Reply #20: also, you can call about waiving a late fee if you've been up-to-date & something unusual comes up [View All]

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I was behind one month b/c I was out of town for 3 wks. and by the time I got back and opened all my bills, I was already late paying the credit card bill b/c I hadn't thought of it before I left. The late fee was $39 + the usual ridiculously high interest. I called the co. (BOA), told the rep my story and politely asked for the fee and interest to be waived and and he credited these the next month b/c it was obvious it wasn't the norm that I paid late. Maybe in this climate, it won't work anymore but it's wroth a try.

BTW, a $39 late fee + 20% interest or whatever it was is OUTRAGEOUS