Do you worry that you will be a victim of crime?

[whatthehey]

38. All and none, like most sensible middle class folks

All are very possible. There is no nice neighborhood/blameless life exemption from criminal action. My mother in law, a church volunteer who never used any profanity nor got so much as a parking ticket in her upscale whitebread suburban life, was abducted in broad daylight from a parking lot and later murdered. I've lived a far worse life sometimes in far worse places and never been in any great danger of victimhood past a couple of enraged but ineffectual Christian warrior wannabes. But any of your events listed could happen to me today. That's the all part.

However none are very likely. Just like people win the big lotteries several times a month but it's still a quarter billion to one for any ticket, violent crimes happen all the time but individuals, outside areas of concentrated criminal activity that is, are generally likely to live their lives free of the big-ticket items you list. Since I no longer have to live in very poor high crime neighborhoods, my risk is very low, but it still could happen any time.

So what's a sensible likely safe but still potential victim supposed to do? The same thing we do with other rare calamities like house fires, fatal car crashes, sudden permanent disability, etc. We try to avoid high risks, protect ourselves where possible, and insure ourselves just in case.