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appalachiablue

(41,118 posts)
Sat Jul 17, 2021, 05:03 PM Jul 2021

'We Got The Bill For Having A Baby- $37,000. Welcome To Life In America'

- We got the bill for having a baby – $37,000. Welcome to life in America, the Guardian, July 17, 2021. - Excerpts, Ed.

Baby got bills. For the last couple of months my wife and I have been playing a quintessentially American game of Guess the Baby Bill. The rules are simple: try to guess exactly how much we would be charged for the birth of our daughter earlier this year. Last week the hospital bill finally came, putting an end to the guessing game. The cost of an uncomplicated vaginal birth? $37,617.69.

I won’t repeat what I said when we got this bill, because it is unprintable. My language became particularly colourful when, scrutinizing the bill, I noticed that the bulk of the charge was for 3 nights’ “room and board” in a semi-private room (containing 2 beds separated by a curtain) which was $10,350 a night. That’s 5 times more expensive than a completely private suite at the Ritz-Carlton by Central Park. The post-delivery hospital room, by the way, was more budget motel than the Ritz..

The good news is that we don’t have to pay the entire bill: our health insurance covers about $31,000 – leaving us with a balance of around $6,000. That doesn’t make the ridiculously high prices OK. We’re still covering the costs indirectly via our enormous insurance premiums which are going to go up by 16% next year. They need that money to do the things health companies are supposed to do: maximise profits, boost the share price and pay their executives huge amounts of money. UnitedHealth Group’s chief executive made over $50 Million in salary, bonus and stock option compensation in 2019.

It’s not just the extortionate prices in America’s health system that are problematic. It’s the lack of transparency. My partner called our insurance company multiple times before the birth to try to find out how much we would expect to pay. We were told on each occasion that we wouldn’t have to pay anything.. America’s healthcare system isn’t just a nightmare to navigate – it’s inefficient and inequitable. The US may spend more on healthcare as a share of the economy than any other developed country, but it also has the highest maternal mortality rate in the developed world and maternal deaths have been increasing since 2000...

Full Article,
https://www.theguardian.com/commentisfree/2021/jul/17/baby-got-bills-week-in-patriarchy-arwa-mahdawi

28 replies = new reply since forum marked as read
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'We Got The Bill For Having A Baby- $37,000. Welcome To Life In America' (Original Post) appalachiablue Jul 2021 OP
And they wonder why the birth rate is down Ritabert Jul 2021 #1
and education, etc., etc. rickyhall Jul 2021 #7
Costs Plus FB47243 Jul 2021 #14
The whole thing blows ... Hugh_Lebowski Jul 2021 #2
American Greatness LakeArenal Jul 2021 #3
Our for profit healthcare system. Snackshack Jul 2021 #4
Wow, when I had my son back in 1963 Butterflylady Jul 2021 #5
$150.00 for birth in 1971 and $300.00 for birth in 1973 Marthe48 Jul 2021 #12
The U.S. 'for profit' healthcare system.... SergeStorms Jul 2021 #6
It obviously wasn't always this way Rhiannon12866 Jul 2021 #8
As the great Al Franken said: "No other country is rushing to copy our health care model. BobTheSubgenius Jul 2021 #9
that is SUCH a good point! renate Jul 2021 #13
Health care is as corrupt as big oil and big tobacco combined. BigmanPigman Jul 2021 #10
I've been watching a great show on Amazon Prime--24 Hours in A&E--filmed in an NHS hospital renate Jul 2021 #11
+1 n/t area51 Jul 2021 #20
medical insurance companies are taking us to the poorhouse. demigoddess Jul 2021 #15
That's it exactly, profiting. Sorry about appalachiablue Jul 2021 #16
What gets Rebl2 Jul 2021 #17
Kicked and recommended. Uncle Joe Jul 2021 #18
Hospitals are notorious for overcharging too. Archae Jul 2021 #19
A friend scheduled minor surgery, then her husband got a new job CrispyQ Jul 2021 #21
I'm TIRED of crummy, rationed healthcare with financially crippling copays. PatrickforB Jul 2021 #22
+++ The most backward 'healthcare system' appalachiablue Jul 2021 #24
Kick dalton99a Jul 2021 #23
Another horror story, glad ProPublica appalachiablue Jul 2021 #25
worked at 2 hospitals XanaDUer2 Jul 2021 #26
I was de!ivered by a midwife in Okinawa. Cost: two boxes of Rinso Blue and a jar of hard candy. ExTex Jul 2021 #27
Luv it, thanks for that. appalachiablue Jul 2021 #28
 

Hugh_Lebowski

(33,643 posts)
2. The whole thing blows ...
Sat Jul 17, 2021, 05:14 PM
Jul 2021
https://www.theonion.com/study-finds-american-women-delaying-motherhood-because-1847112786

ANN ARBOR, MI—Having determined through empirical research that childrearing is bullshit and totally not worth it, a study published Friday by sociologists at the University of Michigan found that a growing number of American women are delaying motherhood because the whole thing blows. “Our research indicates that women have put off having children until much later in life due to the fact that it’s completely exhausting, prohibitively expensive, and almost everything about it fucking sucks,” said study co-author Lorraine Moens

more at link

LakeArenal

(28,813 posts)
3. American Greatness
Sat Jul 17, 2021, 05:16 PM
Jul 2021

Imagine charging so much to renew our most valuable resource.

I’m hoping Costa Rica grants me residency. Maybe you have to wait for treatment (which I really haven’t heard any complaints) but I know Drs here actually care about people. You don’t need prescriptions here on most medicine. So no one is beholden to pharmaceutical companies. Also no pharma ads on the
Tee Vee.

Snackshack

(2,541 posts)
4. Our for profit healthcare system.
Sat Jul 17, 2021, 07:35 PM
Jul 2021

Is horrible.

& as you mentioned. That is the cost for a complication free child birth…imagine if something had become…complicated.

Butterflylady

(3,541 posts)
5. Wow, when I had my son back in 1963
Sat Jul 17, 2021, 07:38 PM
Jul 2021

The whole bill was $125.00. The hospital got 75 and the doctor 50.

Yes, things certainly changed.

Marthe48

(16,932 posts)
12. $150.00 for birth in 1971 and $300.00 for birth in 1973
Sat Jul 17, 2021, 07:49 PM
Jul 2021

I think we had to pay the dr. $150.00 for care during 1st pregnancy. We didn't have insurance at the time, so paid both bills off in a few months.

In 1973, we had insurance, and if we paid anything, it was a $5 copay for office visits.

Prenatal vitamins were inexpensive. The costs included at least 2 days in a hospital.

My daughter had her babies around 2010, and their bills were $10,000.00 + and home the next day. They had insurance, but the ins. co. didn't want to cover everything, even if they were supposed to.

I don't know how people can afford anything these days.

Rhiannon12866

(205,148 posts)
8. It obviously wasn't always this way
Sat Jul 17, 2021, 07:46 PM
Jul 2021

My Dad was always very diligent about keeping track of his expenses. I can remember him sitting down at his desk every week, going over what he spent, he had a whole drawer filled with journals chronicling the expenses for each week. And there is also one for the year I was born. I saw it once, there's a list of what was spent that week and a single entry with my name and what I cost. I don't remember what it was, but it lined up with normal expenses - and was nowhere near $37,000!

BobTheSubgenius

(11,562 posts)
9. As the great Al Franken said: "No other country is rushing to copy our health care model.
Sat Jul 17, 2021, 07:46 PM
Jul 2021

A fellow I know here in Victoria was sporting a walking cast one day. I inquired, and he told me how he had broken a bone in his foot, "But at least it's not as bad as my cousin's injury." So, I asked about that, and he said that, while the injuries were remarkably similar, his cousin's accident had happened while he was in NYC temporarily, and it was what happened after the injury that was the story.

X-ray, interpretation of same, and a walking cast in NYC? $15,000...which was exactly $15,000 more than it cost here.

BigmanPigman

(51,584 posts)
10. Health care is as corrupt as big oil and big tobacco combined.
Sat Jul 17, 2021, 07:47 PM
Jul 2021

How is this allowed to continue? Oh wait, the rich people are the ones making the rules, bribing judges, etc. This is a major problem that is strictly American. Are we really a great country when this is acceptable practice? Hell, NO!

renate

(13,776 posts)
11. I've been watching a great show on Amazon Prime--24 Hours in A&E--filmed in an NHS hospital
Sat Jul 17, 2021, 07:49 PM
Jul 2021

The care people get is exemplary, caring, and thorough.

For all the BS about how we have such a superior system of care in the US, it's like watching any other show about a hospital emergency room here. Older facilities, maybe, but same treatment, same expertise, same diagnostic capabilities. The only difference is that the people there couldn't begin to imagine what it'd be like to get some unpredictable, enormous bill at the end. Nobody leaves against medical advice because they can't afford an overnight stay.

With national health care, the only worry you have when your loved one is lying on a gurney is... about your loved one. Sounds pretty good to me.

Anybody who thinks that the American emergency medical system is better than the NHS should watch this show. It's super bingeable, plus it's illuminating about how the supposed disadvantages of national health care really don't exist. I'd gladly give up a private room to be able to leave the hospital without a financial care.

demigoddess

(6,640 posts)
15. medical insurance companies are taking us to the poorhouse.
Sat Jul 17, 2021, 08:08 PM
Jul 2021

we used to buy our daughter's medicine (she has had to take it her whole life) we paid for it out of our pockets. It was about 20 dollars a month. As soon as it was covered by insurance,even though we didn't use the insurance, it went to 40 and then within a couple of months, it went to 60dollars a month. Within another couple of months it went to 160 dollars a month. Last time I got a price it was over 240 dollars a month. Now we use our insurance to pay for it. Would hate to ask what it would cost these days. This is a common medicine, been around for decades. No big deal no research needed. Plain old thyroid replacement.

appalachiablue

(41,118 posts)
16. That's it exactly, profiting. Sorry about
Sat Jul 17, 2021, 08:15 PM
Jul 2021

the major increase for your daughter and many others on regular, essential meds. What a dysfunctional and cruel system.

It's also being done with public education and more. The USPS has been in targeted for privatization for years.

Rebl2

(13,485 posts)
17. What gets
Sat Jul 17, 2021, 09:49 PM
Jul 2021

me is they were told multiple times by the insurance company they would owe nothing. To bad they didn’t get it in writing.

Archae

(46,314 posts)
19. Hospitals are notorious for overcharging too.
Sat Jul 17, 2021, 10:47 PM
Jul 2021

Last time my Dad was in the hospital, he was charged hundreds for a pregnancy test, (HUH??!!??) $55 for a Tylenol, and for a doctor who never even saw my Dad, or consulted about his condition.

CrispyQ

(36,446 posts)
21. A friend scheduled minor surgery, then her husband got a new job
Sun Jul 18, 2021, 04:46 PM
Jul 2021

& their insurance changed & she had to start all over again with new doctors. It's fucking insane.

PatrickforB

(14,570 posts)
22. I'm TIRED of crummy, rationed healthcare with financially crippling copays.
Sun Jul 18, 2021, 05:52 PM
Jul 2021

It is time for Medicare for all Americans.

dalton99a

(81,433 posts)
23. Kick
Sun Jul 18, 2021, 07:34 PM
Jul 2021
Do you know what the saddest thing about my hospital bill is? In the grand scheme of American healthcare, the $6,000 we have to pay really isn’t so bad. Lauren Bard, an ER nurse from California, for example, got hit with a bill for $898,984.57 when her daughter arrived at just 26 weeks. You’d think a nurse would get pretty good health insurance from her employer but Dignity Health, whose motto is “Hello humankindness” refused to cover the costs until the media company ProPublica got involved. $6,000 is a lot of money but it could have been a lot worse.


 

ExTex

(2,138 posts)
27. I was de!ivered by a midwife in Okinawa. Cost: two boxes of Rinso Blue and a jar of hard candy.
Wed Jul 21, 2021, 04:14 PM
Jul 2021

Of course the dirt floor was a bit of a negative.

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