Critters2
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Fri Jul-13-07 03:36 PM
Original message |
Something odd is wrong with my car |
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Edited on Fri Jul-13-07 03:38 PM by mycritters2
So, I go to visit an elderly parishioner. When I go in, my car is fine. When I come out, my right passenger tire is flat. I call a tow. They take it to Farm and Fleet, who install a new tire. Then they discover that it makes an awful noise when it's in reverse. They look under it and tell me the frame bent, and the tow truck must have done it. I call the tow guy. He says he couldn't possibly have done it. The F&F guys say they don't do body work, I need to take it elsewhere. They do, however, bend some things so that they aren't hitting in the way that made the noise, and tell me it's okay to drive for a while. But not to drive far.
I call my insurance guy, who tells me he can't cover it if the tow truck did it. I say the tow truck guy says he didn't do it, and I speculate that maybe someone hit it somehow while I was inside visiting my parishioner. Insurance guy says he can't cover it unless I know that's what happened.
I'm home now, but I'm afraid it's going to cost me an arm and a leg--and I'm supposed to be at a meeting in Wisconsin Monday, with a car I'm told not to drive far!
ARRGGGHHH!!
Thanks for reading.
Critters
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Whoa_Nelly
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Fri Jul-13-07 03:47 PM
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:hug:
Did you check your car out for small paint marks possibly left by another car? If a car hit your hard enough to cause the frame to bend and flatten your tire, it would have had to hit it elsewhere due to the close contact needed for all that to happen.
Of course, at the time you found the flat, there was no way for you to suspect that there was anything else wrong with your car, or that anything untoward had been done to it, specifically the possibility that all of this was from someone who hit your vehicle and left the scene.
If you can find some paint residue on your car, perhaps you can file a police report, detail all your findings, times found and/or learned, actions you took, and then get back with your insurance company...and do go over the head of the person you already talked with...and take many pics!
Hope this helps :hug:
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Critters2
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Fri Jul-13-07 03:57 PM
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I just called the 800 number on my insurance card--the national company, not my local guy. The woman there thinks it might be covered, and is going to send an adjuster to look at it.--maybe tonight yet. Says the tow is definitely covered, so that's something. She said that, since I have both collision and comprehensive coverage, she thinks it'll be covered, minus the deductible. But the adjuster will make the final call.
I will take pics and look for paint, though. That's good advice.
And I appreciate the hug. I nearly cried when the F&F guys, who were really nice, said they don't do this kind of work, but that I shouldn't drive it far. One of those moments I wish I weren't single. At least partnered people have someone to pick up the phone and cry to. Me, I just toughed it out.
Oh, and then I come back to find a snotty phone message from a couple whose wedding I'm not going to do since they didn't follow my guidelines about setting three meetings before the wedding. They reserved the building a year ago, but are now trying to squeeze in the meetings with me--and are pissed that I'm going away when they want to do it. I mean they're PISSED!! And I'm still going away.
And I still feel like crying.
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Whoa_Nelly
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Fri Jul-13-07 04:13 PM
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Critters2
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Fri Jul-13-07 04:33 PM
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I can't tell you how much I appreciate it. I've saved it!
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