What mental health coverage does your health insurance plan have?

[Glenda]

This is a follow-up to my earlier poll:
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=104x4225179

[redacted]

1. Although you have to have a parity diagnosis to get anything other than

brief care. But we have one of the best HMO's around with great care and great rates, so I'm not complaining.

On edit: I've been told that for people who REALLy need the help they are great.

[Glenda]

2. What's a "Parity Diagnosis?" n/t

[redacted]

4. Parity is a law that requires ins companies to cover serious mental

illness (like bi polar disorder or major depression or panic disorder) like they could cover any other disease.

This is in California -- not sure where this works other places. But if you had a parity diagnosis here -- they could not cap your number of visits -- have to cover it like a heart attack. Although NOW they will also use that parity diagnosis as a screening device to not cover you -- something CA I think has been trying to address.

[Cooley Hurd]

3. My employer is VERY progressive when it comes to mental health...

My insurance rider covers everything.:thumbsup:

[flamingyouth]

5. None whatsoever.

However, a new state law takes effect next year which will force carriers to at least have some mental health parity.

[Kali]

6. Health insurance?

[DemBones DemBones]

7. None of the above -- HMO restricts coverage to

approved providers (same with medical care) and there's no parity. HMO only pays 50% in mental health care. But they do pay for all medications.

[wli]

8. not sure, but if I have any "mental health coverage" I want it gone