Anyone know where a good credit report website is?

[edbermac]

The only one I know is FreeCreditReport.com, but I don't know if they're really FREE. Trying to check my rating.

[Omphaloskepsis]

1. I would try this...

https://www.annualcreditreport.com/cra/index.jsp

From a usatoday article..
http://www.usatoday.com/money/perfi/columnist/block/2005-08-22-credit-report_x.htm

It sounds like most are scams. The one I linked to above looks like a government backed agency.

[Zavulon]

2. They are NOT free.

Technically, they're free for about a couple weeks, but if you don't respond a certain way within a week or two (I don't remember all the details, this was 2002), they charge you $75.00.

I don't know any good sites, but if anyone suggests any to you, try them. They can't be worse than freecreditreport.com.

[Lisa0825]

3. The last time I got a free report, it did not include all the info I needed...

It had my score and account info, but did not give date of last activity, date of first delinquency, or date of expected drop off, which I needed to dispute entries. So I went ahead and purchased all three full reports separately, because I am working on cleaning up my credit. I have raised my scores on each of the big 3 by about 100 points in the past 18 months. The free reports are good if you just want the basics and your scores, but I want ALL the info. If you want a good discussion forum for credit issues, check out the forums at www.creditinfocenter.com.

[Connonym]

4. If they only have good credit reporting I must not have a credit report

ok, lame joke but seriously, my next house is going to have to be a cardboard box because after my foreclosure nobody's gonna rent to me :(