azmouse
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Mon Jan-30-06 12:54 PM
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Someone else used one of our credit cards last week. |
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This is scary. It was a credit card that we hadn't ever used and somehow someone got the number and charged $800 at a place called Busy Beaver (sounds kinda dirty, doesn't it?!) The card was cancelled for security reasons. We won't have to pay the charge but it got me wondering how secure our other credit cards are. Has this ever happened to anyone else? What did you do?
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purr
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Mon Jan-30-06 12:18 PM
Response to Original message |
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I got one about 15 min from my house.. its a home depot kind of store. Did they find out who did it?
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azmouse
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Mon Jan-30-06 12:26 PM
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2. We haven't heard anything else |
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but I sure hope they get the person. I've never heard of the store before and I don't think we have any in our area. But I'm thankful to the credit card company for questioning the charge. That's how we first found out about it. I'm guessing the charge was made out of state and that probably set off some warning since we had never used the card.
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oneighty
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Mon Jan-30-06 12:26 PM
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Edited on Mon Jan-30-06 12:30 PM by oneighty
1600 dollar charge to a company that supplies gasoline and oil pumping type of equipment to gas and service stations. The last two places I used the card over a six month period was in two local service stations. The purchases were made with my card number-not the card. Worse I had paid the card off the previous month. Anyway I think hmmmmmm bet one of those slezzy bastards did it.
I sent the necessary form denying that the purchase was authorized by me-copy to my lawyer (Along with a fifty dollar feel good check). The card company covered the fradulent purchase, canceled that card and sent me a new card which I have not authorized for use. Then they sent me a bill on that new card for the interest on the fraudulent purchase. Telephone calls proved useless as I was talking to someone in India and that someone did not have a clue as to what I was saying (Perhaps you do not either) now I have sent another denial on the claimed debt on the new card which I have not activated and will not I AM PULLING MY HAIR OUT..Telephone calls are useless. Also all of my sent correspondence is by certified mail causing additional expense.
Bottom line cover your butt. These people are "Anything for a buck experts."
180
Sigh.
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azmouse
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Mon Jan-30-06 12:31 PM
Response to Reply #3 |
4. geez! That's outrageous! |
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They wanted interest on a fraudulent charge??!! I hope you can get it resolved soon in your favor. As far as we know our problem is over with the card used last week but I'm worried that the person that did it knows our names and may try something with our other cards.
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oneighty
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Mon Jan-30-06 12:38 PM
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Through no fault of my own I am under pressure caused by a thief, one who will go unpunished because the credit card does not care. They will rip off others to cover their own loss.
Just keep accurate records of happenings. As soon as they figure you have forgotten details they might hit you again. That is my experience.
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barb162
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Mon Jan-30-06 12:41 PM
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6. Yes, immediately contact the 3 credit bureaus AND the other |
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card carriers you have. I mean drop everything and DO IT FUCKING NOW. Don't be surprised if you start seeing credit card bills coming to your house on cards you never opened.
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oneighty
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Mon Jan-30-06 12:51 PM
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right now. Same card company billing me on card I never 'opened' as you put it. I have that one under sixty day protest and in my lawyers hands too. This afternoon I will be calling credit agency people as well.
I just received my credit report none of this is on there -yet-. Damn it. Damn thieves.
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barb162
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Mon Jan-30-06 01:15 PM
Response to Reply #7 |
9. You know what to do. Keep watching them every month for |
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Edited on Mon Jan-30-06 01:53 PM by barb162
illegal activity. I must have had an easy 20 cards opened in my name in Minnesota, Maryland, N.Y., Virginia, etc. These credit card fraud rings are really something. And I never lost any of my cards; it was a fraud ring at one of the credit card companies that stole names with social security numbers. I remember getting , for example, a bill from Montgomery Ward in a MW envelope, where I never shopped and never had one of their store credit cards. I called them and said I didn't buy any children's clothes for 450 bucks in Minnesota. They said someone opened a card at one of their stores in Minneapolis and bought the stuff the same day. I asked about the signature and they said my name was printed on the instant credit application. Once those bastards get your identifiers....
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tenshi816
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Mon Jan-30-06 01:15 PM
Response to Original message |
8. My husband's Mastercard was stolen once. |
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Mastercard had sent a new one out without sending him a letter notifying him that they were doing that, so we weren't expecting a card and of course didn't know to report it missing. The new card was stolen somewhere along the way, before it got to us. The thief signed it with my husband's name and went on a spending spree in London for about two weeks, and was only discovered when he was asked for additional ID when making a purchase. The police subsequently found out where we lived and phoned to tell us of the situation.
The thief had charged over £2,000 worth of stuff altogether, but Mastercard didn't charge us for it, thankfully.
Shortly after all this happened, someone broke into our flat. Nothing was taken except the keys to our car - and the car...we always wondered if it was the credit card thief, because he was never caught.
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deadparrot
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Mon Jan-30-06 01:19 PM
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10. Happened to my parents. |
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There's a bar and grill they eat at maybe once a month. One time, one of the waitresses stole their credit card number, and charged several thousand dollars' worth of food on it. My dad noticed it when he got the bill. He called the credit card company and the restaurant (which tracked down and fired the responsible party) and it all got straightened out, but I agree with you, it's disturbing.
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