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last1standing

(11,709 posts)
Mon Nov 4, 2013, 07:34 PM Nov 2013

Special Investigation: How Insurers Are Hiding Obamacare Benefits From Customers

Source: Talking Points Memo

But that's not what she found. Instead, she'd be paying an additional $300 a month for coverage. The letter made no mention of the health insurance marketplace that would soon open in Washington, where she could shop for competitive plans, and only an oblique reference to financial help that she might qualify for, if she made the effort to call and find out.

Otherwise, she'd be automatically rolled over to a new plan -- and, as the letter said, "If you're happy with this plan, do nothing."

If Donna had done nothing, she would have ended up spending about $1,000 more a month for insurance than she will now that she went to the marketplace, picked the best plan for her family and accessed tax credits at the heart of the health care reform law.

"The info that we were sent by LifeWise was totally bogus. Why the heck did they try to screw us?" Donna said. "People who are afraid of the ACA should be much more afraid of the insurance companies who will exploit their fear and end up overcharging them."

Donna is not alone.

Read more: http://talkingpointsmemo.com/dc/insurance-companies-misleading-letters-obamacare



I'm sure some people will find their insurance premiums have risen after ACA takes effect, and we may need to fix that problem. However, as this shows, some insurance companies are using the changes to rip off their customers.

Before taking the word of an insurance company, check out ALL of your options.
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Special Investigation: How Insurers Are Hiding Obamacare Benefits From Customers (Original Post) last1standing Nov 2013 OP
Thank you! n/t Judi Lynn Nov 2013 #1
omg, I started reading, stopped to pull out what I got from my old ins co and then finished this. uppityperson Nov 2013 #2
K & R for exposure. SunSeeker Nov 2013 #3
Kicking...this needs to be read! sheshe2 Nov 2013 #4
Yep: Obama said u can keep yer plan. He should've added... Beartracks Nov 2013 #5
I'm not going to argue in favor of, or against, ACA in this thread. last1standing Nov 2013 #6
I was also not trying to argue for or against. Rather... Beartracks Nov 2013 #10
everybody wins!!! quadrature Nov 2013 #7
Now if ABC, CBA, NBC, PBS, NPR, CNN, etc. SoapBox Nov 2013 #8
Good luck with that. Indi Guy Nov 2013 #9

uppityperson

(115,677 posts)
2. omg, I started reading, stopped to pull out what I got from my old ins co and then finished this.
Mon Nov 4, 2013, 07:48 PM
Nov 2013

and I also had LifeWise. And got this bullshit too. Fortunately I also got a nice letter from my local insurance broker explaining more.

Beartracks

(12,797 posts)
5. Yep: Obama said u can keep yer plan. He should've added...
Mon Nov 4, 2013, 10:45 PM
Nov 2013

... "Unless your insurance company doesn't want you to."

Insurance companies (i.e. Death Panels) screwing people over? Whodathunkit?

=====================

last1standing

(11,709 posts)
6. I'm not going to argue in favor of, or against, ACA in this thread.
Mon Nov 4, 2013, 11:01 PM
Nov 2013

I think it's much more important to warn those affected of the unscrupulous actions of some insurance companies.

Beartracks

(12,797 posts)
10. I was also not trying to argue for or against. Rather...
Tue Nov 5, 2013, 03:52 AM
Nov 2013

... my intent was to roll my eyes at the talking heads who keep harping that "Obama said" this and "Obama said" that. Obama doesn't control the insurance companies, and they have no obligation to make sure any of his so-called promises come to fruition.

It does not surprise me that ins companies would steer people into higher priced plans without revealing the alternatives these folks might otherwise have. That's capitalism.

Bastards.

==================

SoapBox

(18,791 posts)
8. Now if ABC, CBA, NBC, PBS, NPR, CNN, etc.
Tue Nov 5, 2013, 01:56 AM
Nov 2013

Would talk about this too...but they are having too much fun bashing the ACA.

I can dream.

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