:51 PM
Sep 2013

Do we support them when they are 'right' even if that emboldens them to do more 'wrong' things in the future? Or do we support the folks doing the 'wrong' thing for the right reason in the hopes they will do more 'right' things in the future?

 

Hoyt

(54,770 posts)
88. Would not delay it over something that impacts only 1% of companies with more than 50 employees, and
Mon Sep 30, 2013, 04:42 PM
Sep 2013

sets a cap of $6350 for docs/hospitals and another $6350 for drug for ONE year. There are a few group health plans that have no cap now on drugs -- but I bet it ain't many -- that could set higher limits on out-of-pocket costs. And those are not exchange policies, so none of us will be offered those on the exchanges.

Sorry, I don't care what Rush Limbough and Michelle Malkin says -- it's not enough to cancel something that will help millions of people.

liberal_at_heart

(12,081 posts)
90. This whole thing is so confusing. I heard on the local news that you can only shop the exchanges if
Mon Sep 30, 2013, 04:44 PM
Sep 2013

you don't already have insurance. So, if I already have private insurance do I at least still get tax deductions on my premiums? My premiums are $925/month. I really need help paying these premiums.

questionseverything

(9,644 posts)
113. if you have
Mon Sep 30, 2013, 06:02 PM
Sep 2013

employer insurance you can not use the exchanges...if you bought ur plan as an individual you should get help(depending on ur income)

 

geek tragedy

(68,868 posts)
121. But not surprising.
Mon Sep 30, 2013, 06:46 PM
Sep 2013

All the usual trolls are out today pimping the 'delay' angle. Or acting like a majority want it delayed/repealed.

TheKentuckian

(25,011 posts)
124. I am of course against the mandate. I am also against TeaPubliKlan appeasement
Tue Oct 1, 2013, 03:38 AM
Oct 2013

and am "shocked" that a certain segment finally (and I'm sure temporarily and on only this issue) gets it.

"Deals" with these villains will only get worse and worse as they go on. Now, the preemptive fold on max out of pockets for a year makes the mandate even worse and if you won't admit to the risk of the ridiculous and totally voluntary precedent and clear negotiation bone then I think you are a fool but I am willing to support not folding to the fascist fucks because doing so will only make bad even worse as it always does.

I can only wish the suddenly emboldened warriors on the wall will see some broader turning of a leaf in dealing with these fucking yahoos and will also be more vigilant of what is coming and going beyond the official shiny spin.

Wounded Bear

(58,571 posts)
125. Not only NO, but FUCK NO!!!!!!
Tue Oct 1, 2013, 03:51 AM
Oct 2013

It's already been three years since it passed. Get it up, get it going. Now.

Tell the Repubs to pound sand and get out of the fucking way. This really has nothing to do with the budget debate or the debt ceiling debate/debacle coming up. This is about a small minority of the Repub party trying to force their will on the American people.

There's things I don't like about the law, but it is the law of the land, voted on by both houses of Congress, signed into law by the president, and OK'd (mostly) by the Supreme Court. Not implementing it would be a criminal act, not to mention flat out immoral.

Do it.

Skeeter Barnes

(994 posts)
127. Passing a law mandating insurance and consumer protections and then delaying those protections
Tue Oct 1, 2013, 04:34 AM
Oct 2013

is what's criminal here. If the insurance companies get to delay meeting their responsibilities in this deal so should the citizens.

Skeeter Barnes

(994 posts)
126. As long as the employer mandate and cap on out of pocket cost is delayed, the indivdual mandate
Tue Oct 1, 2013, 04:25 AM
Oct 2013

should be as well. I notice over 100 people voted "no" but I wonder if they knew what they were actually voting on. Why should there be an individual mandate while these two important consumer protections are delayed? And how would delaying the individual mandate keep anyone from getting insurance on the exchanges or prohibit any of the consumer protections that are not being delayed?

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