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riversedge

(70,196 posts)
Fri Sep 25, 2015, 03:47 PM Sep 2015

Clinton Releases More Plans to Cut Health Care Costs-plans continue to favor consumers over maj

Thanks for looking out for families Hillary.


National Journal

http://www.nationaljournal.com/s/73702/hillary-clinton-releases-more-plans-cut-health-care-costs

Hillary Clinton Releases More Plans to Cut Health Care Costs

Her plans continue to favor consumers over major industry groups.

EARL GIBSON III AFP/GETTY
Caitlin Owens

September 23, 2015

Hil­lary Clin­ton ex­pan­ded her plan to tackle out-of-pock­et health care costs on Wed­nes­day, re­leas­ing pro­pos­als build­ing on the Af­ford­able Care Act’s cost-sav­ing pro­vi­sions while adding a few new ones of her own......................

“When Amer­ic­ans get sick, high costs shouldn’t pre­vent them from get­ting bet­ter. With de­duct­ibles rising so much faster than in­comes, we must act to re­duce the out-of-pock­et costs fam­il­ies face,” Clin­ton said in a state­ment. “My plan would take a num­ber of steps to ease the bur­den of med­ic­al ex­penses and pro­tect health care con­sumers.”

Clin­ton’s policy pro­pos­als in­clude: re­quir­ing in­surers and em­ploy­ers to provide up to three sick vis­its to a doc­tor an­nu­ally without hav­ing to first meet a plan’s de­duct­ible; provid­ing a pro­gress­ive, re­fund­able tax cred­it of up to $5,000 per fam­ily for out-of-pock­et costs; en­for­cing and broad­en­ing the ACA’s trans­par­ency pro­vi­sions; cre­at­ing a “fall­back pro­cess” for states that do not have the au­thor­ity to modi­fy or block health-in­sur­ance premi­um-rate in­creases; en­for­cing an­ti­trust laws while mon­it­or­ing health-in­dustry con­sol­id­a­tion; and mer­gers and build­ing on value-based de­liv­ery-sys­tem re­forms.

The plan cited the res­ults of a Kais­er Fam­ily Found­a­tion re­port on em­ploy­er-sponsored in­sur­ance re­leased on Tues­day that found the av­er­age de­duct­ible this year is $1,318 for single cov­er­age and has grown sev­en times faster than work­ers’ wages since 2010. The re­port also found that single and fam­ily pay­ers for em­ploy­er-sponsored health in­sur­ance grew an av­er­age of 4 per­cent this year, part of a dec­ade-long pat­tern of mod­er­ate growth.

While Clin­ton’s pro­pos­als are aimed at as­suaging voters’ con­cerns about rising premi­ums and high de­duct­ibles, they are cer­tain to draw fierce cri­ti­cism from the in­dustry groups that Clin­ton’s plans tar­get.................

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Clinton Releases More Plans to Cut Health Care Costs-plans continue to favor consumers over maj (Original Post) riversedge Sep 2015 OP
Allways the same crap. Wellstone ruled Sep 2015 #1
Single Payer resolves all of those issues. JRLeft Sep 2015 #2
Exactly my thinking jkbRN Sep 2015 #3
Message auto-removed Name removed Sep 2015 #4
Enough of the damn Pandering and the Wellstone ruled Sep 2015 #5
How does Sen. Sanders plan on getting single payer passed? Does he riversedge Sep 2015 #13
He plans on getting the people to stand up to the corrupt Congress who refuse to pass liberal_at_heart Sep 2015 #18
The plan does not include excluding those who are in favor of a not for profit system ... slipslidingaway Sep 2015 #21
I wonder if there is a way to get around TM99 Sep 2015 #6
Nah, there's simpler ways to pay for it. jeff47 Sep 2015 #8
I bet they do both! TM99 Sep 2015 #9
Paid for by...........? jeff47 Sep 2015 #7
is there anything in her plan to control costs? questionseverything Sep 2015 #10
so the billions in annual profits will still be baked into the cake Doctor_J Sep 2015 #11
Exactly. The plan isn't to fix the system, it's to sustain it n/t arcane1 Sep 2015 #16
^^^^ Yes been evident for quite sometime :( n/t slipslidingaway Sep 2015 #20
K n R oasis Sep 2015 #12
Three sick visits to a doctor is nothing, add in the labwork and diagnostic costs ... slipslidingaway Sep 2015 #14
Lulz Jesus Malverde Sep 2015 #17
Exactly ... slipslidingaway Sep 2015 #19
This message was self-deleted by its author BlueWaveDem Sep 2015 #15
Kick oasis Sep 2015 #22
 

Wellstone ruled

(34,661 posts)
1. Allways the same crap.
Fri Sep 25, 2015, 03:55 PM
Sep 2015

Tax Credits,same old worn out crap,how about those who don't have enough Income to see 5k in Federal Withholding,same old shit just another day in the life of a 1%er.

jkbRN

(850 posts)
3. Exactly my thinking
Fri Sep 25, 2015, 04:03 PM
Sep 2015

As a nurse who sees patients confused about their healthcare plans and making sure everything is working correctly, this plan will only complicate things for the patients which means more time for nurses and doctors to explain what, why and how things are processed instead of spending that time focusing on their health issues and treatment.

Response to JRLeft (Reply #2)

 

Wellstone ruled

(34,661 posts)
5. Enough of the damn Pandering and the
Fri Sep 25, 2015, 04:05 PM
Sep 2015

Triangulation crap,we see through it HRC,get real,only way is single payer.

liberal_at_heart

(12,081 posts)
18. He plans on getting the people to stand up to the corrupt Congress who refuse to pass
Fri Sep 25, 2015, 09:01 PM
Sep 2015

Medicare for all which by the way the majority of Americans support. The majority of Americans support many of Bernie's plans, and the majority of Americans are pissed at Congress. If the majority of Americans want these things and Congress doesn't pass them what does that say about who they truly represent?

slipslidingaway

(21,210 posts)
21. The plan does not include excluding those who are in favor of a not for profit system ...
Fri Sep 25, 2015, 09:53 PM
Sep 2015

from the first big televised HC meeting at the WH and meeting with a major Pharma rep and making a deal opposite to campaign promises.

Polls showed people overwhelmingly in a favor of a not for profit, politicians ignore them once elected. Sanders says he needs people afterwards to fight for what they want and I do not think he will make the backroom deals with corporations we have seen in the past.

You cannot advance an idea if you ignore and marginalize it.





 

TM99

(8,352 posts)
6. I wonder if there is a way to get around
Fri Sep 25, 2015, 04:18 PM
Sep 2015

requiring insurers and employers to provide up to three sick visits to a doctor prior to meeting the annual deductible?

Easy.

Welcome to your office visit. It is covered gratis. But unfortunately, you will need these labs, that referral to a specialist, this procedure, and that medication is not covered by your plan, so all of that will have to be out of pocket in order to meet your deductible.

I am so sick of this neoliberal corporate bullshit that pretends to provide for the consumer but as usual is game by the provider!

jeff47

(26,549 posts)
8. Nah, there's simpler ways to pay for it.
Fri Sep 25, 2015, 04:26 PM
Sep 2015
Welcome to your office visit. It is covered gratis. But unfortunately, you will need these labs, that referral to a specialist, this procedure, and that medication is not covered by your plan, so all of that will have to be out of pocket in order to meet your deductible.

Nah, there's a simpler way to pay for it.

Your premium will go up by the cost of 3 sick visits.

jeff47

(26,549 posts)
7. Paid for by...........?
Fri Sep 25, 2015, 04:25 PM
Sep 2015

This is always the first response when Sanders or O'Malley make a proposal.

So how's this one paid for?

The only mention of any pay-for is on the tax credit, with zero details of how "the wealthy will pay their share".

So how will this really be paid for? By increasing premiums to cover 3 sick visits.

questionseverything

(9,651 posts)
10. is there anything in her plan to control costs?
Fri Sep 25, 2015, 05:25 PM
Sep 2015

it looks like her plan shifts some costs from the consumer to the insurance company which as you have noted will just increase premiums which will either fall back to consumers or taxpayers

the same people (1%ers) that own the insurance companies own the drug companies so when prescriptions go up ,while the ins co pays more
then they get to charge more...double dipping

 

Doctor_J

(36,392 posts)
11. so the billions in annual profits will still be baked into the cake
Fri Sep 25, 2015, 05:29 PM
Sep 2015

More bullshit republican solutions from the New Democrats

No thanks

slipslidingaway

(21,210 posts)
14. Three sick visits to a doctor is nothing, add in the labwork and diagnostic costs ...
Fri Sep 25, 2015, 07:21 PM
Sep 2015

and three visits is absolutely nothing when one is confronted by a serious and ongoing illness.

Fierce criticism is a not for profit health care system, not keeping that system alive.



Jesus Malverde

(10,274 posts)
17. Lulz
Fri Sep 25, 2015, 08:57 PM
Sep 2015

The copay on three visits is something like 60 dollars. The major expenses come from uncovered prescriptions and hospitalizations.

slipslidingaway

(21,210 posts)
19. Exactly ...
Fri Sep 25, 2015, 09:34 PM
Sep 2015

and many of our visits have run into the thousands because of lab charges, not the doctor's fee. An $8500. an annual out of pocket maximum for six plus years puts a strain on one's income/savings.

Doctor's fees are not the problem, spent the day working on medical bills. They will not bankrupt someone! A hem/onc post transplant doctor's visit $480, which is similar to what an internist charges for an annual visit. But the entire visit could range from $3000. to $9000. depending on the lab tests done that day. Doctor's fees are a drop in the bucket, not to mention prescriptions and hospitalizations.

Something needs to change and it is not three doctor's visits.





Response to riversedge (Original post)

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