Reply #13: Same sort of thing here... [View All]

[hunter]

We pay around $35,000 before we get anything.

My wife and I consistantly reach the high deductable every year around this time, and then whoop-dee-doo, we only have a copay for our prescriptions of about $100 a month, and our other medical care drops down to about $250 a month.

Large numbers of Americans are simply out of luck when it comes to health insurance. For many Americans health insurance simply isn't availible and/or affordable.

We need a single payer health care plan now, but it's not happening because the health insurance and pharmacetical industries are deeply entrenched in our political process, and too many of us don't recognize we generally have crappy healthcare in this nation, even for people who have money or "good" insurance.

Bad medicine is still bad medicine no matter how much you pay for it. An innappropriate medication is still bad for you no matter if it's a four dollar generic or a $250 heavily advertised brand name generic work-alike paid for by expensive insurance.