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okaawhatever

(9,461 posts)
5. Untrue. In the example you cited, the couple could keep their plan if it remained largely the same.
Mon Oct 28, 2013, 09:55 PM
Oct 2013

The only requirement for the ACA with grandfathered plans is that they remain "largely the same". So if their insurance company kept the plan "largely the same" they could keep it. I think the insurance companies are using this opportunity to do what makes them more money knowing the ACA will be to blame. The question is, why isn't their old plan being offered?

Also, I got a quote for Anthem Blue Cross. I used my old zip code in San Bernadino. For two people age 48 and 49 (my age) the premium is $572.
First, someone with catastrophic coverage only would have to have zero medical expenses to compare the two plans dollar for dollar. If they have wellness visits, prescriptions, or any doctors visits, the cost would have to be reduced from monthly premiums.
Second, they would have to receive zero back at the years end. Last year, many got checks back.

Let's stop comparing apples to oranges. If one is going to compare, why not compare catastrophic coverage for the young as provided in Obamacare. If not, look at the medical expenses of the previous year. Not everyone will do better this way, if someone wants to use a bad story, make it a real one.

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