Reply #10: Use the Federal Employee insurance exchange [View All]

[Hansel]

Give all people who are uninsured the right to purchase from the same insurance exchange that Federal employees do. Open it up to state workers as well. This would be an enormous number of people for insurance companies to get customers from.

With that incentive in place, set rules on which insurance companies can be listed in the Federal insurance exchange and open the exchange to all insurance companies that comply with these rules. They must be non-profit. They cannot be listed on the stock market. They cannot utilize a bonus pay system, only merit increases. CEO's cannot be compensated at rates more than 100 times that lowest paid professional employee.

Then add in all of the other rules talked about: Cannot deny people with pre-existing conditions, no canceling of policies because the person gets sick, pay by results not by each test or procedure, etc.