All those health policy cancellations? NOT due to ObamaCare.

[riqster]

http://bluntandcranky.wordpress.com/2013/10/31/all-those-health-policy-cancellations-not-due-to-obamacare-repeat-your-policy-was-not-cancelled-by-obamacare/

Fucking blew my mind when I heard this yesterday. Blue cross and other Bastards can wait until 2015 to cancel individual policies!



Damn all greedy motherfucking health insurers.

[gopiscrap]

1. yup we need a single payer system

fuck all insurance companies.

[riqster]

2. Damn straight.

Meanwhile, we need to spread the truth so as to protect the public.

AND help make the case for single-payer amongst the American public.

[SunSeeker]

3. I didn't find that at your link, but I knew about the "grandfathering."

The grandfathering of old policies only applies so long as the insurer does not make changes to them. If the insurer makes changes to them, then they are new policies that must comply with the ACA. For the new policies that don't comply with the ACA, the insurers are canceling them and steering customers to policies that do.

The reason insurers are canceling policies is because the insurers changed those policies and because of that change, now have to cancel them. If they had not changed them in any way, the policies would be grandfathered in. The ACA did not make the insurers change those policies, taking them out of the grandfathering provisions. It was a business decision by the insurers, something insureds have always been subject to.

[riqster]

4. At the link you'll find an embedded link

To an NPR story. At the tail end, the reporter casually mentions that the grandfathering can be extended through 2014, but that insurers are choosing not to.

[SunSeeker]

5. It is my understanding of grandfathering that it extends until the insurer changes the plan.

I have not heard of this 2014 cutoff. I am not confident this reporter is describing it correctly. Got any other links?