DH had been unemployed but did work less than the full year at a nice living-wage gig (but still a 1099 without benefits) while forced to claim his SS just before full retirement age of 65 late that year. He had been told they would automatically adjust that SS according to the penalty for working before reaching full age for those few months, when extended unemployment benefits (under Gov Strickland) also had ended, but agency never did it despite being told he had been working; several YEARS later (after that gig had long-ended) he got a letter indicating he owed a whopping amount that would end his SS for many months to repay! PANIC TIME! Got something worked out as a result of an appeal, but to add insult to injury, he continued to be unsuccessfull gaining new employment in his field. (Nah, there's no age discrimination - ? 
) Now that he's reached an age where there's no penalty on wages, he's returned to work at a FT non-living wage job because SS alone still won't cover bills (that include confiscation of federal tax refunds and multiple repayment plans) and/or housing in safer areas of city/suburb in addition to necessary funds for moving expenses, security deposits, etc...required by landlords. I also suppose the best we could do for healthcare costs would be a restrictive Advantage Plan as supplementals are costly and run through the private insurer sector. Hahaha - approved by Medicare? Been waiting to see if anything changes in the works that could benefit us. We pretty healthy, but need those quality of life issues covered. I had hoped for single payer (gov) at least. I'll have to succumb to those "other" plans next year if nothing happens. Why can't regular Medicare cover vision, dental, and hearing?
Our daughter who is unmarried has had no luck purchasing a home - 10 bids rejected. She had offered to share it with us, but housing costs are out-of-control and right now, in seller's market, there's few listings that don't sell in a single day to a few days to flippers/investors who have much bigger pockets of cash. She's been pre-approved but this is a big problem that seems only to leave her homes in high-crime areas of the city in her price range when combined with this gap crap with the likes of greedy sellers and more fortunate downsizers with available CASH!
Indeed, there's no rest for the "wicked useless eaters" with which the GOP has labeled the unemployed and senior citizens.
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