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Related: About this forumCNN: ObamaCare So-Called Success Story Says She Can't Afford ObamaCare
I've been getting this in emails from my libertarian "friends"...
CNN: ObamaCare So-Called Success Story Says She Can't Afford ObamaCare
Enrique
(27,461 posts)sometimes these stories fall apart, but this one I'm not so sure about.
One thing that could make it worse is if this woman gets unfairly attacked by Obama supporters.
RBInMaine
(13,570 posts)Enrique
(27,461 posts)and they won't post anything bad about Obamacare, and DU will be a nice happy bubble. What good would that do?
RBInMaine
(13,570 posts)GladRagDahl
(237 posts)I've noticed that
Plucketeer
(12,882 posts)fasttense
(17,301 posts)You can bet this is just another big fat lie.
Of course it's going to fall apart. Do bears shit in the woods?
questionseverything
(9,631 posts)at 49 grand in income she is already paying $10,134. in federal taxes ,ss and med
Washington state also has a business tax that applies to the self employed but I have no idea how to figure that for her without more info
the point is this woman already is contributing
and being self employed, do you know what "income' she can count on next month? nothing, nada, zilch
the only thing she can count on is what she can drum up, produce and successfully complete (sometimes self employed lose money on a job)
the whole thing should be calculated on AFTER TAX INCOME, not on money she can not keep
RBInMaine
(13,570 posts)NYC_SKP
(68,644 posts)As if those liars need help.
Mika
(17,751 posts)Is that OK with you now?
RBInMaine
(13,570 posts)Screw CNN. They are corporate TeaPublican SHIT.
Stellar
(5,644 posts)Is that wrong? FOX is always trying to get another network to help spend their lies to help prove a point for them.
Besides that, why did this lady LET herself be called a success if she knew what it was not. I say she's the new Joe-the-plumber. A fake trying to make news because so many of their characters have been discovered from Sean Hannity's show.
Plucketeer
(12,882 posts)than FOX LITE.
Stellar
(5,644 posts)in the other.
NYC_SKP
(68,644 posts)Sure, sad that she was misinformed by her state exchange, but she had NOTHING before ACA and now will get a $110 credit to put toward a POLICY she could NEVER have gotten before.
Her new policy won't be able to drop her, or deny her, and it will likely cost less than anything available over the past 10 years IF anything had been available.
AND she gets a $110 credit.
Another manufactured outrage.
Mika
(17,751 posts)NYC_SKP
(68,644 posts)Partly to see if she was legit to begin with.
Seems to be legit and her complaint is fair.
And I have to side with her, to a degree. It is costly to provide your own healthcare.
But it's the right thing to do. It used to be prohibitively expensive at her income, but now it's not.
I paid my own plan in 2007-2009, and picked it up again this year (at about 3X the cost of before) but I still pay for it.
ACA is gonna cut my costs in half, or more.
It's a good thing, and she's in a better place, though justified in being pissed for having been told one thing at first that was too good to be true.
Enrique
(27,461 posts)where are you seeing this? As far as I can tell, she can't afford it and remains uninsured.
NYC_SKP
(68,644 posts)I don't know and you don't know either way.
You ASSUME that she can't afford it.
I don't know her and I don't trust what CNN tells me.
She apparently couldn't afford it before and that's totally believable, and I think I explained that.
Chances are much better that she can afford it now unless she's got a lot of debt.
Which is always possible.
Enrique
(27,461 posts)To your question, who says she can't afford it, my answer is that Jessica Sanford says it clearly, she cannot afford the insurance. I saw her with my own eyes saying it, in the video. I didn't assume anything.
Where do you get your information that she now has been able to obtain insurance?
zeemike
(18,998 posts)But she just can't afford it, like she could not afford it before...nothing has been gained at all.
But she will lose, because she will have to pay the fine for not having it.
Sorry but I feel sorry for these people...and this could all have been solved with the public option...and Obama's poll numbers would be going up not down, and the Dems would have skunked the GOP in the next election...IMO.
RBInMaine
(13,570 posts)Give it TIME. Any very large program is going to have some kinks to work out.
zeemike
(18,998 posts)That was taken off the table right away with no debate at all...and yet the public is for it.
It could not pass because the insurance industry did not want it to pass and the congress works for them not us.,,and we like good little partisan robots lined up behind the "it can't pass so we should not try" meme.
But in time it will work you can be sure of that...it will work for the industry...but in the meantime it is doing great damage to the Dems and makes them look incompetent, which I think is the whole reason for the problems we see.
Hoyt
(54,770 posts)I would love to have a public option if for no other reason to keep everyone honest, but it will not be a lot cheaper than something comparable available on the Exchange now, maybe 10% to 15% cheaper at best (and that's a big maybe).
While Medicare for all sounds good, it is not as good as Exchange policies primarily because there is no out-of-pocket cap unless you go to a Medicare Advantage Plan (which is run by Insurance Companies, of all things). Medicare would have had to be changed to become a public option, and that had risks too with the right wing obstructionists in Congress.
Again, I would love a public option, but it won't suddenly make health insurance a lot cheaper and it just wasn't in the cards at the time no matter how much we wanted it.
zeemike
(18,998 posts)For one thing private insurance has a profit to be made to pay its investors with and to pay the CEOs multi million dollar bonuses...there is no profit margin in Medicare for all.
And even in the ACA that profit margin is 20%...that is money that does not go to providing health care.
I have Medicare and have had to use it, and the co pays are affordable, and without it I would not be here today....and younger and more healthy people in the system would make it cheaper not more expensive.
RBInMaine
(13,570 posts)Hulk
(6,699 posts)cnn will make a correction to the story at some insane hour of the day, or even at the same time slot, and NOBODY will remember what the fook they are talking about. But ALL THE TEABAGGERS will remember this terrible, terrible tragedy of another "foolish Obama supporter" who took it in the shorts by her own gullibility.
I'm not buying it. NO figures offered. I'd appreciate a bit more detail. I make about $40K a year for my wife and myself. Insurance to cover my wife went from $199 to $150, and will have prescriptions as well as well care and ALL the other advantages of the Affordable Care Act that our last policy NEVER HAD. Also, our annual "out of pocket" expense goes from $10K a year down to $3.5K.
I'm just curious to hear the details of this woman. Something smells damned fishy to me. And WE live in Washington state.
jtuck004
(15,882 posts)Here.
So she is probably not making this up. And there are some figure at the link.
She has a son with a medication that must be compounded. After the calculations were redone, she was notified, twice, of two separate increases. She could sign up for the bronze plan, but the deductibles are so high it would prevent her from being able to afford her son's medication, and she gets no child support.
On top of that the site enrolled her son, incorrectly, into the Medicaid program, and they can't seem to get him un-enrolled, also a problem other people are having.
She stated that she is still a big Obama fan, and a believer in the ACA.
Hulk
(6,699 posts)I applied on the phone. Have everything set up to start January 1, with my first payment set up on my credit card; and we are down in Mexico until the end of January; so if we are affected by these changes, we won't even know it until we return...which would be a real nightmare.
What is the situation, I wonder, with her signing up for the silver plan? That's the one we chose. The deductible is much lower, but the premiums a bit higher...not much.
I'm just confused on why she doesn't get any assistance?...or subsidy? Do you know what the income cut-off is for not qualifyings for a subsidy? It seemed pretty high, at least in my opinion for my modest income level. I surprised I qualified for anything, but am sure glad I do.
That would be my question. What is her income level we are considering here?
jtuck004
(15,882 posts)She has a kid, who originally the site put on Medicare, but then decided he wasn't eligible.
There is a calculator here - http://kff.org/interactive/subsidy-calculator/ that is strictly ACA, I think.
I think her problem is that she has so much out of pocket every month that an additional 400 or whatever it was was just too big a hit, and going down to the lowest level left too much out of pocket as well. She makes around 46, but after you take out taxes, rent, food and other expenses, plus the compounded meds her son has to take, as well as her own, it just doesn't pencil out right.
But who knows what is in an article. If you are concerned about your own case, check the site from where you are at.
http://www.wahbexchange.org/
good luck.
applegrove
(118,011 posts)afford $4,800 for insurance?
SunSeeker
(51,367 posts)"I'm not getting insurance unless I pay more money than I'm willing to pay," Sanford said.
http://politicalticker.blogs.cnn.com/2013/11/19/bad-news-for-woman-cited-as-obamacare-success-story/?hpt=hp_c2
http://politicalticker.blogs.cnn.com/2013/11/19/woman-cited-by-president-as-obamacare-success-story-frustrated-by-sign-up-process/
diabeticman
(3,121 posts)afford $4200 a year. But we don't know her expenses you don't know if she has payments to items you don't know about.
Plus a teenage son... that's going to cut into "extra money" you might think she has.
We need freaking single payer insurance in the country NOW
SunSeeker
(51,367 posts)So we have to make this work for now. If this women had special expenses we do not know about, she may be eligible for some aid or they may be able to find a cheaper plan for her, which they are trying to do, as one of the articles notes. In the meantime, I can't as a mom imagine being "unwilling" to buy health insurance if there is any way I could scrounge money to get it.
King_Klonopin
(1,305 posts)I smell some payola in the vicinity. Koch money is limitless, ya know.