2016 Postmortem
Related: About this forumNew Michigan Abortion Law Requires Women To Buy Something That Doesn't Even Exist Yet
New Michigan Abortion Law Requires Women To Buy Something That Doesn't Even Exist Yet
Michigan women will have to purchase a separate rider if they want their health insurance to pay for an abortion, after the state's Legislature on Wednesday banned most public and private plans from covering abortion as a medical procedure.
Women must buy the rider before they become pregnant in order to have abortion coverage, once the law goes into effect in March. Women who become pregnant through rape or incest must already have the rider in place for an abortion to be covered, leading some opponents to dub the riders, "rape insurance."
But currently, insurance abortion riders don't actually exist in Michigan, the law's opponents say.
"There are no riders in Michigan that we are aware of," Lori Lamerand, CEO of Planned Parenthood of Mid and South Michigan, told The Huffington Post. "There are some riders available for some procedures, but there are certainly no riders for abortions here."
Elizabeth Nash is the state issues manager at the Guttmacher Institute, a nationally recognized nonprofit reproductive health institute. "The riders don't exist," she told The Huffington Post. "There's no cost information. The riders just don't exist."
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Full article here: http://www.huffingtonpost.com/2013/12/12/abortion-rider_n_4433040.html
MrScorpio
(73,630 posts)This is our state on Republicans, everybody.
yeoman6987
(14,449 posts)I always thought people paid out of pocket for abortions. I hear so many times the guys saying I will pay for it. Is insurance a new thing for abortion coverage?
colinmom71
(653 posts)Though it really depends on how comprehensive a plan an employer is willing or can afford to provide. Obviously the larger a company, the larger the risk pool, thus plans provided by large companies may provide more services, such as abortion and infertility treatments, than those offered by smaller scale employers.
My husband works for a large corporation and it's health plans cover abortions (whether elective or medically indicated) and infertility treatments (including the meds - which many smaller plans do not provide). The only out-of-pocket expense for a first trimester abortion is the standard doctor's office co-pay and the rest is covered by insurance. He's worked there for not quite 15 years and that's how their insurance coverage has always been.
Now, state and federal government provided plans I believe do not cover abortion services due to Hyde amendment restrictions, so the cost would be completely out-of-pocket for abortions without medically urgent justification for those under these plans. My mom works for an OB/GYN firm and she's had trouble getting TriCare and Medicaid to pay for a D&C for an incomplete miscarriage, even though her office does not provide elective abortion services at all...
Rectangle
(667 posts)wants to remind you to plan ahead for your rape"......