Reply #36: Too bad you used the word insurance because it's at the bottom [View All]

[Cleita]

of our health care crisis. Insurance by it's very nature tries to reduce it's risk. So insurers will cherrypick the young and healthy to lower their risks. So as you can see they are denying health care to the people who need it, the sick and elderly.

This is where universal single payer health care is the best way to go. It pools the money available for health care, so that those who need it get it and none are turned away. It lowers administrative costs to between 2% and 3% unlike the insurers whose administrative costs run between 8% and 15%. It does not provide health care but it negotiates prices of drugs and medical services with the various private health care givers and pharmaceuticals. The patient can still select their own doctors and care.

It's time to make the insurers go back to doing what they do best, which is insuring for possible disasters, not determining who can and cannot get needed health care when the time comes.