WindRavenX
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Wed Aug-09-06 07:14 PM
Original message |
lol, i just took out my student loans for this year... |
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...it isn't so bad at 6K, but I owe Citibank now 20,000.
It should be paid off my 2014, when I'm like 30 :D
fuck. :cry:
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mainegreen
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Wed Aug-09-06 07:15 PM
Response to Original message |
1. 30? Wildly optimistic aint you? |
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'Specially w interest rates going the way they are!
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WindRavenX
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Wed Aug-09-06 07:17 PM
Response to Reply #1 |
2. I did some fooling around w/ repayment plans... |
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...at 10% of my gross income @ 30K a year (which is the expected salary I should be getting).
So it isn't THAT bad.
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WindRavenX
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Wed Aug-09-06 07:22 PM
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3. so, seriously, how fucked am I with about 30K in student loans? |
mainegreen
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Wed Aug-09-06 07:26 PM
Response to Reply #3 |
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30,000 year=17,000 after taxes 17,000 = 11,500 after rent 11,500 = 5,000 after food 5,000=4,000 after 401k (save dammit! Start early)
4000/year in misc expenses including student loan should cover you.
Given you live in a city and dont need a car, your actually going to do well w/30k in student loans on 30k a year. Of course if you dont live in a city, well, thats different.
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datasuspect
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Wed Aug-09-06 07:49 PM
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5. i know a secret for putting them off indefinitely |
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i have had loans since 1993 and have not paid dime one.
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Robb
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Wed Aug-09-06 07:51 PM
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...but who wants to live in that part of Alaska? F'ing polar bears. :D
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datasuspect
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Wed Aug-09-06 07:58 PM
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7. no, it is a completely legal procedure (loophole) |
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and keeps uncle sam from bricking your check (in the event that you have no ends with which to pay them).
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tulip
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Wed Aug-09-06 08:04 PM
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8. if you get out with less then 30k |
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you're doing better then alot of people out there. Just keep your eye on the job at the end of the tunnel.
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DU
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Thu May 09th 2024, 06:19 AM
Response to Original message |