Obamacare to Look Past Unpaid Premiums to Avoid Lapses
By Alex Wayne - Dec 12, 2013
Health insurers are being asked by the U.S. government to be lenient with Obamacare customers who miss the Dec. 23 deadline for enrolling in the program or are late with their initial payment.
The Obama administration today encouraged insurers to honor any late sign-ups with retroactive coverage, let people pay only part of their premiums, and honor treatments for patients who go to out-of-network doctors. Its also considering stretching out even further the already-extended Dec. 23 cutoff to enroll.
The moves are intended to smooth the nations transition into an overhauled health-care system next year, as millions of Americans change insurers or gain coverage theyve never had. The Obama administration earlier today said that an expiring insurance program for sick Americans whove been refused coverage by private carriers will be extended for one month.
The steps were taking today will help ensure Americans seeking quality, affordable health coverage can do so with even more peace of mind and with further confidence it will be there if and when they need it, Kathleen Sebelius, the U.S. Health and Human Services secretary, said on a conference call.
The botched October rollout of the government-run insurance exchange where people are supposed to shop for health coverage has suppressed enrollment in President Barack Obamas signature domestic policy initiative and stoked political backlash. Thats forced him to stitch together delays and concessions.
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http://www.bloomberg.com/news/2013-12-12/obamacare-to-look-past-unpaid-premiums-to-avoid-lapses.html