Wcross
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Tue Aug-15-06 08:47 AM
Original message |
Fender bender question- never had one until yesterday. |
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I rubbed up against another vehicle while trying to squeeze into a gas pump yesterday. I put a small dent (less than 4 inches long an 1/4 inch deep) on the car and left a large paint mark. The driver called the cops and he filled out an accident report. He said we could pick up the report and turn it into our insurance companies. I have two questions. If the damage is less than the deductible will my insurance guy still handle the details then let me know how much I have to pay? My second question is the extent of the repairs. The other car had damage to its rear bumper from a previous incident. How do I know I will only be charged for the damage I did. I want to pay for the damage I did but not for every ding and dent on the entire car.
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eyesroll
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Tue Aug-15-06 08:56 AM
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1. If the damage is consistent with the police report, you'll pay for it. |
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(Or your insurance company will.)
If the damage isn't anywhere near where the police report said the other guy got hit, you won't get charged for it.
As for the deductible: The insurance company will still handle the details (at least if your insurance company is anything like mine).
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Wcross
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Tue Aug-15-06 10:00 AM
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2. Thanks, I always worry about things like that. |
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If it were my car and I actually took it to a body shop I would have them take care of all the rest of the dents and dings. I just hope the body shop doesn't "over-estimate" the cost of my damage to cover repairing the whole car. I didn't even feel the collision and the damage is very minor.
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Thu Apr 18th 2024, 01:54 AM
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