Texas makes bounce house operators carry liability coverage, but not plants like West Fertilizer
Texas law requires Karl Magenheimers family business to carry at least $1 million in liability insurance. He understands the cost. Kids could get hurt if one of his inflatable bounce houses were improperly secured and flipped over.
There are not many accidents. Whenever there is, it will be on TV, said Magenheimer, who with his wife, Lena, co-owns Jump City of Flower Mound. That child needs to be able to have his current and future medical needs cared for.
From home exterminators to air-conditioner repairmen and tow-truck drivers, dozens of different types of companies in Texas must have insurance to cover injuries, deaths and property damage they might cause.
But not so for plants mixing and storing volatile materials like West Fertilizer Co., where a fire and explosion last month killed 15 people and injured 200.
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