Pittsburgh woman finds incredible deal with Affordable Care Act

[n2doc]

PITTSBURGH —While most of the country haggles and laments over the busted government website for health care, Gail Roach simply picked up the phone and asked a specialist to walk her through her options.


Roach, 57, said she found plenty, and suddenly she realized she would have the opportunity to walk away from her retirement health care package that required her to pay $509 a month for her premium.

Roach has Type 2 diabetes, which drove up her costs. However, through the Affordable Care Act, she found a policy offering a monthly premium at only $70.

After cashing in on a tax credit and taking advantage of a feature called the Cost Sharing Benefit, Roach saw her premium drop to a measly $1.11 a month.

"I couldn't believe it. I just couldn't believe it. But it was within my budget," Roach said.

Read more: http://www.wtae.com/news/local/allegheny/pittsburgh-woman-finds-incredible-deal-with-affordable-care-act/-/10927008/22698256/-/l53xqa/-/index.html

[Hoyt]

1. This "cost sharing benefit" is something I have not seen before. So I looked it up.

It is a special arrangement under the ACA, totally separate from the premium subsidies, that help pay your deductible and co-insurance if you have income below roughly $28,725 for an individual and $58,875 for a family of four.

This helps those folks who feel they can't use their insurance anyway because they can't pay the deductible/coinsurance.

Here is a link to some information. I hope some others chime in with more info. This sounds like something really helpful for folks in these lower income ranges who feel the ACA does nothing for them. But, I admit, I need to know more.

http://www.nationalpartnership.org/research-library/health-care/premium-and-cost-sharing-assistance.pdf

[gopiscrap]

2. yes and this stuff needs to be told!!!

[rudolph the red]

3. I love reading stories like this one

I am sure that we will be seeing more and more of them.