Thank you Obamacare

[edhopper]

Our insurance situation is changing and I will no longer be covered on wife's healthcare. (details aren't important and it's nothing bad)
Checked with the NY State exchange and I can get pretty good insurance, $600 deductible with 20/80% copay for about $450 mo.
That is less than some of my friends pay with a COBRA. Less than I thought it would be. I also thought I would end up with a very high deductible and out of pocket, but I can get this better level of care. It's still a good chunk of change, but it's doable.

[Nye Bevan]

1. I know it's not perfect, and it's not single payer,

but thanks to President Obama nobody can make you fill out questionnaires about your health issues, refuse to cover pre-existing conditions, or refuse to cover you period.

[darkangel218]

4. How would single payer work with all the greediness and hate in this country?

It won't. Not until we cease to see healthcare as a for profit business, and see it and treat it as a human right.

I doubt I will get to see single payer system here in my life time.

[edhopper]

7. We have single payer now

it's called Medicare. During the ACA debates the idea of Medicare for all, opening it to any who want to pay in was put forward. A lot of support but the votes fell short. In the general public their was majority support for it.
So it can work here.

[Kath1]

2. Glad it is working for you.

Works for me, too. Actually better than my old insurance plan.

[drray23]

3. glad its working out for you.

Is that what is labelled a gold plan on the insurance market ?

I am getting my healthcare from work and i contribute about $200.00 per month for zero deductible and no coinsurance. I am glad my company is generous in that regard. If I had to pay for myself I can see it would be around the numbers you quote since my employer oays for 2/3 of it. In your case after the 600.00 is paid you probably have another safeguard which is the max out of pocket. mine is 3500.00.

[edhopper]

6. yes, the gold plan

the silver plan would be less, but with a $2000 deductible. This works better for me in the long run.

[darkangel218]

5. Glad to hear you have found a good plan.

Cheers to that and much health!

[edhopper]

9. Thanks

[mopinko]

8. it has taken a huge obstacle out of my divorce.

got 4 more years to medicare, and would be otherwise scared shitless over having to get insurance in the meantime.
thanks obama for the freedom.

[edhopper]

10. We are also need to make a few years

until Medicare kicks in. This will still make things tight, but we can live with it. The alternative of no insurance (which would happen without Ocare) could be disastrous.

[mopinko]

12. yeah, no insurance is not an option.

have very bad luck, as well as several chronic health problems.
begging the ex to wait 4 years for the divorce to be final so i can stay on his insurance is just not an option.

[edhopper]

13. it's absurd that Americans

think situations like ours is par for the course. Other countries don't have to deal with this shit just because of insurance.

[mopinko]

14. al gore was right

back in 2000 when he said that single payer would unleash a flood of small businesses.
dont think anyone thought about the flood of unhappy spouses.

[edhopper]

15. Al Gore was right about most things

[B Calm]

11. I like it better than my previous employer based insurance. We both retired

at age 62 thanks to Obamacare. We went with a lower cost silver plan. Dr. visits cost $0, we get one annual wellness exam every year cost $0. It doesn't pay for all our meds, but it does pay part of the costs.

[edhopper]

16. I have a few of chronic issues

nothing worrisome, but it means I see some Drs a couple times a year. So the lower deductible from the gold plan helps.
I also tend to break a toe or a rib or sprain something to often.