California
Related: About this forumCovered California
We enrolled the first year the ACA created health exchanges. That was 5 years ago in 2014.
I'm here to tell everyone of my first-hand experience.
The coverage is no where near what it was.
The ACA is a shell of its former self.
High premiums coupled with high deductibles and out of pocket costs.
We treat our Kaiser plan as a catastrophic plan and go to Scripps to pay cash for their 40% discount.
That's what it's come to.
Obamacare is on life support.
Republicans have ruined so much of it for those of us in the individual market.
On edit:
I will add that candidates talk about "expanding" Obamacare yet we aren't even close to the original Obamacare. The baseline for those of us in the exchanges.
guillaumeb
(42,641 posts)the US system was, and is, a profit centered system. And in a profit centered system, patients cannot be the first concern.
They have sunk their capitalist claws deeper into the ACA.
We stopped getting overpayment refund checks also.
Auggie
(31,160 posts)but I have no idea as to its status. With my luck, the same year I qualify for Medicare.
As a freelancer I buy through Covered California as well, starting in 2014, just as you. And just as you, I avoid using my plan -- saving it for catastrophy. Even the cheapest plans are absurdly expensive and with very high deductables.