I just exercised consumer power!

[billyskank]

My credit card company wrote to me telling me they were increasing my rate to 19.9%. It was already too high at 18.9%, although I'd always been too lazy to do anything about it, and I always pay the balances off within a few months anyway so I was never paying them so much.

But this spurred me to action. Fuck you, I thought, my credit history is spotless, so I don't have to put up with this shit. So I called them up to tell them I wanted to cancel my agreement. They dropped the rate to 12%.

I agreed to it, because that's basically what I wanted all along. :)

:woohoo:

[Rabrrrrrr]

1. Good for you!

Screw those usurers.

[CaliforniaPeggy]

2. Smart move!

I'll just bet you surprised the heck out of them!

Or maybe not....but still,you got what you wanted, and that's all that matters!


Goodnight, sweet billyskank!



:hug: :loveya:

[Gormy Cuss]

3. Yes--- flex the power of good credit.

The credit card companies will usually bend to keep low risk customers these days. I've had similar experiences recently.

Consumers have the power to influence their policies -- we just need to use it.
:D

[Left Is Write]

4. Good job. NO ONE with a spotless credit history should be paying

anywhere near 19 or 20%. That's ridiculous.