Special benefit on auto/home insurance if you attend Church!

[napi21]

Good thing I was sitting down when I opened my mail today! I got a special notice from our auto insurance co. advising me of all the new benefits, free, if I regularly attend Church. WHAT????

1. Waive deductible if there is a loss while driving to or from a church activity or service.

2. Church tithing or donations, up to $750 covered if you suffer a loss of income from a disability caused by any auto accident.

3. Pays existing auto loan payments up to $3,000 if you suffer a loss of income caused by accident while driving to or from Church.

4. Mortgage will be paid up to $7,500 if you suffer a loss of income due to an accident at your residence.


There's more, but I'm tired typing!

Where is THIS coming from????

IF you care to se the whole thing, here's the link!
http://www.guideone.com/aboutus/newsreleases/faithguard_030305.htm?search=church&p=1#_1

[tk2kewl]

1. might as well take advantage of the sheeple

great marketing :P

[napi21]

3. I guess it's great marketing, but there's no charge.

I can only guess that their losses in situations like they're covering FREE have been extremely low, or none at all!

[tk2kewl]

14. volume offsets lower individually policy profit margins...

basic supply and demand

there are calculations for maximizing overall profit that take into account increasing number of customers, price of product and cost of providing the product

[LynneSin]

27. Yes but you better be headed in the direction of a church...

...if you're in an accident!!

[Oreo]

2. It doesn't cover crashes due to the Rapture?

Now isn't that special?

[sinkingfeeling]

4. Geez, I'd think us non-believers should get better deals...after all,

we're not constantly on the roads going to and from church, Sunday school, Bible study, and all those pray meetings! Drive less miles and more clear-headed!

[RubyDuby in GA]

5. I was at a Wendy's recently

They had a sign up that you would get a discount if you brought in your program from any church on a Sunday.

Wendy's lost my business that day.

[orion9941]

6. Wendy's has always been very Republican.

Good ole Dave Thomas was very homophobic too.

[phillinweird247]

11. That sucks! because I love wendy's. n/t

[napi21]

7. GEE, talk about manipulating people!

Funny thing about the Wendy's story is that it sure doesn't take going to church to get a program from one!

[ayeshahaqqiqa]

13. Hmm....

wonder what they'd do if I brought in my order of worship for Universal Worship?

[geniph]

32. Do I get a free lunch if I bring 'em a Jack Chick tract?

just askin'.

[ret5hd]

8. Isn't this REALLY the same as...

having benefits reduced/denied IF YOU DON"T believe in god? Looked at in that way, would it be legal?

[RB TexLa]

9. Marketing

The P & C end of insurance can tailer policies to just about any industry or group. There are companies with "special" policies for bucket trucks companies, for farmers, you name it and someone has a "special policy made just for your group," if there are enough people involved in something they will make a policy with your activity printed right on it. Yes, actually printed on the advertising! Makes it special just for you. And they really care about people involved in your activity, more than likely their company was founded by people involved in "insert your activity here" or the special "insert your activity here," department is run by people in "insert your activity here."

[ayeshahaqqiqa]

10. Interesting

wonder if it would cover me if I got into a fender bender after attending zkr? That's the ceremony of remembrance Sufis do, and is a form of worship service, I would think.

[AllegroRondo]

12. How can they prove you DONT attend church?

I say claim all the benifits you can. Its up to them to prove you are not religious.

[gratuitous]

15. Since it's an insurance company

I'm guessing that they have researched this risk/benefit factor to a fare-thee-well, and have determined that the risk of paying out on these benefits is negligible compared with the additional ratepayers they will attract for making this offer.

It's the bottom line, as always.

And since I do quite a bit of driving on church-related activities in a geographically large area, it's something that might appeal to me.

[RB TexLa]

16. And remember Sunday is the safest day of the week for

Driving. Less people on the road, restricted alcohol sales in many places. Less people on time constraints such as lunch hours and getting to meeting deadlines.

[madmom]

17. what about wiccans?.....

if they are on their way to a coven meeting or any other non-main stream religion?

[havocmom]

22. See my post below. Get ordained officially, good for wiccans and others

Make church be where ever you want it to be. Take it with you!

[Mabus]

18. Jeez, all I've been offered is a bag of candy and a bus ride

to the church. Okay, they haven't offered it to me but they've been offering bags of candy and a ride in a bus to one of the local fundie churches. Word spread through the neighborhood pretty quickly and the police were called.

[ComerPerro]

19. Well, what do you expect. Its a company run by fundies, for fundies

Sure, they can take all the benifits they want.

But the company is run by fundies. Bush is a fundie. And Bush is a liar.

Therefore, these people probably can't be trusted.

I bet they never pay out benifits.

[napi21]

25. Actually they handle claims very well.

We've had them insure our cars for about 4 1/2 years. They have the cheapest premiums, and when my husband had an accident 2 years ago, and was at fault, they gave us a very fair price for our totaled car, paid all the medical bills without any question, and we had the check in less than 2 weeks.

Our agent is very knowledgebale, and is always willing to give us advice on how to work with some weird problems that have come up.

I really have NO problem with their performance as an insurer. I just found it a bit weird that they were offering free benefits to those who go to church.

[ComerPerro]

29. The link read as though they were a company that specialized

in covering churches, and I figured that was all they did.

[napi21]

30. No. They have a broad customer base. I guess they also

decided to concentrate a portion of their effort on insuring Churches as a large piece of their marketing plan. I have no idea just how much of their business is Church insurance. I think it's just something nice they put on their web site too.

[shenmue]

20. Well crimony

Where I come from, we have a word for that. "Discrimination."

I'm not sure how they can tell you actually sat through a whole service. Unless, of course, in situation #1 they meet you at the site of the fender-bender.

What do you get if you're not a church member, but someone who is, causes the accident? Do you get any more money or special treatment? What are they saying to non-believers? "Who cares if you get hit, buddy"?

I'd just switch companies. The whole thing just doesn't seem right (in my opinion).

:mad: :dunce: :wtf:

[havocmom]

21. OK, here's a plan: Get ordained and start your own church

even if you and your kitten are the whole congregation!

http://www.ulc.org/

And, you can use the Clergy Only parking spaces at hospitals, AND go into prisons to minister if you want.

[RB TexLa]

23. I'll go even one better

Ordain yourself, claim that you have broken away from whatever church and hold your services in your basement, backyard, or where ever. If you think about it, it could be anything.

If they ask you to prove your religion invite them to a service. Like I said anything, meditate in front of a nice set of silverware while reciting transcripts of a cooking show or the simpsons.


Back to the original post, I would think anyone that has a "Jesus Saves" or whatever bumber sticker on their car could claim to be evangelizing the world anytime they are driving the car and thus on chuch related activity.

[noonwitch]

24. Is it only for churches, or does it cover any religious obligation?

It really doesn't bother me all that much if it is inclusive to all religions.

The 7-11 in Madison Heights, MI (13 1/2 mile and John R)gives a free coffee or small slurpee to anyone on a Sunday who produces a church program from that day. I got my free slurpee at least once or twice.

When I bought my car, I specifically chose the dealership/salesman because they were offering a deal to donate $200 to my church for each car they sold to a member of my church. I needed a new car, and I figured this was God's way of telling me to buy one at that time.

[napi21]

26. Well, I have the brochure in front of me that they enclosed in my

notice about this new benefit.

The opening line is:

"FaithGuard Auto and Homeowners insurance for the faithful. FaithGuard offers all the coverage of GuideOne's standard auto and homeowners policy, with additional benefits to help protect active church attenders, such as:
Waived deductibles.....

It does say church attenders, but I have NO IDEA what they mean by CHURCH and how restrictive that is.

[Dark]

28. They are a private business, so it's their right to offer what they want.

n/t

[FreedomAngel82]

31. How are you supposed to prove it?

I know church's have directories but it could be old. This is just silly. Are they going to have a sepcial for the other religions too? :eyes:

[geniph]

33. If I'm a Pastafarian,

does it cover me driving to and from Italian restaurants or grocery stores?

If I'm a Rastafarian, does it cover me when driving to my dealer's to pick up a bag of grass?

[cynatnite]

34. It makes it sound like those who go to church are better drivers...

Am I reading this wrong?