3 in 1 credit reports

[anti_shrub]

I need to get my credit report for my upcoming bankruptcy, what's the best (and cheapest) way to get a credit report from the three big agencies?

[MsUnderstood]

1. THE ONLY WAY to do it

is to get each one seperately from each website.

The reason I say this is because you can dispute the information online only if you order from their site.

If you get a 3 in one, you may save $1 or $2 off each credit report, but any disputes you have will have to go through the mail.

And, honestly, there isn't any benefit to going through the mail versus disputing it online.

Also, to get yoru credit score is extra $$$$. If you are planning to review only get your score from one agency. If you are planning to fix up your credit then don't get your score yet. . .and get it after you fix.

Also, if you dispute something, it freezes that item and that item is not calculated into your score during the dispute.

[valis]

2. In some states you are entitled to a free one (1 per year).

[salvorhardin]

3. Experian

If you sign up for Experian's credit reporting service you can get a 30 day free trial. Just cancel before the 30 days are up... or pay them like $30 for a single report that includes the big 3.