I bought my house again today!

[underpants]

I have to tell you I got a great deal from the owner.

[Karadeniz]

1. Congrats!

[MontanaMama]

2. We close on our re-fi on Tuesday!

We locked at 2.25% for 15 years and lowered my payment enough that I’ll have it paid off sooner if I keep paying what I am paying now which I will. Feels good.

Congrats to you underpants!

[MissB]

3. Congrats!

We are 2/3 thru a 15-year mortgage so it doesn’t pencil out for us. We are toying with actually paying it off next month.

The rates nowadays are amazing!

[cayugafalls]

4. Congratulations. My finance guy called me and tried to get me to take the plunge.

But we decided to hold off a bit and review our options as it would only be about a 1.5% decrease so we need to run the calcs and see if we get any benefits.

But congrats on the sale again!

[Backseat Driver]

5. Congrats on those new low rates on your re-fis.

My daughter is trying to be a first-time buyer; the financing doesn't look to be a problem, but the competition for RE is fierce. Between the low-margin flippers and the down-sizers, it's near impossible to win a bid; she's had supposedly solid advice and yet... - she's not a millionaire brain-surgeon but has good credit, income, down-payment and job stability though still working from home during CoVid, and looking within her financing pre-approval guidelines. There have been as many as 25 bids on some of the properties in which she's had interest too. What's the secret?

[Lars39]

7. Who is expected to pay closing costs?

We got a house in a small bidding war by offering to pay the closing costs.

[flotsam]

6. I bought two houses today!

One on Baltic and the other on Mediterranean...