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arcane1

(38,613 posts)
Tue Nov 19, 2013, 05:59 PM Nov 2013

Arcane1 is a fucking idiot.

Yes, indeed!

It's Open Enrollment time at work, where we change/renew our insurance plans for 2014. I intended to simply renew my currents plans (which, by the way, are a few bucks cheaper this year). They give us this form where you choose your plan, and there is a 3-digit code for each plan. You dial a number and enter the codes accordingly.

Well, my dumb ass chose the right plans, for "me only" since I have no dependents, but I mistakenly entered the codes for "me + family". I didn't realize it until the confirmation info arrived today.

To give you an idea of my idiocy: health insurance for me only is $48 per paycheck, while for me + family it's $180!

The open enrollment period ended on November 14th

I send an appropriately pathetic-sounding email to our benefits department, and I'm (im)patiently awaiting a reply from them. I can't afford $180 per paycheck for the entire year.

Has anyone ever had to change their info after the enrollment period ends? Is there hope?

/end rant

17 replies = new reply since forum marked as read
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haele

(12,647 posts)
7. Well, find a single parent to live with you and have them pay the difference in health care costs.
Tue Nov 19, 2013, 06:19 PM
Nov 2013

There, you've got a family and they've got your great company-provided insurance plan. Problem solved -
Until, of course, the benefits provider asks for supporting documentation - like a marriage certificate, or tax forms, or all that other junk.

It's no big deal, they're still in the paperwork phase of things, and it can be corrected fairly easily. I'm sure you're not the only person in the company who has done that.

Haele

 

arcane1

(38,613 posts)
12. Thanks, Haele. Now that you mention it, there are employees here more stupid than me.
Tue Nov 19, 2013, 06:56 PM
Nov 2013

Thanks for the reminder

haele

(12,647 posts)
13. Remember - there's at least 5% of employees in your company who haven't turned in their plans
Tue Nov 19, 2013, 07:05 PM
Nov 2013

And are either begging to get added on at the last minute, or are going to be very suprised the first payday in January.

I kworked for a PhD RF engineer/program manager who totally forgot to sign up for his own open enrollment plan one year; he and his family had to go an entire year without benefits - true, it was the first year we went to online-sign ups. But still, this after he went around reminding everyone else to sign up or miss out...

Haele

 

arcane1

(38,613 posts)
15. You were right!
Wed Nov 20, 2013, 03:39 PM
Nov 2013

I called them this morning, and they simply said "fax us your changes" and that was it.

Woo-hoo!!!

sharp_stick

(14,400 posts)
16. Good, I'm glad that worked out
Wed Nov 20, 2013, 03:48 PM
Nov 2013

I think most, well run anyway, HR departments build in a few buffer days for the "OH SHIT" crowd.

This year I made sure that I, my boss and two of my co-workers had reminders set up. Luckily our's just defaults back to last years options but they don't add on any Flexible Spending Options if you forget, that really screwed a co-worker last year on some expensive medical stuff.

 

arcane1

(38,613 posts)
17. Ah yes, the oh-shit window :)
Wed Nov 20, 2013, 04:05 PM
Nov 2013

None of this would've happened if I hadn't decided to purchase 5 extra vacation days

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