New way to verify your identity on Healthcar.gov
My friend went to sign up for coverage at the sight today and he e-mailed me this link and what was on the page.
https://www.healthcare.gov/help/verifying-your-identity/
Why do I need to verify my identity?
Email
To protect your personal information, you have to take a few steps to verify your identity before you can create a Marketplace account and complete an application.
Identity verification asks questions that can only be answered by you, based on accounts and personal information in your credit report. Without this process, an unauthorized person could create an account and apply for health coverage in your name without your knowledge.
Here's how it works:
You’ll be asked questions based on information in your credit report.
You’ll answer from a list of possible choices.
Your answers will be compared with the information in your credit report.
When you answer enough questions correctly, you’ll be able to continue.
If your identity can’t be verified online, you’ll be told what to do next.
If you check your credit report, you may see an inquiry from the Centers for Medicare & Medicaid Services (CMS). CMS uses consumer reporting agencies like Experian and Equifax to verify the information on your application. This is only an inquiry. Your Marketplace application and credit score won’t be affected by inquiries from Experian, Equifax, or CMS.
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I am glad I have health insurance with my work place I would not feel comfortable with this at all.
I know NOTHING about my credit just that it is shit and I am not at all comfortable with them using credit reporting agencies to verify identity.
THEY claim it won't effect your credit BUT what's to say they don't use your score or the insurance company you choose doesn't use that info to set your rates higher.
= new reply since forum marked as read
