'Excuse me, I'm not dead' St. Louis County woman pleads to her bank

[question everything]

ST. LOUIS • Kimberly Haman is not dead and would like everyone to know it — most of all her bank and a major credit bureau accused of reporting otherwise and failing to fix the mistake.

Haman, 46, of unincorporated St. Louis County, filed suit Monday in federal court here against Heartland Bank, of St. Louis, and Equifax. The complaint says she was “shocked” to find that the bank declared her dead almost a year ago and that the credit reporting giant passed word along.

The suit alleges that she repeatedly complained to both, with no result.

“She’s contacting them, and saying, ‘Excuse me, I’m not dead.’ And even through that process, they continue to report her as deceased,” the plaintiff’s lawyer, Sylvia Goldsmith, said in an interview.

Twice, Haman has been blocked from refinancing her mortgage to a lower rate. She also has been refused a credit card, after potential lenders spotted her “deceased” status, the suit says.

More..

http://www.stltoday.com/news/local/crime-and-courts/excuse-me-i-m-not-dead-st-louis-county-woman/article_9802cd07-8bea-59ba-b7fe-a5fc3b051482.html

[steve2470]

1. Some people would enjoy her dilemma lol

Seriously though, mind-boggling.

[justiceischeap]

2. What I find interesting is that her bank is still accepting her mortgage payments

but refuse to refinance because she's "dead."

[Gormy Cuss]

4. HA! Good catch. n/t

[bpj62]

5. Open Mortgage

The lender does not care who the check comes from. Some people ACH some people send checks, some pay with cashiers checks or money orders. As long as the mortgage is being paid the current servicer is only going to report that the mortgage was paid on time. I am in the real estate settlement business and when someone dies and the property goes to probate the heirs will usually continue to pay any mortgages on the property until it is sold.

[democratisphere]

3. Kimberly Haman should have had LIFELOCK.

Where DEAD isn't an option.

[L0oniX]

6. Yeah? Stop filing income tax forms and see just how dead you are.

...and WTF! "Look dear ...we know you are dead so we can't refinance your mortgage" & "but we still expect your monthly payments in spite of your being dead"

[question everything]

7. And good luck with Equifax

As reported last year by "60 Minutes" it is impossible to get the credit reporters to change anything.