2016 Postmortem
Related: About this forumClinton Releases More Plans to Cut Health Care Costs-plans continue to favor consumers over maj
Thanks for looking out for families Hillary.
National Journal
http://www.nationaljournal.com/s/73702/hillary-clinton-releases-more-plans-cut-health-care-costs
Hillary Clinton Releases More Plans to Cut Health Care Costs
Her plans continue to favor consumers over major industry groups.
EARL GIBSON III AFP/GETTY
Caitlin Owens
September 23, 2015
Hillary Clinton expanded her plan to tackle out-of-pocket health care costs on Wednesday, releasing proposals building on the Affordable Care Acts cost-saving provisions while adding a few new ones of her own......................
When Americans get sick, high costs shouldnt prevent them from getting better. With deductibles rising so much faster than incomes, we must act to reduce the out-of-pocket costs families face, Clinton said in a statement. My plan would take a number of steps to ease the burden of medical expenses and protect health care consumers.
Clintons policy proposals include: requiring insurers and employers to provide up to three sick visits to a doctor annually without having to first meet a plans deductible; providing a progressive, refundable tax credit of up to $5,000 per family for out-of-pocket costs; enforcing and broadening the ACAs transparency provisions; creating a fallback process for states that do not have the authority to modify or block health-insurance premium-rate increases; enforcing antitrust laws while monitoring health-industry consolidation; and mergers and building on value-based delivery-system reforms.
The plan cited the results of a Kaiser Family Foundation report on employer-sponsored insurance released on Tuesday that found the average deductible this year is $1,318 for single coverage and has grown seven times faster than workers wages since 2010. The report also found that single and family payers for employer-sponsored health insurance grew an average of 4 percent this year, part of a decade-long pattern of moderate growth.
While Clintons proposals are aimed at assuaging voters concerns about rising premiums and high deductibles, they are certain to draw fierce criticism from the industry groups that Clintons plans target.................
Wellstone ruled
(34,661 posts)Tax Credits,same old worn out crap,how about those who don't have enough Income to see 5k in Federal Withholding,same old shit just another day in the life of a 1%er.
JRLeft
(7,010 posts)jkbRN
(850 posts)As a nurse who sees patients confused about their healthcare plans and making sure everything is working correctly, this plan will only complicate things for the patients which means more time for nurses and doctors to explain what, why and how things are processed instead of spending that time focusing on their health issues and treatment.
Response to JRLeft (Reply #2)
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Wellstone ruled
(34,661 posts)Triangulation crap,we see through it HRC,get real,only way is single payer.
riversedge
(70,196 posts)have a plan?
liberal_at_heart
(12,081 posts)Medicare for all which by the way the majority of Americans support. The majority of Americans support many of Bernie's plans, and the majority of Americans are pissed at Congress. If the majority of Americans want these things and Congress doesn't pass them what does that say about who they truly represent?
slipslidingaway
(21,210 posts)from the first big televised HC meeting at the WH and meeting with a major Pharma rep and making a deal opposite to campaign promises.
Polls showed people overwhelmingly in a favor of a not for profit, politicians ignore them once elected. Sanders says he needs people afterwards to fight for what they want and I do not think he will make the backroom deals with corporations we have seen in the past.
You cannot advance an idea if you ignore and marginalize it.
TM99
(8,352 posts)requiring insurers and employers to provide up to three sick visits to a doctor prior to meeting the annual deductible?
Easy.
Welcome to your office visit. It is covered gratis. But unfortunately, you will need these labs, that referral to a specialist, this procedure, and that medication is not covered by your plan, so all of that will have to be out of pocket in order to meet your deductible.
I am so sick of this neoliberal corporate bullshit that pretends to provide for the consumer but as usual is game by the provider!
jeff47
(26,549 posts)Nah, there's a simpler way to pay for it.
Your premium will go up by the cost of 3 sick visits.
TM99
(8,352 posts)Now there is a win/win for the health insurance industry!
jeff47
(26,549 posts)This is always the first response when Sanders or O'Malley make a proposal.
So how's this one paid for?
The only mention of any pay-for is on the tax credit, with zero details of how "the wealthy will pay their share".
So how will this really be paid for? By increasing premiums to cover 3 sick visits.
questionseverything
(9,651 posts)it looks like her plan shifts some costs from the consumer to the insurance company which as you have noted will just increase premiums which will either fall back to consumers or taxpayers
the same people (1%ers) that own the insurance companies own the drug companies so when prescriptions go up ,while the ins co pays more
then they get to charge more...double dipping
Doctor_J
(36,392 posts)More bullshit republican solutions from the New Democrats
No thanks
arcane1
(38,613 posts)slipslidingaway
(21,210 posts)oasis
(49,376 posts)slipslidingaway
(21,210 posts)and three visits is absolutely nothing when one is confronted by a serious and ongoing illness.
Fierce criticism is a not for profit health care system, not keeping that system alive.
Jesus Malverde
(10,274 posts)The copay on three visits is something like 60 dollars. The major expenses come from uncovered prescriptions and hospitalizations.
slipslidingaway
(21,210 posts)and many of our visits have run into the thousands because of lab charges, not the doctor's fee. An $8500. an annual out of pocket maximum for six plus years puts a strain on one's income/savings.
Doctor's fees are not the problem, spent the day working on medical bills. They will not bankrupt someone! A hem/onc post transplant doctor's visit $480, which is similar to what an internist charges for an annual visit. But the entire visit could range from $3000. to $9000. depending on the lab tests done that day. Doctor's fees are a drop in the bucket, not to mention prescriptions and hospitalizations.
Something needs to change and it is not three doctor's visits.
Response to riversedge (Original post)
BlueWaveDem This message was self-deleted by its author.