badgerpup
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Tue Sep-04-07 11:50 AM
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Agoraphobia can save you some $$$ on car insurance! |
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Just got off the phone with my agent...was PISSED :grr: because my premiums had gone up, even though my record is so clean you can use it for a sterile dressing. Rates went up statewide, so BOHICA... :banghead: 'Splained her that I'm dealing with agoraphobia, which makes it difficult for me to go out, and a week where I drive 25 miles is a good week for me. Car spends about 98% of the time parked in the driveway...not a high risk for accident. She then asked me if I drove less than 7,500 miles a year...I said DEFINITELY. That qualifies me for the SHORT MILEAGE DISCOUNT, which takes about $100 off my yearly rate. :woohoo:
I don't belong to any groups...AAA is only good in New York and another state which I can't recall, but you might want to ask your agent about affinity groups. Sometimes belonging to to a certain credit union or organization like that can bring your premium down too.
I didn't think to ask if Democratic Underground counted...:crazy:
Hope this helps...
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badgerpup
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Wed Sep-05-07 02:34 PM
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1. Kick...and you're welcome. n/t |
GreenPartyVoter
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Wed Sep-05-07 02:37 PM
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2. I don't drive, though for different fears. Still if I ever do, I will have to |
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remember this short mileage thing.
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Gormy Cuss
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Wed Sep-05-07 02:42 PM
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3. It's annoying that you need to ASK for it, but it is one of the discounts many insurers offer. |
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Less time on the road, less likely to be in an accident. Here's a good article about ways to lower the cost (and your example is one of them): http://frugalliving.about.com/od/affordabletransportation/tp/Auto_Insurance.htm
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badgerpup
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Wed Sep-05-07 03:47 PM
Response to Reply #3 |
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Edited on Wed Sep-05-07 03:54 PM by badgerpup
Appreciate you putting that up! :hug: Insurance companines won't volunteer information about "You can save yourself a bit by doing this..." :grr: You have to come right out and ask them SPECIFICALLY.
Edit to add that if you are 55 and you take a Defensive Driving course, that will earn you a discount as well with some companies. But you HAVE to be at least fifty five for this one.
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DU
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Thu Apr 25th 2024, 11:25 AM
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