How much do you pay for company-sponsored health care?

[Squatch]

Our new premiums came out...get this...for a "family", $315 per month for PPO coverage.

Holy crap. There go my 401k contributions.

[aintitfunny]

1. Sounds like a bargain to me

our small business includes my husband and myself and we are going to pay 900$ per month for HMO coverage this year. Our high average age is killing us.

[juliagoolia]

2. Did your deductible go up too?

Did your copay also increase? Did the benefit change? Like now 90% or less?

[Squatch]

4. Same copays, same deductibles

[juliagoolia]

6. they dropped my ppo plan

Had to opt into a different plan of HSA and bridges and all kinds of things..
Hard to tell what the cost will really be. But I think I am actually paying my own costs until I reach a certain amount. Then I know I am paying all my expenses for like 2k more(called a bridge) then the major catastrophic coverage kicks in.
Fun to try to figure out huh?

NOT
Anyway its like 150 bi-weekly for the family.

[juliagoolia]

7. they dropped my ppo plan

Had to opt into a different plan of HSA and bridges and all kinds of things..
Hard to tell what the cost will really be. But I think I am actually paying my own costs until I reach a certain amount. Then I know I am paying all my expenses for like 2k more(called a bridge) then the major catastrophic coverage kicks in.
Fun to try to figure out huh?

NOT
Anyway its like 150 bi-weekly for the family.

[intheflow]

3. In the past 20 years

I have only been able to afford company health insurance once, and that was when I worked for a huge company so they got really cheap rates and subsidized 50% of my payment.

Of course, once they downsized me (a McEconomic term if ever there was one), I couldn't afford the COBRA payments.

[Az_lefty]

5. $300/mo PPO but it's going up next year

[hunter]

8. That's cheap.

If you want to scare yourself, go see what your COBRA would cost, especially if you have some sort of "pre-existing" condition.

[murphymom]

9. It could be worse

Husband and I have a small business preferred provider plan with prescription coverage and a low deductible - cost per month for the two of us is $953. (Being self-employed we get to pay the whole thing...)

Since we started with this insurer 4 years ago the premiums have doubled. I've checked with our insurance agent and there really isn't anything out there that's much cheaper, either. For less money, you get less benefits and as I'm a type 1 diabetic I really don't dare be without adequate health insurance.

Not too long ago I looked up what the medical premium would be in British Columbia. I think for a family of 2 the premium was $96 Canadian. For that I could figure out the metric system and learn to love ice hockey. Sheesh.

[ScreamingMeemie]

10. $200 for PPO with a $5,000 Deductible here.

:hi:

[DODI]

11. Our HMO went from $44 bi-weekly to $70 and all the co-pays went up

but I guess we aren't doing too bad.

[RebelOne]

12. At this time $100 a month for complete coverage through Aetna.

Medical, dental, eye care and prescriptions. But that could change in January of next year because I have been paying this amount for the last 3 years. My co-pay went up this past January from $15 to $30.

[LynzM]

13. Ours isn't bad, relatively

~$200 month, PPO, for our family, plus about $60/month for prescriptions. Being diabetic, it's really important. And yeah, COBRA is a joke. It would have cost me $900/month, for JUST me. And I can't even buy into normal insurance. Health care reform would be nice. Living in Germany was great...

[unblock]

14. $30/mo for me AND mrs. unblock!

her pay is crap but the health insurance is wonderful.
they even pay for 4 ivf treatments!