Reply #6: No you don't gotta do it. [View All]

[BOSSHOG]

I don't know your particulars, but there are literally thousands of companies out there waiting in line to get their hands on your mortgage and they look and sound so sweet up front. The vast majority are legitimate and upfront but they don't want you to default either. I'm financially secure with a ton of equity in my property and I would never get a home equity loan. (Please consider that a subjective viewpoint)- you have to make your own. Best of luck to you.