Insurance companies will fabricate "preexisting conditions" to deny payment of legitimate claims
As someone who has bought an individual health insurance policy for more than 30 years, I am warning people to look to the recent past as a predictor of how the Republican health care plan will harm, bankrupt and yes KILL Americans with the roll-back of protections for preexisting conditions.
It is much more than a factor of premiums becoming unaffordable for people with documented preexisting conditions which is alone a valid reason to oppose this bill. But it also reopens the door to the efforts of corrupt insurance companies to scour your medical records for the flimsiest rationale to declare any newly diagnosed illness or disease as a "preexisting condition." I have dealt with this personally and it was only the threat of a lawsuit that forced these crooks to pay.
While he was the Attorney General of Connecticut, Senator Richard Blumenthal went after the company that tried to deny MY claim. It was because of the work that his office did in exposing these crooks at Assurant Health that I was able to get my claim paid.
The Republican's deplorable excuse for a "health care" bill ensures a return to the good old days of making insurance unaffordable for those who need it and denying claims for people who have the temerity to actually GET ILL after faithfully paying their premiums.
"What this company did was create the illusion of coverage, when in reality, it would challenge almost any expensive procedure as a pre-existing condition," he said.
CBS' investigation of Assurant found a pattern of questionably denied claims and cancelled policies — and what a South Carolina judge called a culture of "secrecy, concealment … and shredded documents."
A video deposition from another court case describes what may have been cash incentives to the company's medical director to deny claims after the fact.
http://www.cbsnews.com/news/when-health-coverage-doesnt-hold-up/
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You get insurance - and then anything that comes up in Year One coverage is considered "pre-existing."
Talk about hedging your bets! 
I would bet that nearly all Republican-controlled states will ask for (and receive) waivers, so, basically, if you're unlucky enough to live in a Red State, you can kiss your pre-existing coverage protections good-bye.
