Can your income go down when you go from SSDI to regular SS?

[ctsnowman]

Last edited Sat Mar 22, 2014, 09:54 AM - Edit history (2)

My brother seems to think he'll get less but I find that hard to believe.

Sorry if this is in the wrong place.

Peace.

Shout out to PoliticAverse see post 3 where he answered the q.

[PoliticAverse]

1. Both SSDI and SS payments depend on how much you've payed into the system.

Why would he be going from SSDI to SS?

(edited to correct error)

[ctsnowman]

2. He thinks

he has to retire when he hits 65. I tried to find info on the SS site and it seems right. He became disabled at 45 after working since he was 17. I may be wasting your time...

Just hoping someone could make sense of it. He's pretty scared because he is barely making ends meet now. Maybe I'm not using the right terms?

Thanks for the response.

Peace.

[PoliticAverse]

3. First, have him call SS (or use the website) to find out what his actual SS benefits will be

Last edited Fri Mar 21, 2014, 01:37 PM - Edit history (2)

if he retires at 65. Note that from the SS administration:

When you reach full retirement age
If you are receiving Social Security disability benefits,
your disability benefits automatically convert to
retirement benefits, but the amount remains the same.

http://www.ssa.gov/pubs/EN-05-10153.pdf

Note that SSDI includes free Medicare Part A (as does regular SS).

[Worried senior]

4. My husband

became disabled in his 40's. Once approved for disability his benefits rose yearly like they do for anyone else on SS. Once he was retirement age his benefits continued the same way, there was no increase or reduction in benefits.

He also paid the for Part A & B as anyone else does, nothing was free.

[PoliticAverse]

6. Part A should have been included free for SSDI recipients...

http://www.medicare.gov/your-medicare-costs/part-a-costs/part-a-costs.html

If you're under 65, you can get premium-free Part A if:

You got Social Security or Railroad Retirement Board disability benefits for 24 months.

But you are right part B has to be paid for both by SSDI and SS recipients.

[Worried senior]

7. He did have premium free Part A

but still had to pay the deductible if needed.

[ctsnowman]

5. I'll try

he's pretty hard to work with. I just don't think it sounds right.

Thanks a lot for your time.