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Yo_Mama_Been_Loggin

(107,922 posts)
Fri Dec 14, 2018, 09:37 PM Dec 2018

Federal judge in Texas strikes down ObamaCare

Source: The Hill

A federal judge in Texas on Friday struck down the Affordable Care Act, throwing a new round of uncertainty into the fate of the law just one day before the deadline to sign up for coverage for next year.

The judge ruled that the law's individual mandate is unconstitutional, and that because the mandate cannot be separated from the rest of the law, the rest of the law is also invalid.

The ruling is certain to be appealed, and legal experts in both parties have said they ultimately expect the challenge to the health law will not succeed.

Judge Reed O'Connor, an appointee of President George W. Bush, acknowledged that health care is a "politically charged affair—inflaming emotions and testing civility."

Read more: https://thehill.com/policy/healthcare/421511-federal-judge-in-texas-strikes-down-obamacare



So basically it's all kabuki theater
88 replies = new reply since forum marked as read
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Federal judge in Texas strikes down ObamaCare (Original Post) Yo_Mama_Been_Loggin Dec 2018 OP
It depends how the kabukis on SCOTUS vote... regnaD kciN Dec 2018 #1
meh nothing changes. Kennedy and Scalia were against the ACA. Drunken Irishman Dec 2018 #3
They didn't gain Gorsuch and Kavanaugh Polybius Dec 2018 #45
Post removed Post removed Dec 2018 #2
It doesn't work that way. Scruffy1 Dec 2018 #4
Yeah... PeeJ52 Dec 2018 #8
They Want To Gamble And When They Lose We Pay PaulX2 Dec 2018 #11
Yeah! Well, at least until it's you! PSPS Dec 2018 #5
This message was self-deleted by its author Gravitycollapse Dec 2018 #6
The ACA is not about falling down. It's about health CARE. Lochloosa Dec 2018 #7
You really need to educate yourself on this issue. BigmanPigman Dec 2018 #13
That's not true. If the ambulance comes you have to pay for it. The Velveteen Ocelot Dec 2018 #17
And emergency room care is not full healthcare - they stabilize the person and then kick him/her out progree Dec 2018 #21
Exactly. They save your life and patch you up to the point where you won't The Velveteen Ocelot Dec 2018 #24
The post was removed, but I'm guessing it said something like GWB's idiotic: Aristus Dec 2018 #60
Do NOT call it Obamacare! It is ACA... Use that term. keithbvadu2 Dec 2018 #9
Trump: There is no such thing as ObamaCare anymore (June 2017) keithbvadu2 Dec 2018 #10
Exactly! trixie2 Dec 2018 #29
Agree, don't let the deplorables set the narrative. harun Dec 2018 #57
FUCK that judge! BigmanPigman Dec 2018 #12
The SC already ruled the ACA Constitutional, including the mandate. This has no standing, and I still_one Dec 2018 #26
Oh, I hope you are right. BigmanPigman Dec 2018 #31
Well, time to impeach that idiotic judge Just a Weirdo Dec 2018 #32
The SC decision was based on the tax code at the time. former9thward Dec 2018 #37
I think it will still be upheld by an appeals court or the SC. Regardless, the midterms made it still_one Dec 2018 #50
And if the Trump DOJ refuses to repeal the decision? toddwv Dec 2018 #43
We will see what the appeals or SC say, but California already has legislation ready to come still_one Dec 2018 #51
Things change. Igel Dec 2018 #59
He is a Federalist Society member and was nominated by a republican turbinetree Dec 2018 #30
its time for the people to rise up rdking647 Dec 2018 #14
and demand single payer safeinOhio Dec 2018 #15
It just never ends Danmel Dec 2018 #16
Time for Universal Health Care for ALL. Equinox Moon Dec 2018 #18
Roberts at SCOTUS pretty much struck that down three years+ ago down. Texin Dec 2018 #19
I doubt it will get to the SC which already ruled it Constitutional. This judges ruling will be still_one Dec 2018 #27
Haha haha, stupid judge, he just pissed off 70% of America. Canoe52 Dec 2018 #20
I doubt that a judge appointed for life cares all that much about pissing people off. It's not like 24601 Dec 2018 #56
He's trying to eliminate Obamacare, the last time repugs did that we won 40 seats in the house Canoe52 Dec 2018 #61
Of course I understand. But anyone who has spent a reasonable amount of time studying this 24601 Dec 2018 #85
I bet he's a good old christofascist who goes to his baptist church every Sunday kimbutgar Dec 2018 #22
Reed is already scheduled to spend eternal time in the 4th circle of Hell. Just a Weirdo Dec 2018 #33
I went on twitter to read what was being said about this xor Dec 2018 #40
Not seeing why the mandate is unconstitutional Zing Zing Zingbah Dec 2018 #23
Didn't the Supreme Court already say it WAS Constitutional? ET Awful Dec 2018 #25
Yes they did. An appellate court will overturn this judges ruling. It won't even get to the SC still_one Dec 2018 #28
Indeed. This judge needs to be sanctioned and impeached/removed from service. Just a Weirdo Dec 2018 #34
I agree, but doubt it will happen still_one Dec 2018 #36
The SC ruling was based on the tax code at the time. former9thward Dec 2018 #38
Did it eliminate the mandate or did it eliminate the penalty? ET Awful Dec 2018 #42
It set the penalty to $0 from the previous $690. stopbush Dec 2018 #48
Based on that, the Judge's argument fails since ET Awful Dec 2018 #62
My thought as well. Not that the Corporate Media will bring that up. harun Dec 2018 #58
Fuck it, burn it all down angrychair Dec 2018 #35
I see your point. trev Dec 2018 #66
I don't disagree angrychair Dec 2018 #69
Had a discussion with a republican trumpette earlier about this xor Dec 2018 #39
- JohnZSmith Dec 2018 #44
This message was self-deleted by its author Takket Dec 2018 #41
Wasn't the mandate already repealed earlier in the year? Polybius Dec 2018 #46
I recall reading that the mandate is still there, but the tax law changed the penalty to $0 progree Dec 2018 #47
But as the mandate still exists, the new Congress could asssign a penalty above $0. stopbush Dec 2018 #49
Not by themselves FBaggins Dec 2018 #71
That goes without saying. stopbush Dec 2018 #73
White privilege strikes again. Doodley Dec 2018 #52
Therefore it needs to be replaced with single payer for everyone. Kablooie Dec 2018 #53
We can thank the Republican judge for sentencing Republicans to the chair. Snellius Dec 2018 #54
Seems like this is an is/was argument Buckeyeblue Dec 2018 #55
timing of this ploy is suspect onetexan Dec 2018 #63
"healthcare is a politically charged affair--inflaming emotions and testing civility." heckles65 Dec 2018 #64
The mandate appears to have been a mistake Polybius Dec 2018 #65
I have to admit trev Dec 2018 #67
Without the mandate it doesn't work Yo_Mama_Been_Loggin Dec 2018 #68
The difference is that there is no mandate to have auto insurance FBaggins Dec 2018 #72
Owning a car is not an option but a necessity for most people Yo_Mama_Been_Loggin Dec 2018 #79
The mandate was awful for me a couple of years ago Polybius Dec 2018 #75
See my response above Yo_Mama_Been_Loggin Dec 2018 #80
I did, and I live in NYC Polybius Dec 2018 #82
If there is no mandate than pre existing conditions doesn't work MichMan Dec 2018 #76
Forcing people to pay $320 a month for basic insurance while making $29k a year is unacceptable Polybius Dec 2018 #77
I believe financial aid is available for those people. Yo_Mama_Been_Loggin Dec 2018 #81
Sounds like you think the ACA was a terrible idea? MichMan Dec 2018 #83
I was all for it when it passed Polybius Dec 2018 #86
Really and if you get sick? My daughter made about that and paid less did you check out all the Demsrule86 Dec 2018 #84
I think you meant to write "If you GOT sick" rather than "GET sick" Polybius Dec 2018 #87
I am glad to hear that. We paid alot for a policy with an 8000 deductible...now we have better Demsrule86 Dec 2018 #88
CALIFORNIA VERSUS TEXAS ROB-ROX Dec 2018 #70
Unfortunately... that's not close to true FBaggins Dec 2018 #74
Hows this even possible?! There should be 1,000 protests a day around the country til its overruled. InAbLuEsTaTe Dec 2018 #78

regnaD kciN

(26,044 posts)
1. It depends how the kabukis on SCOTUS vote...
Fri Dec 14, 2018, 09:43 PM
Dec 2018

...and that group has gained Gorsuch and Kavanaugh since the last time they ruled on the ACA.

Polybius

(15,385 posts)
45. They didn't gain Gorsuch and Kavanaugh
Sat Dec 15, 2018, 12:57 AM
Dec 2018

They traded Scalia for him and Kennedy for them, and both voted to end the ACA, so that's not a loss on votes. Roberts voted with the liberals, so it'll be another 5-4 loss for them, or 6-3 depending on how Kav votes. No hope for Gorsuch.

Response to Yo_Mama_Been_Loggin (Original post)

Scruffy1

(3,255 posts)
4. It doesn't work that way.
Fri Dec 14, 2018, 09:49 PM
Dec 2018

By law hospitals and emergency people who work for hospitals can't turn anyone away if they take federal funding. What really sucks is not having everyone in the pool. As it is now, those of us who have insurance have to pay for those that don't.

Response to Post removed (Reply #2)

Lochloosa

(16,063 posts)
7. The ACA is not about falling down. It's about health CARE.
Fri Dec 14, 2018, 09:52 PM
Dec 2018

Like high blood pressure, sleep apnea. Stuff I have.

The Velveteen Ocelot

(115,674 posts)
17. That's not true. If the ambulance comes you have to pay for it.
Fri Dec 14, 2018, 10:28 PM
Dec 2018

Emergency medical treatment is not free. You will be billed. If you still can't pay after it goes to collection and you are dunned for payment for months, the cost will be absorbed by the hospital, and everyone else has to pay more. It is a common right wing canard that ER treatment is free. It is not.

progree

(10,901 posts)
21. And emergency room care is not full healthcare - they stabilize the person and then kick him/her out
Fri Dec 14, 2018, 10:45 PM
Dec 2018

with referrals to doctors and/or specialists that one can't afford to see, and a fistful of prescriptions that one can't afford to fill (where "one" is a typical uninsured patient).

I couldn't reply to "Post removed" (and hopefully in due course to "Name Removed ... Message Auto Removed" ), so I picked this spot for my rant. I get so sick and I get so tired of hearing the canard that the poor and uninsured get full and free healthcare from an emergency room.

The Velveteen Ocelot

(115,674 posts)
24. Exactly. They save your life and patch you up to the point where you won't
Fri Dec 14, 2018, 10:48 PM
Dec 2018

drop over dead immediately, but you don't get meds or long-term care or treatment for a chronic condition. And even so, you'll get a bill. A very large one.

Aristus

(66,316 posts)
60. The post was removed, but I'm guessing it said something like GWB's idiotic:
Sat Dec 15, 2018, 11:16 AM
Dec 2018

"You kin jes' go to th'Mergency Room!"



Hospital emergency departments are not set up to provide primary care. (I hope the loser who posted the now-removed reply is reading this; or you know, having someone read it to him...) They're also not trained to offer appropriate follow-up for primary care cases. That's what primary care providers like me are for. The ACA gave patients the opportunity to access quality primary care, instead of going to the emergency room. This saves the tax payers billions in otherwise uncompensated care provided at emergency rooms.

The ACA saved taxpayers money. That's why the repukes hate it so much; it does what it's supposed to do. It works when they said it wouldn't.

keithbvadu2

(36,775 posts)
9. Do NOT call it Obamacare! It is ACA... Use that term.
Fri Dec 14, 2018, 09:56 PM
Dec 2018

Do NOT call it Obamacare! It is ACA... Use that term.

Republicans want to take away your ACA.

Don't be shy about showing that they want to take it away.

trixie2

(905 posts)
29. Exactly!
Fri Dec 14, 2018, 11:09 PM
Dec 2018

I can't convince my doctor that the rules have changed. He has a list of preventative tests he wants done but I have to pay 100% until I reach 10 grand. That is not healthcare.

BigmanPigman

(51,584 posts)
12. FUCK that judge!
Fri Dec 14, 2018, 10:04 PM
Dec 2018

How the Hell can this be allowed to happen when the majority of Americans want affordable health care (the midterms were won on this issue!)?!?!?

I hate the GOP who wants to bankrupt and kill Americans, in that order.

still_one

(92,138 posts)
26. The SC already ruled the ACA Constitutional, including the mandate. This has no standing, and I
Fri Dec 14, 2018, 11:02 PM
Dec 2018

doubt it will even get to the SC before it is overruled by an appellate court


BigmanPigman

(51,584 posts)
31. Oh, I hope you are right.
Fri Dec 14, 2018, 11:11 PM
Dec 2018

I have been on the verge of tears for two hours. I can't take it anymore...I am too depressed to even eat dinner now. Tomorrow is the day my little dog died and this does NOT help my mood. I just renewed my ACA yesterday...what timing!

 

Just a Weirdo

(488 posts)
32. Well, time to impeach that idiotic judge
Fri Dec 14, 2018, 11:13 PM
Dec 2018

I guess he's not quite caught up to the 20th, or even the 21st century...

former9thward

(31,981 posts)
37. The SC decision was based on the tax code at the time.
Fri Dec 14, 2018, 11:25 PM
Dec 2018

Since then it has changed. So this new challenge.

still_one

(92,138 posts)
50. I think it will still be upheld by an appeals court or the SC. Regardless, the midterms made it
Sat Dec 15, 2018, 04:32 AM
Dec 2018

very clear that healthcare was a top priority, and the republican "CULT", has written their epitaph on the back of trump

still_one

(92,138 posts)
51. We will see what the appeals or SC say, but California already has legislation ready to come
Sat Dec 15, 2018, 04:47 AM
Dec 2018

off the self for Universal Healthcare, though it was put on hold because how it would be funded wasn't indicated, but with Democrats completely controlling the legislature and governor's office, and if the ACA is overturned by the SC, this will happen much quicker in California


Igel

(35,300 posts)
59. Things change.
Sat Dec 15, 2018, 11:05 AM
Dec 2018

The tax law effectively repealed the mandate--at least that's the claim.

Of course, the mandate was just a tax increase by the wrong name, according to SCOTUS. But that means it was just a tax.

If there's no "mandate" then there's the question as to whether the rest of the legal edifice still stands. For that, I have no idea.

But the legal structure that was pronounced constitutional--against the limited claims that the SCOTUS considered--isn't still around. Moreover, SCOTUS didn't examine the entirety of the law and every possible argument against it, so the pronouncement of constitutionality was really limited in scope.

turbinetree

(24,695 posts)
30. He is a Federalist Society member and was nominated by a republican
Fri Dec 14, 2018, 11:09 PM
Dec 2018

I firmly believe that this will make the party of the progressives begin expanding Medicare for all..............we will win this fight.................we have no other alternatives..................


https://fedsoc.org/contributors/reed-o-connor


November 3, 2020 cannot get here fast enough.....................

Texin

(2,594 posts)
19. Roberts at SCOTUS pretty much struck that down three years+ ago down.
Fri Dec 14, 2018, 10:35 PM
Dec 2018

And Reed O'Connor just put more "politically charged affair - inflaming emotions" shit out there. This is the ultimate test for the ACA. They want this to go to the SCOTUS for Kavanaugh and Gorsuch to shit on it. And they probably will. They probably will.

still_one

(92,138 posts)
27. I doubt it will get to the SC which already ruled it Constitutional. This judges ruling will be
Fri Dec 14, 2018, 11:06 PM
Dec 2018

over turned by an appellate court, and even as you suggest it got to the SC, Roberts' is not going to change his ruling, so it will still stand at 5-4





24601

(3,959 posts)
56. I doubt that a judge appointed for life cares all that much about pissing people off. It's not like
Sat Dec 15, 2018, 10:51 AM
Dec 2018

so many state judges or justices who must face the voters to remain in office.

Canoe52

(2,948 posts)
61. He's trying to eliminate Obamacare, the last time repugs did that we won 40 seats in the house
Sat Dec 15, 2018, 12:04 PM
Dec 2018

because they pissed off the American people. This judge’s actions hopefully will just piss off more people and help us to get closer to Medicare for all, the total opposite of what this judge is trying to impose. I don’t care weither the judge cares or not, but I’d love to see his face when his actions ultimately helps bring about the opposite of what he’s trying to do with his ruling.
Capeesh?

24601

(3,959 posts)
85. Of course I understand. But anyone who has spent a reasonable amount of time studying this
Sun Dec 16, 2018, 08:05 PM
Dec 2018

understands also that voters haven't held elected branches accountable for judicial decisions, even when they contravene CW. Racists don't curse Eisenhower for Brown v. Board Education. Conservatives don't blame Bush (43) for Roberts' ACA decision. This is going back to the USSC by one appeal route or the other. When USSC decides, it will be on the court whether a tax of zero means Congress withdrew it's Article I Taxing power from the authorizing act, or merely reduced it. On the ACA decision, Justice Roberts put a lot of stock on Congress' intent. How do you think he judges their intent the legislation reducing the penalty tax to zero? Predicting USSC decisions usually isn't a great career. The vast majority thought that the despositive issue would be the Commerce Clause, not Congress' Taxing Power.

kimbutgar

(21,130 posts)
22. I bet he's a good old christofascist who goes to his baptist church every Sunday
Fri Dec 14, 2018, 10:47 PM
Dec 2018

Forgetting Jesus said “heal the sick and help the poor”. If there is a god I hope he gets stuck down in the lords vengeance.

xor

(1,204 posts)
40. I went on twitter to read what was being said about this
Fri Dec 14, 2018, 11:37 PM
Dec 2018

It's amazing how cold hearted and sick people who have "Good Christian", "Jesus Loving", "Love God/Jesus/Trump" profile texts can be. I'm not talking about people who simply disagree with the methods of the ACA or who think there are "better ways" with so-called free market solutions, but rather people who simply don't care about their fellow humans.

I can debate/discuss the mechanics on how to best ensure those unable to afford care can get care. Even if they are conservative or libertarian, if they have that as a goal then there is at least somewhere to go. But with these people, they simply don't care and they would be more than happy to see people die on the streets. I understand how someone can claim to be "of god" or whatever, but also be so cruel and cold.

Zing Zing Zingbah

(6,496 posts)
23. Not seeing why the mandate is unconstitutional
Fri Dec 14, 2018, 10:47 PM
Dec 2018

The government can make us pay taxes. What is the difference? Seems like unconstitutional word is thrown around whenever someone doesn't like something.

former9thward

(31,981 posts)
38. The SC ruling was based on the tax code at the time.
Fri Dec 14, 2018, 11:28 PM
Dec 2018

Since then it has changed and eliminated the mandate. This is the basis of the new challenge.

ET Awful

(24,753 posts)
42. Did it eliminate the mandate or did it eliminate the penalty?
Sat Dec 15, 2018, 12:03 AM
Dec 2018

Could make big difference in interpretation.

ET Awful

(24,753 posts)
62. Based on that, the Judge's argument fails since
Sat Dec 15, 2018, 12:19 PM
Dec 2018

technically no part of the law was removed, it was just a change in penalty.

This is similar to say - places where marijuana is "illegal" but has been decriminalized to where they won't fine you for posession of a small amount. The law itself hasn't changed, the penalty for not complying has. This doesn't amount to a cancellation of part of the law, merely an adjustment to the penalty.

Of course, I'm not a lawyer, nor do I play one on TV. I was a paralegal for a few years in the 90's, but that's just enough knowledge to get me in trouble

angrychair

(8,695 posts)
35. Fuck it, burn it all down
Fri Dec 14, 2018, 11:15 PM
Dec 2018

Right?

I mean millions of people without healthcare...

Economy collapsing in on itself from trade wars and low pay....

Faith in govt at an all time low as the current president acts and speaks with impunity as if he were the god-king of his own planet....

Racism, bigotry and misogyny are everywhere....


What could possibly go wrong when dumping the last few things from Pandora’s box...

trev

(1,480 posts)
66. I see your point.
Sat Dec 15, 2018, 04:30 PM
Dec 2018

But I think, as long as we are alive, that we should do whatever we can to stand against the loss of our ideals. Isn't that what human life is all about? I mean, if all is lost, why don't we just kill ourselves?

The world is worth our effort.

angrychair

(8,695 posts)
69. I don't disagree
Sat Dec 15, 2018, 05:17 PM
Dec 2018

The rant was part frustration and part sarcasm.

Gallows humor is sort of my thing.

You know...angry and all

xor

(1,204 posts)
39. Had a discussion with a republican trumpette earlier about this
Fri Dec 14, 2018, 11:29 PM
Dec 2018

Last edited Sat Dec 15, 2018, 02:00 AM - Edit history (1)

They mentioned it before I had a chance to hear about it. Basically said "A Texas judge just destroyed Obamacare. It doesn't exist anymore." I asked him to explain what exactly that means and what happened, but he just kept saying "obamacare is dead. A texas judge said it's unconstitutional." Literally not details on any of the specifics. At this point I'm more annoyed with the shallowness of people's understanding and zero desire on their part to learn the details about the stuff they try to talk about.

Anyway, I don't see why they are all celebrating. The republicans know that completely killing this would be suicide for themselves (and homicide for some folks who will lose their healthcare) Isn't that why they couldn't get rid of it in their last attempt to kill it?

Response to Yo_Mama_Been_Loggin (Original post)

progree

(10,901 posts)
47. I recall reading that the mandate is still there, but the tax law changed the penalty to $0
Sat Dec 15, 2018, 01:46 AM
Dec 2018

So its a mandate in name only.

Snellius

(6,881 posts)
54. We can thank the Republican judge for sentencing Republicans to the chair.
Sat Dec 15, 2018, 08:06 AM
Dec 2018

ACA, as they found in the last election, like abortion rights, may play well with their base but is an irrevocable given for everyone else. That's why they didn't repeal it when they had a chance. Even Justice Roberts realized ruling against it would only punish themselves.

Buckeyeblue

(5,499 posts)
55. Seems like this is an is/was argument
Sat Dec 15, 2018, 09:52 AM
Dec 2018

Which should hardly be the basis to overturn the entire law. The SC said the mandate fine was a tax, therefore, it is constitutional because the government has the authority to tax.

What the appeals court is saying is that because the fine for violating the mandate has been reduced to $0, it is no longer a tax. If it is no longer a tax, the mandate becomes unconstitutional. I haven't read the ruling (and I'm not a lawyer), so I don't know what right the individual mandate with a $0 fine violates.

Wouldn't the argument be that the individual mandate still exists and is still a tax. At this point, the tax is $0. But all taxes fluctuate. And because the individual mandate is still there, at any point the tax for that mandate could increase (and would be filibuster proof).

Hell, maybe the house reintroduce the individual mandate and tie it in to the government funding bill. They could increase the individual mandate to $1 and apparently satisfy this rulings requirement.

heckles65

(549 posts)
64. "healthcare is a politically charged affair--inflaming emotions and testing civility."
Sat Dec 15, 2018, 12:35 PM
Dec 2018

Gotta love O'Connor's Susan Collins-eque "oh pity me" line.

Polybius

(15,385 posts)
65. The mandate appears to have been a mistake
Sat Dec 15, 2018, 03:05 PM
Dec 2018

Had it not been included, there would never be a basis for striking it down.

trev

(1,480 posts)
67. I have to admit
Sat Dec 15, 2018, 04:41 PM
Dec 2018

… that I was against the ACA from the beginning. I felt it would too strongly affect the health care insurance that was already in existence. IOWs, I thought it would destroy my employer-provided insurance. And I was right.

My current ACA insurance sucks hugely. I pay too much for it, and it doesn't cover enough. I realize there is a compromise in regards to those who otherwise could not get insurance. For example, I like the removal of the pre-existing conditions. But it affected me negatively.

I am willing to pay this price. But we need something better than what Obama came up with.



Yo_Mama_Been_Loggin

(107,922 posts)
68. Without the mandate it doesn't work
Sat Dec 15, 2018, 04:57 PM
Dec 2018

How do you pay for it?

Furthermore how is it any different than the requirement to have auto insurance?

FBaggins

(26,729 posts)
72. The difference is that there is no mandate to have auto insurance
Sun Dec 16, 2018, 08:37 AM
Dec 2018

You only have to buy it if you want to drive a car.

Yo_Mama_Been_Loggin

(107,922 posts)
79. Owning a car is not an option but a necessity for most people
Sun Dec 16, 2018, 04:02 PM
Dec 2018

Maybe if you live in a place like New York City which has a decent transit system you can avoid such.

Polybius

(15,385 posts)
75. The mandate was awful for me a couple of years ago
Sun Dec 16, 2018, 12:53 PM
Dec 2018

Back then, I made around $29,000 a year. I did all that I could, but the best price I got was $320 a month, for the cheapest package that covers next to nothing. That is completely unacceptable, so I took the fine and didn't get health insurance.

Anyone making under $50,000 a year should pay nothing for health insurance. As for auto insurance, no one is forced to buy a car.

Polybius

(15,385 posts)
82. I did, and I live in NYC
Sun Dec 16, 2018, 04:05 PM
Dec 2018

Also, you didn't comment on the rest of what I said:

Back then, I made around $29,000 a year. I did all that I could, but the best price I got was $320 a month, for the cheapest package that covers next to nothing. That is completely unacceptable, so I took the fine and didn't get health insurance.

MichMan

(11,910 posts)
76. If there is no mandate than pre existing conditions doesn't work
Sun Dec 16, 2018, 01:18 PM
Dec 2018

You can't create a viable system where people can wait to buy insurance until they are sick

Polybius

(15,385 posts)
77. Forcing people to pay $320 a month for basic insurance while making $29k a year is unacceptable
Sun Dec 16, 2018, 01:33 PM
Dec 2018

I paid the fine instead.

MichMan

(11,910 posts)
83. Sounds like you think the ACA was a terrible idea?
Sun Dec 16, 2018, 06:10 PM
Dec 2018

$320 per month is about $10 per day

In 2009 I was unemployed and paid more than that for COBRA using my unemployment checks

What would you have done if you needed hospitalization for an illness or injury?

People deciding they would rather pay the fine than buy the insurance is exactly why the ACA premiums kept going up for everyone else.

Polybius

(15,385 posts)
86. I was all for it when it passed
Sun Dec 16, 2018, 11:18 PM
Dec 2018

I remember being so happy, I couldn't wait to sign up. I thought that with my pathetic income, it would have been either free or maybe like $20 a month. I was in stunned disbelief when I found out that it would cost more than a brand new car payment, which I also can't afford.

Not sure what I would have done, but in the mid 2000's I had to go the the ER for a bug but that got deeply infected. I think it cost like $1,000. The medicine cost like $40.

Demsrule86

(68,552 posts)
84. Really and if you get sick? My daughter made about that and paid less did you check out all the
Sun Dec 16, 2018, 06:50 PM
Dec 2018

options...as for paying the fine. Now you won't get treatment without insurance... and the lawsuit will affect workplace insurance too...and young folks on their parents plan lose it also.

Polybius

(15,385 posts)
87. I think you meant to write "If you GOT sick" rather than "GET sick"
Sun Dec 16, 2018, 11:23 PM
Dec 2018

I'm on free insurance now, I was talking about when I made $29k or so in another job that offered no coverage. I'm in UPS now. I make about double that now and it's free, go figure. There was no way I was gonna pay $320 a month on that salary. I wouldn't even want to pay it now.

Maybe cost depends on area? How much did your daughter pay?

Demsrule86

(68,552 posts)
88. I am glad to hear that. We paid alot for a policy with an 8000 deductible...now we have better
Thu Dec 20, 2018, 04:10 PM
Dec 2018

insurance.

ROB-ROX

(767 posts)
70. CALIFORNIA VERSUS TEXAS
Sat Dec 15, 2018, 05:28 PM
Dec 2018

Texas is a backward knuckle dragging state. California has high wages and a budget which has so far saved $15 billion for a rainy day. Some people are pushing California to bite the bullet (spend surplus) and give everyone health insurance. I see the health insurance issue like the current "pot" laws. More states are doing the right thing and making pot legal. The "R" are evil people and supporting canceling peoples health insurance will wake up the GOP drones. I always wonder why the middle of the country is RED and the coastal areas are BLUE.....In breeding may cause RED states......

FBaggins

(26,729 posts)
74. Unfortunately... that's not close to true
Sun Dec 16, 2018, 11:50 AM
Dec 2018

Last edited Sun Dec 16, 2018, 12:24 PM - Edit history (1)

It is for things like social policy, but Texas is way ahead of California economically. $15 Billion in a rainy day fund is not only ridiculously insufficient to “give everyone health insurance” - it pales in comparison to the state’s debt (four times that of Texas even before taking their horribly underfunded state pension system into account).

On edit - and the rainy day fund for TX hit 12.5 Billion this year.

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