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And it kind of stuck with me as the perfect Healthcare system.
A Chinese doctor saw many patients. Those patients would pay him once a month, and he would make sure they weren't getting sick, give them good advice to keep them healthy.
When one of his patients got sick, the payments from that patient stopped. The payments would not resume, until he made that patient healthy again. Makes sense, a sick person can't work and earn money to pay the doctor anyway. So the financial motivation for the Doctor was to keep them healthy when possible, and when they are sick, cure or treat them as quickly as possible.
Right now our system in setup to reward Drug companies and doctors whenever their patients are sick, becuase you only go to a doctor when your sick, you only need drugs when you are sick. Why not realign the priorities of the system? Reorganize the system to fit the Ancient Chinese model?
Drug companies would be compelled to develop cures, instead of treatments. They would also be compelled to keep the cost of their drugs low, because again, the real money is in keeping people healthy. They can't stay healthy if they can't afford your drugs. Hospitals wouldn't waste time trying to figure out how they were going to get paid while their patients slowly died, they would realize that if their patient died, they wouldn't get paid.
They current system is set up so that if your healthy, you pay the insurance company, and if your sick... you pay the insurance company... And if you get sick too much, and cost the insurance company too much money, they'll raise your rates or cut your policy.
I know that certain diseases can't be cured.. yet, terminally ill patients wouldn't be able to retain a doctor, even in the Ancient system, because if your always sick, and there's nothing the doctor can do about it, he'll never get paid. There is no motivation to accept such a patient in either system. That is where the government should come in. Patients with illnesses that prevent them from ever being healthy, or with illnesses too costly to treat in the private sector, should be the responsibility of the Federal Government. That's what the goverment is for, to pay for things that are needed that do not generate a profit.
They do it for mass transit systems. In many cities, city busses do not generate a profit, The revenue they recieve from their fares is not sufficient to keep the busses running. However the city still needs those busses so that those without cars can still get around. A private company would not be responsible for filling such a need if their is no way to profit from it, so the government subidizes the city busses income to keep them running.
The government should subsidize the healthcare of individual patients that cannot afford the monthly payments, or have illnesses to costly or longlasting for the private sector to accomidate on their own.
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