General Discussion

Wounded Bear

(58,603 posts)

17. Also, since the passage of the law....

Mon Oct 7, 2013, 04:10 PM

Oct 2013

ins co's have had incentives to jack up rates before some of the ACA provisions kick in and prevent that.

Corollary to the law, maybe, but not caused by it.

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If you're not buying Obamacare, stop saying you are. OK? [View all] riqster Oct 2013 OP

Because I can buy insurance on the open market & not be restricted by "pre-existing condition". . . Journeyman Oct 2013 #1

Granted. and there are lots of benefits that the ACA gives us riqster Oct 2013 #3

I'm blaming Obamacare... notadmblnd Oct 2013 #29

If you slice your arm open and go to ER that is not "Obamacare" - TBF Oct 2013 #65

He is able to be covered on my policy till he is 26 because of the ACA notadmblnd Oct 2013 #72

Cool - thanks for clarifying! TBF Oct 2013 #73

Well why did you write that you are blaming Obamacare? brush Oct 2013 #76

Apparently it was a poor attempt at humor. notadmblnd Oct 2013 #78

Oops! Sorry I missed the joke brush Oct 2013 #79

Are you saying that even non-exchange insurance policies pnwmom Oct 2013 #6

The answer to the first part of your question is yes. The second part, partly. riqster Oct 2013 #8

Everyone I've spoken with so far (Kaiser, HealthNet, Blue Shield) say preexisting conditions are... Journeyman Oct 2013 #10

Thanks! pnwmom Oct 2013 #18

But I can assure you that pre-existing conditions were a big problem before the ACA. JDPriestly Oct 2013 #26

Well understood. My "pre-existing" condition was "non-existent," but it cost me nonetheless. . . Journeyman Oct 2013 #42

Does this explain that ? dipsydoodle Oct 2013 #2

That's covered at the link in the OP. riqster Oct 2013 #5

k&r though there are provisions of Obamacare that affect those with employer based insurance uppityperson Oct 2013 #4

Yep. Thanks. riqster Oct 2013 #7

And premium rebates Kber Oct 2013 #9

Good point. riqster Oct 2013 #12

not so fast. I support the ACA. I am currentlunder poverty level. I pay for health insurance. A lot. robinlynne Oct 2013 #11

It sounds like you are saying you COULD buy under an exchange, but it's not a good deal for you. riqster Oct 2013 #14

correct. robinlynne Oct 2013 #15

Where do you live? Marrah_G Oct 2013 #37

no because I have money saved in the bank. My income is below poverty level. robinlynne Oct 2013 #55

quit smoking, robinlynne Skittles Oct 2013 #59

Kicking's a bitch pscot Oct 2013 #71

Very good point Kber Oct 2013 #13

What are copays? HockeyMom Oct 2013 #16

We have three plans Kber Oct 2013 #19

What if you need major medical care, like surgery? Do you pay 50%? robinlynne Oct 2013 #57

Yes, 50% HockeyMom Oct 2013 #69

Also, since the passage of the law.... Wounded Bear Oct 2013 #17

S'truth. riqster Oct 2013 #20

Exactly Rebl Oct 2013 #36

yes. robinlynne Oct 2013 #58

Employers are doing other things that relate to ACA... MANative Oct 2013 #21

Yep. They are tying to screw us any way they can. riqster Oct 2013 #23

Well, the truth is, we have no idea if that's the case. MANative Oct 2013 #30

Your Rebl Oct 2013 #38

Don't know if I'm buying it or not - still can't log on. n/t cigsandcoffee Oct 2013 #22

Are people that dense? Economics 101. Leopolds Ghost Oct 2013 #24

Yep, people are that dense. riqster Oct 2013 #25

Your sesquipedalian loquaciousness fails to address the underlying issue. Leopolds Ghost Oct 2013 #27

the insurance companies are still competing with each other Pretzel_Warrior Oct 2013 #35

Or not pay the penalty Leopolds Ghost Oct 2013 #41

or do like Portland--FOOD CARTS! Pretzel_Warrior Oct 2013 #43

Here in the glorious capital of (fill-in-the-blank), they just apssed a law to limit food carts Leopolds Ghost Oct 2013 #49

They are a cartel with an anti-trust exemption, they are not competitive in the way you pretend. TheKentuckian Oct 2013 #75

yes they are. Pretzel_Warrior Oct 2013 #77

Fun word choice. riqster Oct 2013 #53

What does that mean? LynnTTT Oct 2013 #45

I'm assuming you know exactly what I'm talking about Leopolds Ghost Oct 2013 #46

There's a lot more to Obamacare than the exchanges DesMoinesDem Oct 2013 #28

Why does the ACA not have provisions and laws to prevent such damage? seveneyes Oct 2013 #31

nope. this law doesn't address the amount and cost of actual health care. THAT is one of the things Pretzel_Warrior Oct 2013 #44

It does LynnTTT Oct 2013 #47

What is bullshit is the convoluted requirements, I don't know if I can go on the exchanges or not... Humanist_Activist Oct 2013 #32

I think Rebl Oct 2013 #40

That's not the issue, I already know that, I'm asking if I can apply for an exemption. n/t Humanist_Activist Oct 2013 #48

You can buy but the purchase is unsubsidized and your employer contribution is not portable. TheKentuckian Oct 2013 #54

See, this is the confusing part, according to the paperwork I got from work, its 8% of income... Humanist_Activist Oct 2013 #62

I've never heard the 8% before, I guess if you are there then it will be time to push back TheKentuckian Oct 2013 #74

9.5% Yo_Mama Oct 2013 #60

I looked at my latest year to date, just got paid, its 15,000 dollars(gross)... Humanist_Activist Oct 2013 #63

If you wind up making 19K Yo_Mama Oct 2013 #70

I have health care through my employer, and I have the VA when needed. Rebellious Republican Oct 2013 #33

No O care here Puzzledtraveller Oct 2013 #34

Actually, I'm not employed, I don't earn 100% of poverty level so I CAN'T buy off the ACA Exchange. HereSince1628 Oct 2013 #39

The Supremes really screwed the pooch riqster Oct 2013 #51

k&r for exposure. n/t Laelth Oct 2013 #50

Thanks. riqster Oct 2013 #52

Already have health insurance Yo_Mama_Been_Loggin Oct 2013 #56

Right now I have insurance through my wife's employer. When she B Calm Oct 2013 #61

I'm just holding my breath hoping my wife doesn't get kicked off ileus Oct 2013 #64

I don't have to stop. LWolf Oct 2013 #66

There's SHOULD, and there's IS. riqster Oct 2013 #67

The problem with the ACA is that the greedhead scum-sucking insurance companies locked up Doctor_J Oct 2013 #68