2016 Postmortem
Related: About this forumYou don't 'get to keep' that policy you like--if you ever really need to use it
The insurance company will not only not renew your policy--but will, with few exceptions, work very hard not to pay your claims.
The Affordable Care Act's reforms give you rights and protections the individual health insurance market will never give you-- most importantly, prohibiting denial for pre-existing conditions. Obviously, it does require spreading the risk across a pool of customers to make it work.
So, yes, you will have to be insured for maternity coverage--just like your parents pay school taxes long after you have graduated. It's what civilized societies do.
Bluenorthwest
(45,319 posts)Tell us how that Profit Margin is needed. Why is it needed? Is it needed?
Obama kept saying that Insurance Companies 'deserve to profit' but he never said why that is. They are, he claims, entitled to a nice percentage of any money spent on health care, but YOU say we shoulder the risk across the pool of customers, so what right has some company to take profit for a risk paid for by customers?
I just don't get the whole 'profits over people' philosophy of the ACA and of the OFA. Makes me sick really.
flpoljunkie
(26,184 posts)which he thinks will be better for the American people. I agree.
1StrongBlackMan
(31,849 posts)Where doing what is possible, at the time of your doing, is preferable to attempting (and failing) to do what is not possible.
At this point in time, Single-payer is NOT politically possible (i.e., there still are not enough elected officials willing to pass such legislation), though the current light being shone on the current insurance scheme, does make a Public Option, a little more doable.