The U.S. insurance model doesn’t work (WP)
http://www.washingtonpost.com/opinions/charles-lane-the-us-insurance-model-doesnt-work/2014/02/10/0cb7f8f4-9277-11e3-84e1-27626c5ef5fb_story.html
The U.S. insurance model doesnt work
Charles Lane, Editorial Writer
The left-right battle that erupted over last weeks Congressional Budget Office (CBO) report showing that Obamacare reduces work incentives was, on the surface, yet another argument about the health-care laws impact on the U.S. economy.
On a deeper level, however, whats at issue are long-standing American assumptions about government assistance and who deserves it.
In other advanced industrial democracies, especially in Europe, health insurance, pensions and even certain amounts of income support for working-age adults are considered rights, to which everyone is entitled by virtue of their membership in society and their shared vulnerability to lifes vicissitudes.
In the United States, by contrast, there is more emphasis on the duty of the able-bodied to provide for themselves and on the idea that government benefits should be earned, or, at least, ultimately traceable to ones work effort.